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The Fed didn't make a move at the March meeting, but what the Fed had to say about future policy has implications for mortgage rates.

The Fed didn't make a move at the March meeting, but what the Fed had to say about future policy has implications for mortgage rates.

How much do I owe on my mortgage?

Q: How do I find out how much I still owe on my home? I have been paying 318.00 a month since Feb. 2009, at 8 percent interest.

A: The answer is pretty straightforward. You need only plug your numbers into HSH.com's mortgage calculator. You'll need to know the loan's original start date, the original loan term and dollar amount and interest rate, of course. Add the information in, then press calculate. If you click the green "See details year by year" button, you can expand any year into a monthly display to find out exactly what your remaining loan balance is today.

Ask the expert
Keith Gumbinger
Keith Gumbinger
Mortgage Expert
Vice President, HSH.com
About Keith: Mortgage market observer and analyst with 35 years experience... (more)
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A:

The owner of the loan is most often the "investor" -- the entity who put up the actual funds to make your mortgage happen.

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Simply put, a "conforming" mortgage "conforms" to a set of standards so that the loan can be eligible to be sold to Fannie Mae or Freddie Mac.

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