What are mortgage rates likely to do as we close out 2023 and start 2024? Check out our latest Two-Month Mortgage Rate Forecast.

What are mortgage rates likely to do as we close out 2023 and start 2024? Check out our latest Two-Month Mortgage Rate Forecast.

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Better Mortgage Review 2022

Established 2016

3 World Trade Center, 175 Greenwich Street, 59th Floor New York, NY 10007

NMLS #330511


Better Mortgage is a technology-driven company offering a fully-online mortgage experience and non-commissioned Loan Officers. They offer competitive rates and no lender fees along with their variety of loan products. Their website claims that they can match any valid competitor’s offer through their "Better Price Guarantee".

Good Fit For:

Customers that are looking for an online mortgage process and do not require loan products like such as VA or Home Equity Loans or HELOCs.


  • Pre-approval can take as little as 3 minutes
  • No commissions and no lender fees
  • Rates are provided on their website

Things to keep in mind:

  • No home equity, HELOC, VA or USDA loans
  • No retail locations


Purchase Options

  • Conventional
  • FHA
  • Jumbo
  • Investor (non-owner-occpupied)

Refinance Options

  • Rate and Term
  • Cash-out Refinance

Customer Experience

Better Mortgage is a direct mortgage lender based out of New York City. They are a technology-driven company that provides an online-only digital mortgage experience. Customers are able to complete their application, provide supporting documentation, and lock in their rate through their website.

Better mortgage also offers a "Better Appraisal Guarantee" that allows qualified home buyers who are working with one of their partner real estate agents to waive the appraisal contingency when they make an offer. This can be a useful tool for making your home offer stand out from the others.

Better Mortgage says that they do not charge lender fees and their loan officers do not work on commission. They believe this will improve the level of service that customers receive since officers will be focused on support rather than sales.

While Better Mortgage offers customers the most common loan products, there are a couple options that they do not have. Customers looking for VA, USDA, or Home Equity loans will have to continue their search for alternative options. Those customers satisfied with Better Mortgage’s product list will find that their rates are very competitive and often lower than other lenders.

Better Mortgage Scores:

  • Reviewer
  • A+
  • [ 4.5/ 5]
  • [ 4.5/ 5]
  • [ 4.2/ 5]
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