X

Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

ARM Indexes: Weekly Treasury Securities / Constant Maturities

Treasury Securities ("T-Secs", also known as TCM, or CMT, or CMT, or T-Sec) values are calculated by the Treasury Department and reported by the Federal Reserve in Publication H.15.  On this page, you will find current and historical weekly yields for 3 month, 6 month Treasuries, as well as values for 1-, 2-, 3-, 5-, 7-, 10-, 20-, and 30 year treasuries.

The official name of this index is "Yield on U.S. Treasury Security Adjusted to a Constant Maturity of One Year" (or 6 months, or 2 years, etc.). Confusion can arise when lenders use the term "One Year Treasury Bill"; the 52-week bill is a completely different index, and rarely used on ARMs. To be certain, check your mortgage contract for the specific language.

Treasuries have both monthly and weekly values; for ARMs, the weekly value is most often used. Since it's often paired with ARMs that have annual rate adjustments, the most common version used is the One Year Treasury Security. Most frequently, your new interest rate will be determined by the index value 30 to 45 days before your next scheduled rate change; check your mortgage Note or Adjustable Rate Rider for details. A margin is added to this index by the lender when your ARM's rate is adjusted.

You can compute your new mortgage rate as soon as the relevant index value is released; see our ARM Check Kit for complete instructions and worksheets. Need monthly treasury index values instead?

L O A D I N G

ARM Indexes: Weekly Treasury Securities / Constant Maturities from February 2019 to February 2020

Date 3-Month TCM 6-Month TCM 1-Year TCM
Feb-07-2020 1.570 1.570 1.490
Jan-31-2020 1.560 1.570 1.500
Jan-24-2020 1.550 1.560 1.550
Jan-17-2020 1.560 1.570 1.540
Jan-10-2020 1.540 1.560 1.540
Jan-03-2020 1.550 1.580 1.570
Dec-27-2019 1.580 1.600 1.530
Dec-20-2019 1.570 1.580 1.530
Dec-13-2019 1.560 1.570 1.550
Dec-06-2019 1.560 1.570 1.570
Nov-29-2019 1.610 1.620 1.590
Nov-22-2019 1.570 1.580 1.550
Nov-15-2019 1.580 1.590 1.560
Nov-08-2019 1.550 1.580 1.580
Nov-01-2019 1.590 1.610 1.570
Oct-25-2019 1.660 1.650 1.590
Oct-18-2019 1.660 1.640 1.600
Oct-11-2019 1.700 1.690 1.630
Oct-04-2019 1.780 1.740 1.660
Sep-27-2019 1.880 1.890 1.790
Sep-20-2019 1.950 1.920 1.860
Sep-13-2019 1.960 1.890 1.810
Sep-06-2019 1.970 1.880 1.720
Aug-30-2019 1.990 1.900 1.750
Aug-23-2019 1.960 1.890 1.750
Aug-16-2019 1.950 1.910 1.770
Aug-09-2019 2.030 1.970 1.780
Aug-02-2019 2.080 2.070 1.940
Jul-26-2019 2.090 2.090 1.980
Jul-19-2019 2.110 2.040 1.950
Jul-12-2019 2.210 2.100 1.970
Jul-05-2019 2.210 2.100 1.940
Jun-28-2019 2.130 2.110 1.930
Jun-21-2019 2.180 2.120 1.980
Jun-14-2019 2.240 2.200 2.020
Jun-07-2019 2.330 2.240 2.050
May-31-2019 2.370 2.380 2.280
May-24-2019 2.380 2.410 2.340
May-17-2019 2.410 2.430 2.320
May-10-2019 2.430 2.460 2.370
May-03-2019 2.440 2.460 2.400
Apr-26-2019 2.440 2.460 2.430
Apr-19-2019 2.430 2.470 2.440
Apr-12-2019 2.430 2.470 2.430
Apr-05-2019 2.430 2.460 2.410
Mar-29-2019 2.440 2.460 2.410
Mar-22-2019 2.470 2.500 2.480
Mar-15-2019 2.450 2.530 2.520
Mar-08-2019 2.460 2.530 2.530
Mar-01-2019 2.450 2.520 2.550
Feb-22-2019 2.450 2.510 2.550
Feb-15-2019 2.440 2.510 2.550
Feb-08-2019 2.420 2.490 2.560

3-Month TCM
6-Month TCM
1-Year TCM

More ARM Indexes & Info

Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen