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Mortgage refinance rates in South Carolina

3.250% Rate

FHA 15 Yr.

3.707% APR

$1,405 / month (est)

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Updated 7/23/2014

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South Carolina Mortgages

South Carolina FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For South Carolina, 40 counties have an FHA loan limit at $271,050 and the remaining 6 counties range from $308,200 to $350,750.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Abbeville $271,050 $347,000 $419,425 $521,250 $96,000
Aiken $271,050 $347,000 $419,425 $521,250 $164,000
Allendale $271,050 $347,000 $419,425 $521,250 $16,000
Anderson $271,050 $347,000 $419,425 $521,250 $159,000
Bamberg $271,050 $347,000 $419,425 $521,250 $64,000
Barnwell $271,050 $347,000 $419,425 $521,250 $64,000
Beaufort $350,750 $449,000 $542,750 $674,500 $265,000
Berkeley $308,200 $394,550 $476,900 $592,700 $268,000
Calhoun $271,050 $347,000 $419,425 $521,250 $140,000
Charleston $308,200 $394,550 $476,900 $592,700 $268,000
Cherokee $271,050 $347,000 $419,425 $521,250 $54,000
Chester $271,050 $347,000 $419,425 $521,250 $223,000
Chesterfield $271,050 $347,000 $419,425 $521,250 $68,000
Clarendon $271,050 $347,000 $419,425 $521,250 $75,000
Colleton $271,050 $347,000 $419,425 $521,250 $96,000
Darlington $271,050 $347,000 $419,425 $521,250 $120,000
Dillon $271,050 $347,000 $419,425 $521,250 $66,000
Dorchester $308,200 $394,550 $476,900 $592,700 $268,000
Edgefield $271,050 $347,000 $419,425 $521,250 $164,000
Fairfield $271,050 $347,000 $419,425 $521,250 $140,000
Florence $271,050 $347,000 $419,425 $521,250 $120,000
Georgetown $327,750 $419,550 $507,150 $630,300 $173,000
Greenville $271,050 $347,000 $419,425 $521,250 $159,000
Greenwood $271,050 $347,000 $419,425 $521,250 $96,000
Hampton $271,050 $347,000 $419,425 $521,250 $45,000
Horry $271,050 $347,000 $419,425 $521,250 $175,000
Jasper $350,750 $449,000 $542,750 $674,500 $265,000
Kershaw $271,050 $347,000 $419,425 $521,250 $140,000
Lancaster $271,050 $347,000 $419,425 $521,250 $223,000
Laurens $271,050 $347,000 $419,425 $521,250 $159,000
Lee $271,050 $347,000 $419,425 $521,250 $57,000
Lexington $271,050 $347,000 $419,425 $521,250 $140,000
Marion $271,050 $347,000 $419,425 $521,250 $56,000
Marlboro $271,050 $347,000 $419,425 $521,250 $52,000
Mccormick $271,050 $347,000 $419,425 $521,250 $146,000
Newberry $271,050 $347,000 $419,425 $521,250 $75,000
Oconee $271,050 $347,000 $419,425 $521,250 $132,000
Orangeburg $271,050 $347,000 $419,425 $521,250 $60,000
Pickens $271,050 $347,000 $419,425 $521,250 $159,000
Richland $271,050 $347,000 $419,425 $521,250 $140,000
Saluda $271,050 $347,000 $419,425 $521,250 $140,000
Spartanburg $271,050 $347,000 $419,425 $521,250 $108,000
Sumter $271,050 $347,000 $419,425 $521,250 $101,000
Union $271,050 $347,000 $419,425 $521,250 $108,000
Williamsburg $271,050 $347,000 $419,425 $521,250 $54,000
York $271,050 $347,000 $419,425 $521,250 $223,000