It was a mixed bag for home affordability in early 2024. See the income you need to buy a median-priced home in the top 50 metro areas for details.

It was a mixed bag for home affordability in early 2024. See the income you need to buy a median-priced home in the top 50 metro areas for details.

Versatile HSH Mortgage Calculator Yields Payments and Savings

Homeowners and homebuyers can see a simple monthly payment or complete amortization schedule in 4 easy steps. Compare up to 4 loans and view savings from 4 different methods of mortgage prepayment

Foster City, CA (February 13, 2020) - HSH.com, a trusted online resource for mortgage data, content and expertise provides consumers with a mortgage calculator that not only displays mortgage payment details, but illustrates the effect of prepayments and allows for comparing mortgage offers.

Consumers provide four pieces of information when using the mortgage calculator to determine payments:

  • Principal loan balance
  • Mortgage interest rate
  • Loan term
  • Month and year the loan begins

From this, the mortgage calculator returns an expected monthly mortgage payment, the portions of principal and interest in the payment, total interest to be paid over the life of the loan and mortgage payoff date. A full amortization schedule shows the total principal and interest paid both in each year and for each payment of the loan.

Consumers can determine what impact a bi-weekly, monthly, annual or one-time prepayment of principal would have on their mortgage cost, interest paid, and loan term.

“We developed this tool to help homebuyers easily assess whether or not they can comfortably afford a potential mortgage and determine which loan is right for them,” explains Keith Gumbinger, vice president of HSH.com. “But we also want them to be able to easily compare the how different interest rates or loan terms affect their monthly and long-term costs, and show how prepaying their mortgage can save them money over time, regardless of how they choose to prepay.”

HSH’s mortgage calculator includes a loan comparison feature that simplifies a review up to of four mortgage loans side-by-side. Homebuyers can enter features of loans into the tool and receive complete details on payment amounts, amortization and more, facilitating decision-making.

Keith Gumbinger, mortgage expert and vice president of HSH.com, is available to discuss HSH’s mortgage calculators, how to select the right mortgage term or the benefits and drawbacks of mortgage prepayment. HSH.com offers a wide range of free tools to help buyers navigate the home purchase process and help homeowners more effectively manage their mortgage obligations.

About HSH.com

HSH.com is owned and operated by QuinStreet, Inc. (Nasdaq: QNST), a pioneer in delivering online marketplace solutions to match searchers with brands in digital media. QuinStreet is committed to providing consumers and businesses with the information and tools they need to research, find and select the products and brands that meet their needs. HSH.com is a member of the company’s expert research and publishing division.

Since 1979, HSH.com has been a trusted mortgage resource for consumers seeking independent, objective and expert-level information, forecasts and data. HSH.com offers unique analysis, calculators, tools and content to help demystify first mortgages, home equity loans and lines of credit, reverse mortgages and more. HSH.com empowers homebuyers and homeowners to fully understand their home financing choices and provide opportunities for them to engage with partners to execute their transactions.

Website: https://www.hsh.com

Twitter: @HSHassociates

Facebook: https://www.facebook.com/HSHassociates/

Press Contact

Jacqueline Leppla
[email protected]
(775) 842-9048


Liberty Communications for QuinStreet
Rick Judge, 415-429-5652
[email protected]

Add to Homescreen?
Install this web app on your phone :tap and then Add to homescreen