dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Current Mortgage Rates in NY : HSH FHA/VA Showcase

  • Get your Free Quote in Minutes!
  • Lenders Compete for your Business
  • Do you have the Lowest Rate Possible? Find Out Instantly!
ratedeal.com
  • Check your 2016 VA Home Loan Eligibility Here!
  • VA Loans = No Mortgage Insurance
  • Active or Retired VA Programs Available
www.varatelock.com

Refine Your Search

Get Custom Quotes
[X] Know your credit score. Join WisePiggy to get your free credit score to see what lenders see. The higher your score, the lower your mortgage rates will be!

Mortgage Refinance rates in New York

Ad Disclosure
Sort By :

3.000% Rate

FHA 30 Yr.

3.118% APR

$1,275 / month (est)

Learn More

Updated 9/26/2016

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
Call Now

3.375% Rate

FHA 30 Yr.

3.560% APR

$1,337 / month (est)

Learn More

Updated 9/26/2016

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Call Now

Mortgage rates tailored for you
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
VA Loans for New+York Veterans
  • Check your 2016 VA Home Loan Eligibility Here!
  • VA Loans = No Mortgage Insurance
  • Active or Retired VA Programs Available
Learn More
 

New York Mortgages

New York FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For New York, 45 counties have an FHA loan limit at $271,050, 5 counties are at $292,100 and the remaining 12 counties are at $625,500.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Albany $292,100 $373,950 $452,000 $561,700 $243,000
Allegany $271,050 $347,000 $419,425 $521,250 $45,000
Bronx $625,500 $800,775 $967,950 $1,202,925 $783,000
Broome $271,050 $347,000 $419,425 $521,250 $113,000
Cattaraugus $271,050 $347,000 $419,425 $521,250 $57,000
Cayuga $271,050 $347,000 $419,425 $521,250 $94,000
Chautauqua $271,050 $347,000 $419,425 $521,250 $75,000
Chemung $271,050 $347,000 $419,425 $521,250 $85,000
Chenango $271,050 $347,000 $419,425 $521,250 $65,000
Clinton $271,050 $347,000 $419,425 $521,250 $113,000
Columbia $271,050 $347,000 $419,425 $521,250 $198,000
Cortland $271,050 $347,000 $419,425 $521,250 $100,000
Delaware $271,050 $347,000 $419,425 $521,250 $100,000
Dutchess $625,500 $800,775 $967,950 $1,202,925 $783,000
Erie $271,050 $347,000 $419,425 $521,250 $107,000
Essex $271,050 $347,000 $419,425 $521,250 $138,000
Franklin $271,050 $347,000 $419,425 $521,250 $67,000
Fulton $271,050 $347,000 $419,425 $521,250 $88,000
Genesee $271,050 $347,000 $419,425 $521,250 $95,000
Greene $271,050 $347,000 $419,425 $521,250 $150,000
Hamilton $271,050 $347,000 $419,425 $521,250 $126,000
Herkimer $271,050 $347,000 $419,425 $521,250 $91,000
Jefferson $271,050 $347,000 $419,425 $521,250 $126,000
Kings $625,500 $800,775 $967,950 $1,202,925 $783,000
Lewis $271,050 $347,000 $419,425 $521,250 $72,000
Livingston $271,050 $347,000 $419,425 $521,250 $145,000
Madison $271,050 $347,000 $419,425 $521,250 $128,000
Monroe $271,050 $347,000 $419,425 $521,250 $145,000
Montgomery $271,050 $347,000 $419,425 $521,250 $83,000
Nassau $625,500 $800,775 $967,950 $1,202,925 $783,000
New York $625,500 $800,775 $967,950 $1,202,925 $783,000
Niagara $271,050 $347,000 $419,425 $521,250 $107,000
Oneida $271,050 $347,000 $419,425 $521,250 $91,000
Onondaga $271,050 $347,000 $419,425 $521,250 $128,000
Ontario $271,050 $347,000 $419,425 $521,250 $145,000
Orange $625,500 $800,775 $967,950 $1,202,925 $783,000
Orleans $271,050 $347,000 $419,425 $521,250 $145,000
Oswego $271,050 $347,000 $419,425 $521,250 $128,000
Otsego $271,050 $347,000 $419,425 $521,250 $111,000
Putnam $625,500 $800,775 $967,950 $1,202,925 $783,000
Queens $625,500 $800,775 $967,950 $1,202,925 $783,000
Rensselaer $292,100 $373,950 $452,000 $561,700 $243,000
Richmond $625,500 $800,775 $967,950 $1,202,925 $783,000
Rockland $625,500 $800,775 $967,950 $1,202,925 $783,000
Saratoga $292,100 $373,950 $452,000 $561,700 $243,000
Schenectady $292,100 $373,950 $452,000 $561,700 $243,000
Schoharie $292,100 $373,950 $452,000 $561,700 $243,000
Schuyler $271,050 $347,000 $419,425 $521,250 $95,000
Seneca $271,050 $347,000 $419,425 $521,250 $88,000
St. Lawrence $271,050 $347,000 $419,425 $521,250 $75,000
Steuben $271,050 $347,000 $419,425 $521,250 $85,000
Suffolk $625,500 $800,775 $967,950 $1,202,925 $783,000
Sullivan $271,050 $347,000 $419,425 $521,250 $97,000
Tioga $271,050 $347,000 $419,425 $521,250 $113,000
Tompkins $271,050 $347,000 $419,425 $521,250 $176,000
Ulster $271,050 $347,000 $419,425 $521,250 $188,000
Warren $271,050 $347,000 $419,425 $521,250 $160,000
Washington $271,050 $347,000 $419,425 $521,250 $160,000
Wayne $271,050 $347,000 $419,425 $521,250 $145,000
Westchester $625,500 $800,775 $967,950 $1,202,925 $783,000
Wyoming $271,050 $347,000 $419,425 $521,250 $96,000
Yates $271,050 $347,000 $419,425 $521,250 $145,000