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Current Mortgage Rates in VT : HSH FHA/VA Showcase

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Vermont Mortgages

Vermont FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Vermont, 9 counties have an FHA loan limit at $271,050 and the remaining 5 counties range from $276,000 to $342,700.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Addison $271,050 $347,000 $419,425 $521,250 $205,000
Bennington $277,150 $354,800 $428,850 $532,950 $164,000
Caledonia $271,050 $347,000 $419,425 $521,250 $113,000
Chittenden $342,700 $438,700 $530,300 $659,050 $245,000
Essex $271,050 $347,000 $419,425 $521,250 $89,000
Franklin $342,700 $438,700 $530,300 $659,050 $245,000
Grand Isle $342,700 $438,700 $530,300 $659,050 $245,000
Lamoille $276,000 $353,300 $427,100 $530,750 $196,000
Orange $271,050 $347,000 $419,425 $521,250 $179,000
Orleans $271,050 $347,000 $419,425 $521,250 $102,000
Rutland $271,050 $347,000 $419,425 $521,250 $136,000
Washington $271,050 $347,000 $419,425 $521,250 $155,000
Windham $271,050 $347,000 $419,425 $521,250 $157,000
Windsor $271,050 $347,000 $419,425 $521,250 $179,000