X

If you're considering an ARM, you'll want to check out HSH's comprehensive Guide to Adjustable Rate Mortgages.

If you're considering an ARM, you'll want to check out HSH's comprehensive Guide to Adjustable Rate Mortgages.

Is there a website which tracks Federal mortgage regulations?

Federal regulations are of course all posted in the Federal Register. The Federal Reserve is generally in charge of them, but mortgage regulations are presently enforced by a hodgepodge of agencies (FRB, OCC, OTS, FTC, FDIC, FFIEC and others, depending upon the regulation in question).

There are any number of mortgage compliance firms which keep track of these things for professionals, but a good place to start would be the Federal Reserve (www.FederalReserve.gov) If you have a specific regulation in mind (Home Mortgage Disclosure Act, Truth in Lending, Home Owners Equity Protection Act, Community Reinvestment Act, etc) it would be good to use those specific regulations in any search you conduct).

Ask the expert
Keith Gumbinger
Keith Gumbinger
Mortgage Expert
Vice President, HSH.com
About Keith: Mortgage market observer and analyst with 35 years experience... (more)
Please enter a question.
Please enter name.
Please enter email.
Captcha code invalid
Q: What is a mortgage insurance premium? Do I need this?
APR 07, 2022
A:

In general, this will be the cost you must pay for a policy which helps to protect your lender.

Read More
Q: Will biweekly mortgage payments save me money?
MAR 23, 2022
A:

Making biweekly mortgage payments will cut your interest cost and shorten the term of your loan.

Read More
Q: Is a reverse mortgage right for you?
FEB 14, 2022
A:

If you are considering a reverse mortgage (HECM), you should be sure you understand how these loans work and how one would fit in with your overall financial plan.

Read More
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen