X

Is there a website which tracks Federal mortgage regulations?

Federal regulations are of course all posted in the Federal Register. The Federal Reserve is generally in charge of them, but mortgage regulations are presently enforced by a hodgepodge of agencies (FRB, OCC, OTS, FTC, FDIC, FFIEC and others, depending upon the regulation in question).

There are any number of mortgage compliance firms which keep track of these things for professionals, but a good place to start would be the Federal Reserve (www.FederalReserve.gov) If you have a specific regulation in mind (Home Mortgage Disclosure Act, Truth in Lending, Home Owners Equity Protection Act, Community Reinvestment Act, etc) it would be good to use those specific regulations in any search you conduct).

Ask the expert
Keith Gumbinger
Keith Gumbinger
Mortgage Expert
Vice President, HSH.com
About Keith: Mortgage market observer and analyst with 35 years experience... (more)
Submitting your question...

Question received! Check back later to see if your
question gets published.

Q: We just sold our house. When do we have to pay the IRS?
JAN 20, 2021
A:

Capital gains taxes as they apply to your principal residence can be found in IRS Publication 523.

Read More
Q: How do I find out who owns my mortgage?
MAR 15, 2021
A:

The owner of the loan is most often the "investor" -- the entity who put up the actual funds to make your mortgage happen.

Read More
Q: Does mortgage insurance assist the survivors of a deceased policy holder?
JAN 20, 2021
A:

Credit life insurance is sold to homeowners as a means to pay off the mortgage in the event of the death of the homeowner.

Read More
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen