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Massachusetts Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Massachusetts Mortgages

As New England's center for higher education, high tech innovation, health care, and financial services, Massachusetts offers a dynamic real estate market. Whether you're looking to buy a home in greater Boston or tap into your Worcester home equity, you need accurate mortgage information to guide your decision.

HSH.com offers a database of Massachusetts mortgage rates, as well as research tools to help you crunch the numbers. Current MA mortgage rates give you an accurate sense of the Massachusetts mortgage landscape. Mortgage calculators help you gauge whether it's the right time to buy a home, refinance your mortgage, or take out a home equity loan to make high-value home improvements. When you've evaluated Massachusetts mortgage rates, identify a qualified Massachusetts lender for a quote.

Massachusetts Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Massachusetts, 6 counties have a conventional loan limit at $417,000 and 8 counties range from $426,650 to $625,500.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Barnstable $417,000 $533,850 $645,300 $801,950
Berkshire $417,000 $533,850 $645,300 $801,950
Bristol $426,650 $546,200 $660,200 $820,500
Dukes $625,500 $800,775 $967,950 $1,202,925
Essex $465,750 $596,250 $720,700 $895,700
Franklin $417,000 $533,850 $645,300 $801,950
Hampden $417,000 $533,850 $645,300 $801,950
Hampshire $417,000 $533,850 $645,300 $801,950
Middlesex $465,750 $596,250 $720,700 $895,700
Nantucket $625,500 $800,775 $967,950 $1,202,925
Norfolk $465,750 $596,250 $720,700 $895,700
Plymouth $465,750 $596,250 $720,700 $895,700
Suffolk $465,750 $596,250 $720,700 $895,700
Worcester $417,000 $533,850 $645,300 $801,950

Calculate your payments for Massachusetts properties with our mortgage calculator.