dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

15 Year Fixed Rate Mortgage: From 1986 - 2016

As the nation's largest publisher of mortgage information, HSH Associates surveys mortgage lenders coast to coast every week. The 15 Year Fixed Rate Mortgage rates shown here include both conforming and jumbo mortgages to give a true picture of the overall mortgage market. HSH markets jumbo-only and conforming-only statistics -- find out how to order.

We also offer average mortgage rates and points for over 100 metro markets; read more about our statistics.

These statistics are copyright © 2018 by HSH Associates, Financial Publishers. They may be copied and distributed provided you credit us with a valid and live link to HSH.com .

National Averages By Year For 15 Year Fixed Rate Mortgage

Months1986198719881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016
RatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePointsRatePoints
Jan--9.031.8610.261.8010.611.899.722.049.431.958.131.677.671.466.691.098.991.056.870.967.560.736.790.856.520.687.910.546.860.476.620.345.470.205.210.125.280.085.870.076.050.095.760.085.450.124.900.094.470.133.530.152.980.093.690.103.260.083.410.09
Feb--8.901.909.701.8210.581.9210.002.099.171.928.481.737.301.406.801.108.661.086.840.967.400.726.810.876.560.678.070.536.820.446.490.325.360.175.100.115.260.096.030.086.110.095.870.095.420.144.800.094.580.143.480.153.090.123.530.113.200.083.160.08
Mar--8.861.859.681.8610.911.9610.092.059.331.988.671.757.101.397.311.118.291.017.410.937.640.756.850.856.710.667.980.536.700.436.610.305.240.154.910.105.550.076.120.105.980.086.040.155.260.144.710.094.440.123.520.153.060.163.520.093.250.093.150.08
Apr9.752.069.631.949.961.8810.951.9110.192.089.321.978.531.717.061.357.941.168.101.027.720.957.890.756.830.876.630.647.960.486.760.406.560.295.280.145.300.105.580.076.280.106.050.086.040.185.110.144.800.084.420.133.450.152.970.163.580.093.130.103.120.08
May9.952.1210.321.9310.221.8910.691.8610.302.059.271.888.361.707.051.328.231.167.750.987.860.947.710.716.840.866.830.628.400.526.850.386.380.285.030.145.780.105.440.076.370.096.080.096.060.175.100.134.650.074.180.123.340.152.920.163.500.093.200.103.060.10
Jun10.412.1410.251.8910.271.8110.121.879.992.009.401.898.171.637.011.308.111.147.350.978.050.937.490.736.760.827.280.648.140.506.850.386.210.264.830.135.810.115.360.076.480.096.420.106.390.145.410.134.580.074.030.133.270.153.320.153.430.103.340.103.090.10
Jul10.222.0810.011.8810.241.839.781.899.861.999.381.877.761.596.801.258.281.147.410.938.010.887.310.736.730.807.400.638.010.486.840.376.040.275.130.145.620.105.420.076.540.096.510.106.430.155.170.104.430.074.020.133.180.153.690.123.430.083.390.102.960.14
Aug9.992.0610.091.8510.441.899.801.969.862.049.041.787.581.556.691.198.211.157.611.007.820.787.240.886.700.787.660.627.890.506.650.365.850.275.770.145.410.095.590.076.320.086.600.126.530.175.120.094.280.083.780.113.170.163.680.083.460.103.330.092.960.14
Sep9.782.0410.591.9310.361.829.992.009.932.058.791.727.491.536.501.148.291.187.420.997.970.817.200.886.520.757.610.617.750.486.490.335.700.225.580.135.280.095.530.076.170.086.480.116.270.154.950.094.230.083.640.113.090.153.800.103.470.103.290.092.980.15
Oct9.752.0210.971.9410.161.809.851.949.832.018.591.717.681.526.471.138.551.147.310.997.680.787.080.866.490.737.590.597.610.486.260.335.660.215.410.125.260.095.780.076.130.096.380.116.520.174.830.094.090.083.710.153.030.113.540.103.430.093.210.09--
Nov9.501.9210.491.8310.141.839.661.929.762.008.441.668.051.556.791.148.821.107.210.967.410.747.010.866.620.717.480.557.570.466.300.365.630.215.400.125.260.086.010.086.050.086.220.096.350.204.760.084.100.103.640.172.980.123.460.103.380.093.330.10--
Dec9.191.8510.481.8910.491.909.611.969.461.938.201.637.941.516.841.118.981.077.050.967.390.766.960.866.530.697.630.547.230.476.700.345.590.205.350.125.280.095.970.075.930.096.140.105.760.144.770.084.430.133.600.152.950.093.590.123.340.083.370.09--

Rate Trends Since 1986

15-Year Fixed
30-Year Fixed
1-Year ARM

Compare Mortgage Rates