HSH Publications
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All rights reserved. Contact us regarding reproduction of this content.
Our free weekly MarketTrends newsletter
Whether you're mortgage shopping, or just want to know what the housing & financial markets are up to, you need the HSH Weekly Market Trends! Read the latest edition of the MarketTrends or get MarketTrends in your email every Friday. Stay informed!
Tutorials by HSH Associates
Option ARMs: A Negative 'Option' Explained (with graphs)
Thoughts on Mortgage Risk, Housing Bubbles and Market Perceptions
The Principal Facts of Interest-only Mortgages (with accompanying graphs)
Ten Best Ways to Improve Your Mortgage Experience
Tips for a better refinance or purchase transaction
Guide to Adjustable Rate Mortgages
Keeping an ARM Could Save You Money
Differences Between Vantage and FICO Scores
(Free Content) All About Shared Appreciation Mortgages
What To Do When Mortgage Rates Are Rising
Print this handy monthly payment table!
ARM Check Kit: How To Verify Your Interest Rate Adjustment
Finally, an easy way to verify your ARM's interest rate. Mistakes can and do happen; finding an error might save you money. This 12-page kit gives you complete directions on how to double-check your lender, a worksheet, and 2 years of those hard-to-find index values -- plus what to do if you find an error.
Handy Graphs
All publications on our website are Copyright © HSH® Associates.
All rights reserved. Contact us regarding reproduction of this content.
Federal Funds vs. 10 Year Treasury & mortgage rates
Federal Funds vs. Prime Rate & mortgage rates
Graph of 30-year Fixed Rate Mortgages
Graph of 15-year Fixed Rate Mortgages
Graph of 5/1 Hybrid Adjustable Rate Mortgages
HSH's edtorial mortgage rate survey averages from 1986-2016
Five graphs showing One Scenario for Interest-Only Mortgages
HSH's new Guides and former consumer booklets
A Homeowner's Guide to Mortgage Refinancing
Why should you refi? When? How much can it cost? What is involved? Should you always select a fixed-rate loan when you refi, or can an ARM be a better deal? Pay fees, or go with a no- cost refi? This booklet helps you answer these questions, and offers tips on how to save time & money when you refinance and how to speed up the process. Also includes worksheets to determine how much you could save, and more. Now covered exhaustively in a free suite of content, including a our guide, tips, strategies, calculators and more! See our comprehensive mortgage refinancing content.
A Homeowner's Guide to Prepaying Your Mortgage
Already refinanced, or can't refinance? Changing the way you pay your mortgage can still help you to save a bundle of cash. Just an extra $10 each month can add up to thousands of dollars in interest savings. This booklet is right for you if you've ever wondered whether to prepay or invest your money, wondered about biweekly payment plans, want to retire mortgage-free, and more, with details on exactly how to fit your mortgage into your financial goals. Now available as a free suite of content -- see our comprehensive Mortgage Prepayment Guide.
A Homeowner's Guide to Private Mortgage Insurance
Our authoritative Guide is now available online and free of charge! See the new "Everything you need to know about PMI", which covers topics from "What is mortgage insurance? to "What types of MI are there?", "What will PMI Cost Me?" and includes specific details on when mortgage insurance can be cancelled and how to do it.
A Homeowner's Guide to Home Equity Loans and Lines of Credit
What's the difference between a loan and a line? How do you find the best product for your needs? No-nonsense instructions on fixed rate, variable rate, indexes, draw periods, repayment concerns and more. Everything you need to know about how to build, protect and borrow the precious equity in your home. A former 12-page booklet and now a 5-part, 10 article online guide that includes KnowEquity Tracker, HSH.com's home equity planning tool.