Welcome to Inhouse Capital!
If you need home financing in California...
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Once again there's proof that home mortgage rates
from Inhouse Capital are among
the lowest.
You may have seen the results of the monthly survey from MONEY Magazine.
Results that prove once again: if you qualify for Inhouse Capital's loan
products, you may save as much as 40 to 60 percent on your closing costs. And
that means substantial savings which can add up to hundreds of dollars per
transaction.
How Can We Do It?
It's simple. Our rates and financing costs are lower for two basic
reasons. First, we're selective: we provide financing only to borrowers
with outstanding credit. Second, we're efficient. In fact, our overhead
expense is one of the lowest in the industry. So how do we save you money?
By passing along the savings from zero delinquencies and reduced operating
costs through substantially lower rates and closing costs.
But a lower rate is just one of the benefits that Inhouse Capital can offer
you. Because we also pride ourselves on superior customer service from our
fast and responsive application process to the prompt, courteous attention
we pay to all the other service needs of our clients.
Much of our business is coming as a direct result of "word-of-mouth" recommendations -- from borrowers like you to their friends and relatives.
Thank you for making the right choice by coming to us for your mortgage
needs and staying with us year after year.
Current Mortgage Rates
| Program |
Rate |
Points |
APR |
Max Loan |
Fees In
APR |
| 30 Year Fixed Rate |
6.375% |
0.625% |
6.478% |
$417,000 |
$790 |
| 15 Year Fixed Rate |
6.125% |
0.125% |
6.216% |
$417,000 |
$790 |
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| 30 Year Jumbo Fixed |
8.875% |
2.375% |
9.161% |
$650,000 |
$890 |
| 15 Year Jumbo Fixed |
8.375% |
1.500% |
8.660% |
$650,000 |
$890 |
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| Rates as of 08/01/2008 and are subject to change. |
| [The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.] |
Other loan programs are available -- which one is best for you?
Our highly skilled mortgage counselors can help you decide. Call or email us today!
What is the Inhouse
Capital Home Mortgage Program all about?
How the Program Works
 Pre-qualification Process
By calling one of our mortgage consultants you obtain an initial
indication of your loan eligibility before you begin house hunting or
refinancing your current property. This may help if you're negotiating on
your new house.
Fast Decisions
We make decisions on loans daily to set the most competitive fixed and
adjustable rates possible. For current rates, call our toll-free number at
1-800-559-8042 in California, or 1-800-304-7334 anywhere else in the U.S.
Rate Lock Option
When you apply, you may lock in your rate for up to 60 days, as long as
you close within that period. However, your rate or points may be higher
than the current rates. You may choose to float the rate, but you must lock
in your rate at least fifteen business days before closing.
Mortgage Options
We offer a variety of mortgage options, including:
 30-Year Fixed Rate
20-Year Fixed Rate
15-Year Fixed Rate
10-Year Fixed Rate
7-Year Fixed Rate
5-Year Fixed Rate
And a variety of adjustable-rate mortgages
To Apply
Call 1-800-559-8042 in California (elsewhere, call 1-800-304-7334).
Your application interview should last about 10 minutes.
Our toll-free lines are open 24 hours Monday through Friday.
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