Costs and fees can vary depending upon mortgage lender policies and certain of the choices you make when you get your loan. For planning purposes, you should figure on 2% to 4% of the loan amount as a working figure, but total out-of-pocket expenses for funding escrow accounts and buying needed insurance policies can push that figure higher. If you're refinancing, you can finance those costs in a couple of different ways.
What is the cost of getting a mortgage loan?
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