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With the Income You Need to Buy a Median-Priced Home rising, you may need to Learn About Adjustable Rate Mortgages to preserve affordability.

With the Income You Need to Buy a Median-Priced Home rising, you may need to Learn About Adjustable Rate Mortgages to preserve affordability.

How much do I owe on my mortgage?

Q: How do I find out how much I still owe on my home? I have been paying 318.00 a month since Feb. 2009, at 8 percent interest.

A: The answer is pretty straightforward. You need only plug your numbers into HSH.com's mortgage calculator. You'll need to know the loan's original start date, the original loan term and dollar amount and interest rate, of course. Add the information in, then press calculate. If you click the green "See details year by year" button, you can expand any year into a monthly display to find out exactly what your remaining loan balance is today.

Ask the expert
Keith Gumbinger
Keith Gumbinger
Mortgage Expert
Vice President, HSH.com
About Keith: Mortgage market observer and analyst with 35 years experience... (more)
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My home is valued at $195,000. I owe $127,000 on the mortgage. I want a 10 year equity loan to pay off the mortgage. Can I find lenders to do this? Certainly! However...

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