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Thinking about buying a home this spring? You'll want to check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Thinking about buying a home this spring? You'll want to check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

ARM Indexes: Monthly Treasury Securities / Constant Maturities

Treasury Securities ("T-Secs", also known as TCM, or CMT, or T-Sec) values are calculated by the Treasury Department and reported by the Federal Reserve in Publication H.15.  Below, you will find current and historical monthly yields for 3 month, 6 month Treasuries, as well as values for 1-, 2-, 3-, 5-, 7-, 10-, 20-, and 30 year treasuries.

The official name of this index is "Monthly Average Yield on U.S. Treasury Securities Adjusted to a Constant Maturity of (number) Years" (or "six months", or "2 years", etc.). Confusion can arise when lenders use the term "One Year Treasury Bill"; the 52-week bill is a totally different index, and rarely used on ARMs.

Treasuries have both monthly and weekly values; for ARMs, the weekly value is most often used. Monthly values are rarely employed, excepting where a Moving Treasury Average (MTA, aka 12-Mat) is used. If you think your ARM is tied to a monthly value, you'll want to check your check your mortgage Note or Adjustable Rate Rider for specific details.

However, monthly values are excellent for tracking changes in interest rates and make great companion series for many other economic indicators. Need weekly treasury index values instead?

L O A D I N G

ARM Indexes: Monthly Treasury Securities / Constant Maturities from January 2023 to January 2024

Date 3-Month TCM 6-Month TCM 1-Year TCM
Jan-2024 5.45000 5.21000 4.79000
Dec-2023 5.44000 5.34000 4.96000
Nov-2023 5.52000 5.44000 5.28000
Oct-2023 5.60000 5.57000 5.42000
Sep-2023 5.56000 5.51000 5.44000
Aug-2023 5.56000 5.54000 5.37000
Jul-2023 5.49000 5.53000 5.37000
Jun-2023 5.42000 5.42000 5.24000
May-2023 5.31000 5.27000 4.91000
Apr-2023 5.07000 4.99000 4.68000
Mar-2023 4.86000 4.99000 4.68000
Feb-2023 4.79000 4.97000 4.93000
Jan-2023 4.69000 4.80000 4.69000

3-Month TCM
6-Month TCM
1-Year TCM

More ARM Indexes & Info

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