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Mortgage rates were high and stagnant all spring. Will that continue this summer? See HSH's latest Two-Month Mortgage Rate Forecast for our outlook.

Mortgage rates were high and stagnant all spring. Will that continue this summer? See HSH's latest Two-Month Mortgage Rate Forecast for our outlook.

Is there a website which tracks Federal mortgage regulations?

Federal regulations are of course all posted in the Federal Register. The Federal Reserve is generally in charge of them, but mortgage regulations are presently enforced by a hodgepodge of agencies (FRB, OCC, OTS, FTC, FDIC, FFIEC and others, depending upon the regulation in question).

There are any number of mortgage compliance firms which keep track of these things for professionals, but a good place to start would be the Federal Reserve (www.FederalReserve.gov) If you have a specific regulation in mind (Home Mortgage Disclosure Act, Truth in Lending, Home Owners Equity Protection Act, Community Reinvestment Act, etc) it would be good to use those specific regulations in any search you conduct).

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Keith Gumbinger
Keith Gumbinger
Mortgage Expert
Vice President, HSH.com
About Keith: Mortgage market observer and analyst with 35 years experience... (more)
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