Today's Mortgage Rates
Mortgage rates continue wobbling about but barely moving in one direction or the other.
According to Freddie Mac, the average offered rate for a conforming 30-year fixed-rate mortgage rose by two basis points (0.02%), landing at 3.68% in their abbreviated survey week. Fifteen-year FRMs were motionless, holding steady at an average rate of 3.15%, while the initial fixed interest rate on a 5/1 Hybrid ARM rose four one-hundredths of a percentage point (0.04%) to edge up to 3.43%.
Influential yields that underlie mortgage rates have been mostly flat to perhaps slightly lower in recent days, but the effect on mortgage rates will be minimal at best. The beginning of the holiday season is upon both us and the markets, and barring any unforeseen surprises, this tends to be a quieter time for investors. At the moment, it looks like mortgage rates will continue to wander mostly sideways over the next few days.
For more about the economic and financial conditions that are impacting mortgage rates, check out the current and next MarketTrends newsletter. Read the most recent edition on HSH.com or subscribe for email.
Current mortgage rates
Week | 30-year-Fixed | 15-year-Fixed | 5-year-ARM |
---|---|---|---|
12/05 | 3.680% | 3.140% | 3.390% |
11/21 | 3.660% | 3.150% | 3.390% |
11/14 | 3.750% | 3.200% | 3.440% |
11/07 | 3.690% | 3.130% | 3.390% |
10/31 | 3.780% | 3.190% | 3.430% |
10/24 | 3.750% | 3.180% | 3.400% |
10/17 | 3.690% | 3.150% | 3.350% |
10/10 | 3.570% | 3.050% | 3.350% |
10/03 | 3.650% | 3.140% | 3.380% |
09/26 | 3.640% | 3.160% | 3.380% |
09/19 | 3.730% | 3.210% | 3.490% |
09/12 | 3.560% | 3.090% | 3.360% |
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
- We close our loans FAST - many in 30 days or less!
- Rates are still low, but they may rise. Lock your rate today.
- We have the right loans for first-time and experienced home buyers.
30 year fixed mortgage rates today from 3.500%
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Mortgage Choices at a Glance
Loan type/terms | Fixed 30 years | Fixed 15 years/ 20 Years | Hybrid ARM | Traditional ARM | Balloon Mortgage |
---|
Rate changes |
|
|
|
|
|
Benefits |
|
|
|
|
|
Drawbacks/Risks |
|
|
|
|
|
Alternative strategy |
|
|
|
|
|
These may be useful for... |
|
|
|
|
|
Consider if |
|
|
|
|
|
When shopping, ask about |
|
|
|
|
|
Useful tools & resources |
Latest Mortgage Rate Analysis
HSH's longer-range outlook for mortgage rates, where we review our last forecast,discuss current market influences and provide our expectations for mortgage rates over the next nine weeks.