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If you're considering an ARM, you'll want to check out HSH's comprehensive Guide to Adjustable Rate Mortgages.

If you're considering an ARM, you'll want to check out HSH's comprehensive Guide to Adjustable Rate Mortgages.

How can I find out if HUD owes me a refund?

Keith Gumbinger

Q: How can I find if I am qualified for a HUD refund?

A: Presuming you mean "refund of mortgage insurance premiums paid into the FHA self-insurance pool," HUD makes this pretty easy.

To find out if you are eligible, you'll want to check out this FHA Homeowners Fact Sheet which spells out all the details on how refunds are determined and processed.

If you think you are eligible based on the criteria, then you'll want to browse HUD’s “Does HUD Owe You a Refund?” page, which will provide you a place to enter your last name or FHA case number to see if you are due a refund.

Ask the expert
Keith Gumbinger
Keith Gumbinger
Mortgage Expert
Vice President, HSH.com
About Keith: Mortgage market observer and analyst with 35 years experience... (more)
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