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Current Mortgage Rates in WV : HSH FHA/VA Showcase

  • Fixed Mortgage Rates 3.25% APR
  • Lower Refinance Rates, 15yr Fixed
  • (3.25% APR)
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    Mortgage Refinance rates in West Virginia

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    3.875% Rate

    FHA 30 Yr.

    4.276% APR

    $1,422 / month (est)

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    Updated 3/29/2017

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    3.500% Rate

    FHA 30 Yr.

    3.611% APR

    $1,358 / month (est)

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    Updated 3/29/2017

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    3.500% Rate

    FHA 30 Yr.

    3.794% APR

    $1,358 / month (est)

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    Updated 3/29/2017

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    3.750% Rate

    FHA 30 Yr.

    4.154% APR

    $1,400 / month (est)

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    Updated 2/22/2017

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    West Virginia Mortgages

    West Virginia FHA Mortgage

    FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

    For West Virginia, 53 counties have an FHA loan limit of $271,050 and the remaining 2 counties range from $271,400 to $625,500.

    As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

    County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
    Barbour $271,050 $347,000 $419,425 $521,250 $72,000
    Berkeley $271,050 $347,000 $419,425 $521,250 $164,000
    Boone $271,050 $347,000 $419,425 $521,250 $125,000
    Braxton $271,050 $347,000 $419,425 $521,250 $67,000
    Brooke $271,050 $347,000 $419,425 $521,250 $39,000
    Cabell $271,050 $347,000 $419,425 $521,250 $80,000
    Calhoun $271,050 $347,000 $419,425 $521,250 $53,000
    Clay $271,050 $347,000 $419,425 $521,250 $125,000
    Doddridge $271,050 $347,000 $419,425 $521,250 $110,000
    Fayette $271,050 $347,000 $419,425 $521,250 $99,000
    Gilmer $271,050 $347,000 $419,425 $521,250 $83,000
    Grant $271,050 $347,000 $419,425 $521,250 $88,000
    Greenbrier $271,050 $347,000 $419,425 $521,250 $88,000
    Hampshire $271,400 $347,450 $419,950 $521,900 $210,000
    Hancock $271,050 $347,000 $419,425 $521,250 $39,000
    Hardy $271,050 $347,000 $419,425 $521,250 $75,000
    Harrison $271,050 $347,000 $419,425 $521,250 $110,000
    Jackson $271,050 $347,000 $419,425 $521,250 $101,000
    Jefferson $625,500 $800,775 $967,950 $1,202,925 $554,000
    Kanawha $271,050 $347,000 $419,425 $521,250 $125,000
    Lewis $271,050 $347,000 $419,425 $521,250 $81,000
    Lincoln $271,050 $347,000 $419,425 $521,250 $80,000
    Logan $271,050 $347,000 $419,425 $521,250 $74,000
    Marion $271,050 $347,000 $419,425 $521,250 $82,000
    Marshall $271,050 $347,000 $419,425 $521,250 $82,000
    Mason $271,050 $347,000 $419,425 $521,250 $50,000
    Mcdowell $271,050 $347,000 $419,425 $521,250 $26,000
    Mercer $271,050 $347,000 $419,425 $521,250 $140,000
    Mineral $271,050 $347,000 $419,425 $521,250 $87,000
    Mingo $271,050 $347,000 $419,425 $521,250 $70,000
    Monongalia $271,050 $347,000 $419,425 $521,250 $184,000
    Monroe $271,050 $347,000 $419,425 $521,250 $77,000
    Morgan $271,050 $347,000 $419,425 $521,250 $130,000
    Nicholas $271,050 $347,000 $419,425 $521,250 $44,000
    Ohio $271,050 $347,000 $419,425 $521,250 $82,000
    Pendleton $271,050 $347,000 $419,425 $521,250 $89,000
    Pleasants $271,050 $347,000 $419,425 $521,250 $123,000
    Pocahontas $271,050 $347,000 $419,425 $521,250 $76,000
    Preston $271,050 $347,000 $419,425 $521,250 $184,000
    Putnam $271,050 $347,000 $419,425 $521,250 $80,000
    Raleigh $271,050 $347,000 $419,425 $521,250 $99,000
    Randolph $271,050 $347,000 $419,425 $521,250 $81,000
    Ritchie $271,050 $347,000 $419,425 $521,250 $58,000
    Roane $271,050 $347,000 $419,425 $521,250 $77,000
    Summers $271,050 $347,000 $419,425 $521,250 $63,000
    Taylor $271,050 $347,000 $419,425 $521,250 $110,000
    Tucker $271,050 $347,000 $419,425 $521,250 $113,000
    Tyler $271,050 $347,000 $419,425 $521,250 $76,000
    Upshur $271,050 $347,000 $419,425 $521,250 $79,000
    Wayne $271,050 $347,000 $419,425 $521,250 $80,000
    Webster $271,050 $347,000 $419,425 $521,250 $54,000
    Wetzel $271,050 $347,000 $419,425 $521,250 $74,000
    Wirt $271,050 $347,000 $419,425 $521,250 $100,000
    Wood $271,050 $347,000 $419,425 $521,250 $100,000
    Wyoming $271,050 $347,000 $419,425 $521,250 $53,000