We research, you save.

Florida Mortgage Rates and Refinance Rates: HSH Lender Showcase

  • Low rates, no hidden fees.
  • One single point of contact
  • Close on time. Guaranteed.
  • Helpful online tools to get you started
www.discover.com
  • $200k Loan for Under $790/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
guidetolenders.com

Refine Your Search

Get Quotes

Mortgage refinance rates in Florida

3.125% Rate

15 Yr. Fixed

3.476% APR

$1,393 / month (est)

Learn More

Updated 7/28/2014

Immediate Rate LockLow FeesExtended Support HoursOffers HARP LoansNational Lender
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee
Call Now

3.250% Rate

15 Yr. Fixed

3.688% APR

$1,405 / month (est)

Learn More

Updated 7/28/2014

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Call Now

2.7% FIXED Mortgage Rate, 3.3% APR*
  • Get a Low Refinance Quote in 30 Secs!
  • We still have Low 10-Yr, 30-Yr and 15-Yr Fixed Rates.
  • No Harassing Calls, just One Bank!
Learn More
Mortgage rates from lenders in your area
Company Lending Area Comments
Aimloan.com Last update: 07/28/2014 Nationwide Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7
Quicken Loans Last update: 07/28/2014 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!
American United Mortgage Corporation Last update: 07/26/2014 Nationwide The Wall Street Journal Reports We Have The Most Competitive 30 Year Rates In The USA!
EZZ Financial Last update: 05/28/2014 Florida 14 Day Closings
UNBEATABLE RATES
Free Float Down
Mortgage rates from other popular lenders
Chase Last update: 05/02/2014 Rates : 3.500% APR : 3.627% Points : 0.875 Monthly Payment : N/A Closing Cost : N/A
CITI Last update: 05/06/2014 Rates : 3.625% APR : 3.337% Points : 0.000 Monthly Payment : N/A Closing Cost : N/A
Bank of America Last update: 05/08/2014 Rates : 3.750% APR : 4.160% Points : 0.335 Monthly Payment : $436 Closing Cost : $3192.51
PenFed Last update: 05/08/2014 Rates : 3.130% APR : 3.370% Points : 0.125 Monthly Payment : N/A Closing Cost : N/A

Florida Mortgages

Florida's real estate market has had its ups and downs, and tracking FL mortgage rates is just as critical as getting the right price for home--be it a Naples waterfront condo or Gainesville single-family home. With up-to-date Florida mortgage rates reported at the state or metropolitan level, HSH.com gives you the information you need to run the numbers on one of our mortgage calculators.

If puzzling through various mortgage terms is as murky to you as navigating the Everglades, contact the experienced lenders with knowledge of local markets--they can give you the latest on current FL mortgage rates for your next home purchase or refinance.

Florida conventional mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Florida, 65 counties have a conventional loan limit at $417,000, 1 county (Collier) at $448,500 and the remaining county (Monroe) is at $529,000.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Alachua $417,000 $533,850 $645,300 $801,950
Baker $417,000 $533,850 $645,300 $801,950
Bay $417,000 $533,850 $645,300 $801,950
Bradford $417,000 $533,850 $645,300 $801,950
Brevard $417,000 $533,850 $645,300 $801,950
Broward $417,000 $533,850 $645,300 $801,950
Calhoun $417,000 $533,850 $645,300 $801,950
Charlotte $417,000 $533,850 $645,300 $801,950
Citrus $417,000 $533,850 $645,300 $801,950
Clay $417,000 $533,850 $645,300 $801,950
Collier $448,500 $574,150 $694,000 $862,500
Columbia $417,000 $533,850 $645,300 $801,950
De Soto $417,000 $533,850 $645,300 $801,950
Dixie $417,000 $533,850 $645,300 $801,950
Duval $417,000 $533,850 $645,300 $801,950
Escambia $417,000 $533,850 $645,300 $801,950
Flagler $417,000 $533,850 $645,300 $801,950
Franklin $417,000 $533,850 $645,300 $801,950
Gadsden $417,000 $533,850 $645,300 $801,950
Gilchrist $417,000 $533,850 $645,300 $801,950
Glades $417,000 $533,850 $645,300 $801,950
Gulf $417,000 $533,850 $645,300 $801,950
Hamilton $417,000 $533,850 $645,300 $801,950
Hardee $417,000 $533,850 $645,300 $801,950
Hendry $417,000 $533,850 $645,300 $801,950
Hernando $417,000 $533,850 $645,300 $801,950
Highlands $417,000 $533,850 $645,300 $801,950
Hillsborough $417,000 $533,850 $645,300 $801,950
Holmes $417,000 $533,850 $645,300 $801,950
Indian River $417,000 $533,850 $645,300 $801,950
Jackson $417,000 $533,850 $645,300 $801,950
Jefferson $417,000 $533,850 $645,300 $801,950
Lafayette $417,000 $533,850 $645,300 $801,950
Lake $417,000 $533,850 $645,300 $801,950
Lee $417,000 $533,850 $645,300 $801,950
Leon $417,000 $533,850 $645,300 $801,950
Levy $417,000 $533,850 $645,300 $801,950
Liberty $417,000 $533,850 $645,300 $801,950
Madison $417,000 $533,850 $645,300 $801,950
Manatee $417,000 $533,850 $645,300 $801,950
Marion $417,000 $533,850 $645,300 $801,950
Martin $417,000 $533,850 $645,300 $801,950
Miami-Dade $417,000 $533,850 $645,300 $801,950
Monroe $529,000 $677,200 $818,600 $1,017,300
Nassau $417,000 $533,850 $645,300 $801,950
Okaloosa $417,000 $533,850 $645,300 $801,950
Okeechobee $417,000 $533,850 $645,300 $801,950
Orange $417,000 $533,850 $645,300 $801,950
Osceola $417,000 $533,850 $645,300 $801,950
Palm Beach $417,000 $533,850 $645,300 $801,950
Pasco $417,000 $533,850 $645,300 $801,950
Pinellas $417,000 $533,850 $645,300 $801,950
Polk $417,000 $533,850 $645,300 $801,950
Putnam $417,000 $533,850 $645,300 $801,950
St. Johns $417,000 $533,850 $645,300 $801,950
St. Lucie $417,000 $533,850 $645,300 $801,950
Santa Rosa $417,000 $533,850 $645,300 $801,950
Sarasota $417,000 $533,850 $645,300 $801,950
Seminole $417,000 $533,850 $645,300 $801,950
Sumter $417,000 $533,850 $645,300 $801,950
Suwannee $417,000 $533,850 $645,300 $801,950
Taylor $417,000 $533,850 $645,300 $801,950
Union $417,000 $533,850 $645,300 $801,950
Volusia $417,000 $533,850 $645,300 $801,950
Wakulla $417,000 $533,850 $645,300 $801,950
Walton $417,000 $533,850 $645,300 $801,950
Washington $417,000 $533,850 $645,300 $801,950

Calculate your payments for Florida properties with our mortgage calculator.