Today's Mortgage Rates
Published: Oct 10, 2019
Soft inflation and mixed economic data amid a fractious political climate saw mortgage rates decline this week.
As reported by Freddie Mac, the average offered rate for a conforming 30-year fixed-rate mortgage slumped by eight basis points (0.08%), dropping to 3.57% , a four-week low. Similar FRMs with 15-year terms managed a nine basis point fall (0.09%), with the popular refinancing vehicle easing to an average rate of 3.05%. Rather more steady was in the initial rate for a hybrid 5/1 ARM, but the decline of three one-hundredths of a percentage point (0.03%) was sufficient to move the average rate to 3.35% for the survey period.
The financial currents which underlie mortgage rates have been somewhat more steady in recent days. With perhaps some optimism about a possible path for Brexit and that a trade deal with China may get moving, there was a bit of firming in influential Treasury yields as the week progressed, so we may see slightly higher mortgage rates in the coming days.
For more about economic and financial conditions and their impact on mortgage rates, check out the current and next MarketTrends newsletter. Read the most recent edition on HSH.com or subscribe for email delivery.
Current mortgage rates
| Week | 30-year-Fixed | 15-year-Fixed | 5-year-ARM |
|---|---|---|---|
| 10/10 | 3.570% | 3.050% | 3.350% |
| 10/03 | 3.650% | 3.140% | 3.380% |
| 09/26 | 3.640% | 3.160% | 3.380% |
| 09/19 | 3.730% | 3.210% | 3.490% |
| 09/12 | 3.560% | 3.090% | 3.360% |
| 09/05 | 3.490% | 3.000% | 3.300% |
| 08/29 | 3.580% | 3.060% | 3.310% |
| 08/22 | 3.550% | 3.030% | 3.320% |
| 08/15 | 3.600% | 3.070% | 3.350% |
| 08/08 | 3.600% | 3.050% | 3.360% |
| 08/01 | 3.750% | 3.200% | 3.460% |
| 07/25 | 3.750% | 3.180% | 3.470% |
Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $150000 Purchase loan in VA.
TIP: Save money by contacting 3 or more lenders.
30 year fixed mortgage rates today from 3.375%
Updated: 10/16/2019
New American Funding
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.103%
APR
Rate as low as
4.000%
Rate
$
747
Monthly Payment
Show Details
Total Payment
$747
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $717 |
| Mortgage Insurance(estimated) | $30 |
| Total Monthly Payment | $747 |
Updated: 10/16/2019
LoanDepot, LLC
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.698%
APR
Rate as low as
4.625%
Rate
$
802
Monthly Payment
Show Details
Total Payment
$802
- Historically Low Interest Rates - $100 Billion Funded
- Cash-Out and Debt Consolidation Options
- No Lender Closing Cost Options Available
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $772 |
| Mortgage Insurance(estimated) | $30 |
| Total Monthly Payment | $802 |
Updated: 10/15/2019
CloseYourOwnLoan.com
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.742%
APR
Rate as low as
3.500%
Rate
$
674
Monthly Payment
Show Details
Total Payment
$674
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.550%
APR
Rate as low as
3.500%
Rate
$
674
Monthly Payment
Show Details
Total Payment
$674
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.75% APR
- Fixed Rate 15yr
Updated: 10/16/2019
AimLoan.com
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.624%
APR
Rate as low as
3.375%
Rate
$
663
Monthly Payment
Show Details
Total Payment
$663
- Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
15 year fixed mortgage rates today from 2.625%
Updated: 10/16/2019
New American Funding
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.602%
APR
Rate as low as
3.500%
Rate
$
1,098
Monthly Payment
Show Details
Total Payment
$1,098
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,073 |
| Mortgage Insurance(estimated) | $25 |
| Total Monthly Payment | $1,098 |
Updated: 10/16/2019
LoanDepot, LLC
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.788%
APR
Rate as low as
3.750%
Rate
$
1,116
Monthly Payment
Show Details
Total Payment
$1,116
- Historically Low Interest Rates - $100 Billion Funded
- Cash-Out and Debt Consolidation Options
- No Lender Closing Cost Options Available
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,091 |
| Mortgage Insurance(estimated) | $25 |
| Total Monthly Payment | $1,116 |
Updated: 10/15/2019
CloseYourOwnLoan.com
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.416%
APR
Rate as low as
3.125%
Rate
$
1,045
Monthly Payment
Show Details
Total Payment
$1,045
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.387%
APR
Rate as low as
3.250%
Rate
$
1,054
Monthly Payment
Show Details
Total Payment
$1,054
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.75% APR
- Fixed Rate 15yr
Updated: 10/16/2019
AimLoan.com
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.128%
APR
Rate as low as
2.625%
Rate
$
1,009
Monthly Payment
Show Details
Total Payment
$1,009
- Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
3/1 year ARM mortgage rates today from 4.250%
Updated: 10/15/2019
CloseYourOwnLoan.com
3/1 Yr. ARM
3/1 Yr. ARM
Rate as low as
5.178%
APR
Rate as low as
4.250%
Rate
$
738
Monthly Payment
Show Details
Total Payment
$738
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
20 year fixed mortgage rates today from 3.250%
Updated: 10/16/2019
New American Funding
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.347%
APR
Rate as low as
4.250%
Rate
$
954
Monthly Payment
Show Details
Total Payment
$954
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $929 |
| Mortgage Insurance(estimated) | $25 |
| Total Monthly Payment | $954 |
Updated: 10/16/2019
LoanDepot, LLC
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.420%
APR
Rate as low as
4.375%
Rate
$
964
Monthly Payment
Show Details
Total Payment
$964
- Historically Low Interest Rates - $100 Billion Funded
- Cash-Out and Debt Consolidation Options
- No Lender Closing Cost Options Available
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $939 |
| Mortgage Insurance(estimated) | $25 |
| Total Monthly Payment | $964 |
Updated: 10/15/2019
CloseYourOwnLoan.com
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.839%
APR
Rate as low as
3.500%
Rate
$
870
Monthly Payment
Show Details
Total Payment
$870
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.110%
APR
Rate as low as
3.875%
Rate
$
899
Monthly Payment
Show Details
Total Payment
$899
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.75% APR
- Fixed Rate 15yr
Updated: 10/16/2019
AimLoan.com
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.643%
APR
Rate as low as
3.250%
Rate
$
851
Monthly Payment
Show Details
Total Payment
$851
- Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
10 year fixed mortgage rates today from 2.500%
Updated: 10/16/2019
New American Funding
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.630%
APR
Rate as low as
3.500%
Rate
$
1,509
Monthly Payment
Show Details
Total Payment
$1,509
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,484 |
| Mortgage Insurance(estimated) | $25 |
| Total Monthly Payment | $1,509 |
Updated: 10/16/2019
LoanDepot, LLC
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.035%
APR
Rate as low as
4.000%
Rate
$
1,544
Monthly Payment
Show Details
Total Payment
$1,544
- Historically Low Interest Rates - $100 Billion Funded
- Cash-Out and Debt Consolidation Options
- No Lender Closing Cost Options Available
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $150,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,519 |
| Mortgage Insurance(estimated) | $25 |
| Total Monthly Payment | $1,544 |
Updated: 10/15/2019
CloseYourOwnLoan.com
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.674%
APR
Rate as low as
3.250%
Rate
$
1,466
Monthly Payment
Show Details
Total Payment
$1,466
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.311%
APR
Rate as low as
3.875%
Rate
$
1,510
Monthly Payment
Show Details
Total Payment
$1,510
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.75% APR
- Fixed Rate 15yr
Updated: 10/16/2019
AimLoan.com
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.243%
APR
Rate as low as
2.500%
Rate
$
1,414
Monthly Payment
Show Details
Total Payment
$1,414
- Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
5/1 year ARM mortgage rates today from 2.875%
Updated: 10/15/2019
CloseYourOwnLoan.com
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.736%
APR
Rate as low as
3.375%
Rate
$
663
Monthly Payment
Show Details
Total Payment
$663
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
5.025%
APR
Rate as low as
4.375%
Rate
$
749
Monthly Payment
Show Details
Total Payment
$749
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.75% APR
- Fixed Rate 15yr
Updated: 10/16/2019
AimLoan.com
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.631%
APR
Rate as low as
2.875%
Rate
$
622
Monthly Payment
Show Details
Total Payment
$622
- Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
7/1 year ARM mortgage rates today from 3.250%
Updated: 10/15/2019
CloseYourOwnLoan.com
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.957%
APR
Rate as low as
4.250%
Rate
$
738
Monthly Payment
Show Details
Total Payment
$738
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.838%
APR
Rate as low as
4.000%
Rate
$
716
Monthly Payment
Show Details
Total Payment
$716
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.75% APR
- Fixed Rate 15yr
Updated: 10/16/2019
AimLoan.com
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.473%
APR
Rate as low as
3.250%
Rate
$
653
Monthly Payment
Show Details
Total Payment
$653
- Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
FHA 30 year and 15 year mortgage rates today from 3.125%
Updated: 10/15/2019
CloseYourOwnLoan.com
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.362%
APR
Rate as low as
3.125%
Rate
$
643
Monthly Payment
Show Details
Total Payment
$643
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.675%
APR
Rate as low as
4.500%
Rate
$
760
Monthly Payment
Show Details
Total Payment
$760
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.75% APR
- Fixed Rate 15yr
Updated: 10/15/2019
CloseYourOwnLoan.com
FHA 15 Yr.
FHA 15 Yr.
Rate as low as
3.542%
APR
Rate as low as
3.250%
Rate
$
1,054
Monthly Payment
Show Details
Total Payment
$1,054
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
VA 30 year mortgage rates today from 3.250%
Updated: 10/15/2019
CloseYourOwnLoan.com
VA 30 Yr.
VA 30 Yr.
Rate as low as
3.410%
APR
Rate as low as
3.250%
Rate
$
653
Monthly Payment
Show Details
Total Payment
$653
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Mortgage Choices at a Glance
| Loan type/terms | Fixed 30 years | Fixed 15 years/ 20 Years | Hybrid ARM | Traditional ARM | Balloon Mortgage |
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