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About 25% of the top 400 metro areas saw lower home values in the second quarter, double last year's number. Is yours one of them? See HSH.com's Home Value Tracker.

About 25% of the top 400 metro areas saw lower home values in the second quarter, double last year's number. Is yours one of them? See HSH.com's Home Value Tracker.

Free Refinance Calculator Widget

Homeowners have several choices when it comes to financing the costs associated with refinancing. They can pay fees up-front, incorporate them into their loan amount or trade them off for a slightly higher-than-market interest rate. With the Tri-Refi Refinance Calculator, you will not only know which choice to make, you'll also know exactly what that choice will save you.