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Today's mortgage rates - December 16, 2017

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Mortgage rates were nearly stable this week, according to Freddie Mac. The average interest rate for conforming 30-year fixed-rate mortgage declined by a single basis point (0.01%), slipping to 3.93% for the week. Average fifteen-year conforming FRM rates remained unchanged at 3.36%, holding at the highest level since early April. The average offered hate for a hybrid 5/1 ARM nudged higher by one one-hundredth of a percentage point (0.01%) to also land at 3.36% for the week.

The Fed met this week, lifted short-term rates and moved on. Markets expected the move, which came amid a weaker-than-expected figure in the "core" Personal Consumption Index inflation measure. The Fed move behind us and inflation still soft, mortgage rates may tick slightly lower in the days ahead.

Today's rates
3.93%

30-Year Fixed

3.36%

15-Year Fixed

3.36%

5/1 Year ARM

Source: Freddie Mac
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Today's mortgage rates from our partners

Personalize your rates and see how your rates change below Displaying Today's Mortgage Rates for a $302320 Refinance loan in Virginia.
To save more, compare more! On average, people shopping for mortgages compared at least 3 quotes.
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
30 Yr. Fixed
4.437% APR
4.375% Rate - $1,510/ mo
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connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,510
Total Monthly Payment $1,510
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
  • Get a free and no obligation rate quote in Virginia.
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  • Call now and lock-in your low rate!
30 Yr. Fixed
4.000% APR
3.875% Rate - $1,422/ mo
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connect with lender directly.
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
30 Yr. Fixed
4.050% APR
3.990% Rate - $1,442/ mo
Click to
connect with lender directly.

Fees

Loan Profile
Home Value Not Provided
First Mortgage Balance Not Provided
Second Mortgage Balance Not Provided
Cash Out Amount Not Provided
Requested Loan Amount $302,320
Lock Period 45 days
Estimated Monthly Payment
Principal and Interest $1,442
Total Monthly Payment $1,442
Estimated Fees at Closing
Origination Fee $1,400
Processing Fee $795
Total Fees $2,195

About the Lender

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.
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