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31 metro areas saw lower home values in the first quarter of 2025 compared to a year ago. What's happening in your area? See HSH.com's Home Value Tracker.

31 metro areas saw lower home values in the first quarter of 2025 compared to a year ago. What's happening in your area? See HSH.com's Home Value Tracker.

A failed bank holds a lien. How to proceed?

Q: I’m trying to buy an older park model trailer. The title shows a lien from an Arizona state bank that no longer exists. How do I get this title cleared?

A: Most likely you'll need find out who now holds the assets of the former bank; most (although not all) will likely have passed to a new bank at some point. Alternately, the FDIC may still be holding the assets. You should first check at FDIC.gov to see if a bank-to-bank or bank-to-FDIC transaction occurred, then contact whichever institution from there.

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Keith Gumbinger
Keith Gumbinger
Mortgage Expert
Vice President, HSH.com
About Keith: Mortgage market observer and analyst with 35 years experience... (more)
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