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Wyndham Capital Review 2022

Established 2001

4064 Colony Rd. Morrocroft II Floor 2 Charlotte, NC 28211

NMLS #2948


Wyndham Capital Mortgage is an online home lender that claims to have leveraged their proprietary technology to save borrowers time and money. They provide resources on their website to help educate potential customers and also post rates so customers can compare Wyndham Capital to other lenders.

Good Fit For:

Customers who are looking for an online mortgage experience and a wide-range of new home purchase and refinance products.


  • On-demand mortgage Pre-approval Letters for qualified applicants
  • Competitive rates
  • They offer a "$10,000 On-Time Closing Guarantee" with some stipulations

Things to keep in mind:

  • No home equity or HELOC
  • No retail locations


Purchase Options

  • Conventional
  • FHA
  • VA
  • USDA
  • Jumbo

Refinance Options

  • Rate and Term
  • Cash-out
  • FHA Streamline
  • VA Streamline (IRRRL)

Customer Experience

Wyndham Capital is a Charlotte-based online mortgage lender that has been in business since 2001 and lends in 46 states. They claim to have leveraged their internal technology to support their Loan Officers as they assist customers throughout the process.

They also offer assistance in the pre-approval steps to help you understand the process, learn how much house you can afford and, with their Priority Purchase Program, help you prepare to make an offer once you find that perfect home. They also claim to be able to get you in your home quick with a closing process 15% faster than the national average, per Ellie Mae Origination Insight Report Data.

Wyndham Capital maintains a philosophy that every mortgage is unique and wants to give customers the tools to customize their experience, from self-service management through their online portal to the selection of their own Loan Officer, to on-demand preapproval letters. They also offer a $10,000 on-time closing guarantee, with some stipulations found on their site, that provides a credit towards your closing costs if your loan is not closed on time as promised.


  • Reviewer
  • A
  • [ 4.8/ 5]
  • [ 4.6/ 5]
  • [ 4.4/ 5]
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