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Current Mortgage Rates in MT: HSH FHA/VA Showcase

  • 2.375% Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
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  • Low 10-Yr, 15-Yr, 30-Yr Rates. 3.3 APR*
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Mortgage refinance rates in Montana

3.375% Rate

15 Yr. Fixed

3.986% APR

$1,418 / month (est)

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Updated 4/23/2014

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Montana Mortgages

First-time home buyers are always concerned about the affordability of their monthly mortgage payments. Whether you live in Billings, Butte, Bozeman, or elsewhere, compare Montana mortgage rates to find the best loan program to meet your needs.

Another common concern among buyers is accumulating cash for a down payment. In addition to saving money, you might ask relatives for a gift to contribute to your home purchase. Contact lenders to find out the current MT mortgage rates and to ask about the possibility of down payment assistance programs in your area, as well as loan programs that cater to buyers with fewer funds available to put down on a home.

Refinancing homeowners should approach the mortgage shopping process with an open mind as well--while you may be after a rate-and-term refinance, you may discover that a different loan program altogether makes most sense given your current situation. An experienced mortgage lender can describe your refinancing options given today's mortgage environment.