Q: Is there a product that allows me to consolidate a second mortgage with an auto loan to have one debt?
A: You can possibly refinance your second mortgage to a new second mortgage or home equity line of credit, provided you have sufficient equity to cover the increase in borrowing.
Credit life insurance is sold to homeowners as a means to pay off the mortgage in the event of the death of the homeowner.
Read MoreSome homeowners will pay this 3.8 percent tax when they sell their homes, but only if they meet certain conditions.
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