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Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Today's Washington Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $450,000 Refinance loan.
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Washington Mortgages

Bellevue, Everett, Seattle, and Spokane all seem to have lifetime memberships on many "best places to live" lists. Education, natural beauty, health care, recreation, and culture are tops in these towns. With competitive WA mortgage rates, you may be able to afford your dream home, save money with a refinance, or take out a home equity loan for major renovations.

Mortgage lenders in the state of Washington answer to the Washington State Department of Financial Institutions. To get licensed in Washington, mortgage lenders must meet strict requirements and and be investigated by the FBI. Those with bad credit histories or brushes with the law are not generally granted licenses. To find licensed Washington lenders and compare their current WA mortgage rates, check on HSH.com. This site's mortgage calculators can help you see how Washington mortgage rates affect your loan payment, even before you pick up the phone.

Washington Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Washington

County Name One Family Two Family Three Family Four Family
Adams County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Asotin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Benton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chelan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clallam County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clark County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Columbia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cowlitz County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Douglas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ferry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Franklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Garfield County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grant County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grays Harbor County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Island County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
King County One Family$977,500 Two Family$1,251,400 Three Family$1,512,650 Four Family$1,879,850
Kitsap County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kittitas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Klickitat County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lewis County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mason County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Okanogan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pacific County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pend Oreille County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pierce County One Family$977,500 Two Family$1,251,400 Three Family$1,512,650 Four Family$1,879,850
San Juan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Skagit County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Skamania County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Snohomish County One Family$977,500 Two Family$1,251,400 Three Family$1,512,650 Four Family$1,879,850
Spokane County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Stevens County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Thurston County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wahkiakum County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Walla Walla County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Whatcom County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Whitman County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Yakima County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
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