Shop around. Of course, it all depends upon what you're looking for, whether it's a new or used car, and how strong your credit is. Factory- or dealer-sponsored financing can at times be as low as 0% interest for models they are trying to clear off their lots. Other than that, you'll want to check with local banks and thrifts and especially any credit union you might be eligible to join. Don't be afraid to ask questions, and make sure that you consider more than just the monthly payment, which can mask surprisingly high interest rates.
Print page
