Is there a website which tracks Federal mortgage regulations?

Federal regulations are of course all posted in the Federal Register. The Federal Reserve is generally in charge of them, but mortgage regulations are presently enforced by a hodgepodge of agencies (FRB, OCC, OTS, FTC, FDIC, FFIEC and others, depending upon the regulation in question).

There are any number of mortgage compliance firms which keep track of these things for professionals, but a good place to start would be the Federal Reserve (www.FederalReserve.gov) If you have a specific regulation in mind (Home Mortgage Disclosure Act, Truth in Lending, Home Owners Equity Protection Act, Community Reinvestment Act, etc) it would be good to use those specific regulations in any search you conduct).

Ask the expert
Keith Gumbinger
Keith Gumbinger
Mortgage Expert
Vice President, HSH.com
About Keith: Mortgage market observer and analyst with 35 years experience... (more)
Please enter a question.
Please enter name.
Please enter email.
Captcha code invalid
Q: Will I pay an ACA/ObamaCare tax when I sell my home?
JAN 17, 2025
A:

Some homeowners will pay this 3.8 percent tax when they sell their homes, but only if they meet certain conditions.

Read More
Q: What loan amount does a mortgage need to be for it to be considered a Jumbo Loan?
DEC 02, 2024
A:

This question used to have a simple answer, since there was a "bright line" definition -- the conforming loan limit....

Read More
Q: How best to consolidate credit card debt?
SEP 24, 2024
A:

A lower-cost alternative might be to obtain a home equity line of credit or even an HECM.

Read More
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen