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West Virginia Mortgages

West Virginia FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For West Virginia, 53 counties have an FHA loan limit of $271,050 and the remaining 2 counties range from $271,400 to $625,500.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Barbour $271,050 $347,000 $419,425 $521,250 $72,000
Berkeley $271,050 $347,000 $419,425 $521,250 $164,000
Boone $271,050 $347,000 $419,425 $521,250 $125,000
Braxton $271,050 $347,000 $419,425 $521,250 $67,000
Brooke $271,050 $347,000 $419,425 $521,250 $39,000
Cabell $271,050 $347,000 $419,425 $521,250 $80,000
Calhoun $271,050 $347,000 $419,425 $521,250 $53,000
Clay $271,050 $347,000 $419,425 $521,250 $125,000
Doddridge $271,050 $347,000 $419,425 $521,250 $110,000
Fayette $271,050 $347,000 $419,425 $521,250 $99,000
Gilmer $271,050 $347,000 $419,425 $521,250 $83,000
Grant $271,050 $347,000 $419,425 $521,250 $88,000
Greenbrier $271,050 $347,000 $419,425 $521,250 $88,000
Hampshire $271,400 $347,450 $419,950 $521,900 $210,000
Hancock $271,050 $347,000 $419,425 $521,250 $39,000
Hardy $271,050 $347,000 $419,425 $521,250 $75,000
Harrison $271,050 $347,000 $419,425 $521,250 $110,000
Jackson $271,050 $347,000 $419,425 $521,250 $101,000
Jefferson $625,500 $800,775 $967,950 $1,202,925 $554,000
Kanawha $271,050 $347,000 $419,425 $521,250 $125,000
Lewis $271,050 $347,000 $419,425 $521,250 $81,000
Lincoln $271,050 $347,000 $419,425 $521,250 $80,000
Logan $271,050 $347,000 $419,425 $521,250 $74,000
Marion $271,050 $347,000 $419,425 $521,250 $82,000
Marshall $271,050 $347,000 $419,425 $521,250 $82,000
Mason $271,050 $347,000 $419,425 $521,250 $50,000
Mcdowell $271,050 $347,000 $419,425 $521,250 $26,000
Mercer $271,050 $347,000 $419,425 $521,250 $140,000
Mineral $271,050 $347,000 $419,425 $521,250 $87,000
Mingo $271,050 $347,000 $419,425 $521,250 $70,000
Monongalia $271,050 $347,000 $419,425 $521,250 $184,000
Monroe $271,050 $347,000 $419,425 $521,250 $77,000
Morgan $271,050 $347,000 $419,425 $521,250 $130,000
Nicholas $271,050 $347,000 $419,425 $521,250 $44,000
Ohio $271,050 $347,000 $419,425 $521,250 $82,000
Pendleton $271,050 $347,000 $419,425 $521,250 $89,000
Pleasants $271,050 $347,000 $419,425 $521,250 $123,000
Pocahontas $271,050 $347,000 $419,425 $521,250 $76,000
Preston $271,050 $347,000 $419,425 $521,250 $184,000
Putnam $271,050 $347,000 $419,425 $521,250 $80,000
Raleigh $271,050 $347,000 $419,425 $521,250 $99,000
Randolph $271,050 $347,000 $419,425 $521,250 $81,000
Ritchie $271,050 $347,000 $419,425 $521,250 $58,000
Roane $271,050 $347,000 $419,425 $521,250 $77,000
Summers $271,050 $347,000 $419,425 $521,250 $63,000
Taylor $271,050 $347,000 $419,425 $521,250 $110,000
Tucker $271,050 $347,000 $419,425 $521,250 $113,000
Tyler $271,050 $347,000 $419,425 $521,250 $76,000
Upshur $271,050 $347,000 $419,425 $521,250 $79,000
Wayne $271,050 $347,000 $419,425 $521,250 $80,000
Webster $271,050 $347,000 $419,425 $521,250 $54,000
Wetzel $271,050 $347,000 $419,425 $521,250 $74,000
Wirt $271,050 $347,000 $419,425 $521,250 $100,000
Wood $271,050 $347,000 $419,425 $521,250 $100,000
Wyoming $271,050 $347,000 $419,425 $521,250 $53,000