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Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

ARM Indexes: Cost of Deposits Index (CODI), 1985-2013

The Certificate of Deposit Index (CODI) is the 12-month average of the monthly average yields on the nationally published secondary market 3-Month Certificate of Deposit rates. Information on monthly yields on 3-month certificates of deposit (secondary market) is published by the Federal Reserve Board.

Please note that the data series which produces CODI has apparently gotten very thin, and monthly data may or may not be available at times. The Federal Reserve notes in a footnote on publication H.15 that "Responses are not reported when the number of respondents is too few to be representative."

Note: After months of having insufficient data to publish, the Federal Reserve ceased publication of the underlying secondary market CD rates that comprise CODI on December 16, 2013.

L O A D I N G

ARM Indexes: Cost of Deposits Index (CODI), 1985-2013 from June 2012 to June 2013

Date Cost of Deposits Index
Jun-2013 0.229
May-2013 0.240
Apr-2013 0.248
Mar-2013 0.255
Feb-2013 0.262
Jan-2013 0.268
Dec-2012 0.283
Nov-2012 0.303
Oct-2012 0.318
Sep-2012 0.330
Aug-2012 0.338
Jul-2012 0.340
Jun-2012 0.335

3-Month TCM
6-Month TCM
1-Year TCM

More ARM Indexes & Info

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