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Today's mortgage rates - March 22, 2018

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Fixed mortgage rates managed to decline this week for the first time in 2018. As reported by Freddie Mac, the average conforming 30-year FRM declined by two basis points (0.02%) to slip back to 4.44%, while conforming 15-year FRMs dropped by double this amount, with a four basis point slide leaving the average at 3.90% for the week. Hybrid 5/1 ARMs edged four one-hundredths of a percentage point (0.04%) higher, likely in anticipation of another lift in the federal funds rate next week.

While the February employment report featured outsized job growth during the month, the wage component of the report that sparked a February spike in interest rates settled back, and other inflation reports (Consumer and Produce Price indices and others) failed to show much by way of a quickening pace of price increases. As such, investors relaxed a bit, and rates settled somewhat. FOMC policy projections for the remainder of 2018 (released at the close of next week's meeting) will determine whether or not rates can hold current levels.

Today's rates

30-Year Fixed


15-Year Fixed


5/1 Year ARM

Source: Freddie Mac
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