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Washington Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Washington Mortgages

Bellevue, Everett, Seattle, and Spokane all seem to have lifetime memberships on many "best places to live" lists. Education, natural beauty, health care, recreation, and culture are tops in these towns. With competitive WA mortgage rates, you may be able to afford your dream home, save money with a refinance, or take out a home equity loan for major renovations.

Mortgage lenders in the state of Washington answer to the Washington State Department of Financial Institutions. To get licensed in Washington, mortgage lenders must meet strict requirements and and be investigated by the FBI. Those with bad credit histories or brushes with the law are not generally granted licenses. To find licensed Washington lenders and compare their current WA mortgage rates, check on HSH.com. This site's mortgage calculators can help you see how Washington mortgage rates affect your loan payment, even before you pick up the phone.

Washington Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Washington, 35 counties have a conventional loan limit at $417,000 and 4 counties have limits ranging from $483,000 to $506,000.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams $417,000 $533,850 $645,300 $801,950
Asotin $417,000 $533,850 $645,300 $801,950
Benton $417,000 $533,850 $645,300 $801,950
Chelan $417,000 $533,850 $645,300 $801,950
Clallam $417,000 $533,850 $645,300 $801,950
Clark $417,000 $533,850 $645,300 $801,950
Columbia $417,000 $533,850 $645,300 $801,950
Cowlitz $417,000 $533,850 $645,300 $801,950
Douglas $417,000 $533,850 $645,300 $801,950
Ferry $417,000 $533,850 $645,300 $801,950
Franklin $417,000 $533,850 $645,300 $801,950
Garfield $417,000 $533,850 $645,300 $801,950
Grant $417,000 $533,850 $645,300 $801,950
Grays Harbor $417,000 $533,850 $645,300 $801,950
Island $417,000 $533,850 $645,300 $801,950
Jefferson $417,000 $533,850 $645,300 $801,950
King $506,000 $647,750 $783,000 $973,100
Kitsap $417,000 $533,850 $645,300 $801,950
Kittitas $417,000 $533,850 $645,300 $801,950
Klickitat $417,000 $533,850 $645,300 $801,950
Lewis $417,000 $533,850 $645,300 $801,950
Lincoln $417,000 $533,850 $645,300 $801,950
Mason $417,000 $533,850 $645,300 $801,950
Okanogan $417,000 $533,850 $645,300 $801,950
Pacific $417,000 $533,850 $645,300 $801,950
Pend Oreille $417,000 $533,850 $645,300 $801,950
Pierce $506,000 $647,750 $783,000 $973,100
San Juan $483,000 $618,300 $747,400 $928,850
Skagit $417,000 $533,850 $645,300 $801,950
Skamania $417,000 $533,850 $645,300 $801,950
Snohomish $506,000 $647,750 $783,000 $973,100
Spokane $417,000 $533,850 $645,300 $801,950
Stevens $417,000 $533,850 $645,300 $801,950
Thurston $417,000 $533,850 $645,300 $801,950
Wahkiakum $417,000 $533,850 $645,300 $801,950
Walla Walla $417,000 $533,850 $645,300 $801,950
Whatcom $417,000 $533,850 $645,300 $801,950
Whitman $417,000 $533,850 $645,300 $801,950
Yakima $417,000 $533,850 $645,300 $801,950

Calculate your payments for Washington properties with our mortgage calculator.