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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's Washington Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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Washington Mortgages

Bellevue, Everett, Seattle, and Spokane all seem to have lifetime memberships on many "best places to live" lists. Education, natural beauty, health care, recreation, and culture are tops in these towns. With competitive WA mortgage rates, you may be able to afford your dream home, save money with a refinance, or take out a home equity loan for major renovations.

Mortgage lenders in the state of Washington answer to the Washington State Department of Financial Institutions. To get licensed in Washington, mortgage lenders must meet strict requirements and and be investigated by the FBI. Those with bad credit histories or brushes with the law are not generally granted licenses. To find licensed Washington lenders and compare their current WA mortgage rates, check on HSH.com. This site's mortgage calculators can help you see how Washington mortgage rates affect your loan payment, even before you pick up the phone.

Washington Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Washington

County Name One Family Two Family Three Family Four Family
Adams County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Asotin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Benton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Chelan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clallam County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clark County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Columbia County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cowlitz County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Douglas County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ferry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Franklin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Garfield County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grant County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grays Harbor County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Island County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jefferson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
King County One Family$741,750 Two Family$949,600 Three Family$1,147,800 Four Family$1,426,450
Kitsap County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kittitas County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Klickitat County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lewis County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lincoln County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mason County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Okanogan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pacific County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pend Oreille County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pierce County One Family$741,750 Two Family$949,600 Three Family$1,147,800 Four Family$1,426,450
San Juan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Skagit County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Skamania County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Snohomish County One Family$741,750 Two Family$949,600 Three Family$1,147,800 Four Family$1,426,450
Spokane County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Stevens County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Thurston County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wahkiakum County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Walla Walla County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Whatcom County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Whitman County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Yakima County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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