Alabama Mortgage Rates and Refinance Rates: HSH Lender Showcase
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Displaying Today's Mortgage Rates for a $200000 Refinance loan in NY.
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30 year fixed mortgage rates today from 3.375%
Updated: 1/26/2020
New American Funding
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.440%
APR
Rate as low as
3.375%
Rate
$
885
Monthly Payment
Show Details
Total Payment
$885
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $200,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $885 |
| Mortgage Insurance(estimated) | $0 |
| Total Monthly Payment | $885 |
Updated: 1/26/2020
Quicken Loans
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.800%
APR
Rate as low as
4.750%
Rate
$
1,044
Monthly Payment
Show Details
Total Payment
$1,044
- We close our loans FAST - many in 30 days or less!
- Rates are still low, but they may rise. Lock your rate today.
- We have the right loans for first-time and experienced home buyers.
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $200,000 |
| Lock Period | 40 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,044 |
| Mortgage Insurance(estimated) | $0 |
| Total Monthly Payment | $1,044 |
Updated: 1/24/2020
CloseYourOwnLoan.com
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.595%
APR
Rate as low as
3.375%
Rate
$
884
Monthly Payment
Show Details
Total Payment
$884
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 1/26/2020
Rocket Mortgage
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.995%
APR
Rate as low as
3.625%
Rate
$
912
Monthly Payment
Show Details
Total Payment
$912
- A+ Rating with the Better Business Bureau
Updated: 9/4/2019
RateZip
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$
898
Monthly Payment
Show Details
Total Payment
$898
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.411% APR
- Fixed Rate 30yr
15 year fixed mortgage rates today from 2.990%
Updated: 1/26/2020
New American Funding
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.243%
APR
Rate as low as
3.125%
Rate
$
1,394
Monthly Payment
Show Details
Total Payment
$1,394
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $200,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,394 |
| Mortgage Insurance(estimated) | $0 |
| Total Monthly Payment | $1,394 |
Updated: 1/26/2020
Quicken Loans
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
4.075%
APR
Rate as low as
3.990%
Rate
$
1,479
Monthly Payment
Show Details
Total Payment
$1,479
- We close our loans FAST - many in 30 days or less!
- Rates are still low, but they may rise. Lock your rate today.
- We have the right loans for first-time and experienced home buyers.
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $200,000 |
| Lock Period | 40 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,479 |
| Mortgage Insurance(estimated) | $0 |
| Total Monthly Payment | $1,479 |
Updated: 1/24/2020
CloseYourOwnLoan.com
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.243%
APR
Rate as low as
2.990%
Rate
$
1,380
Monthly Payment
Show Details
Total Payment
$1,380
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 1/26/2020
Rocket Mortgage
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.782%
APR
Rate as low as
3.125%
Rate
$
1,393
Monthly Payment
Show Details
Total Payment
$1,393
- A+ Rating with the Better Business Bureau
Updated: 9/4/2019
RateZip
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.353%
APR
Rate as low as
3.250%
Rate
$
1,405
Monthly Payment
Show Details
Total Payment
$1,405
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.411% APR
- Fixed Rate 30yr
3/1 year ARM mortgage rates today from 4.250%
Updated: 1/24/2020
CloseYourOwnLoan.com
3/1 Yr. ARM
3/1 Yr. ARM
Rate as low as
5.156%
APR
Rate as low as
4.250%
Rate
$
984
Monthly Payment
Show Details
Total Payment
$984
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
20 year fixed mortgage rates today from 3.250%
Updated: 1/26/2020
New American Funding
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.593%
APR
Rate as low as
3.500%
Rate
$
1,160
Monthly Payment
Show Details
Total Payment
$1,160
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $200,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,160 |
| Mortgage Insurance(estimated) | $0 |
| Total Monthly Payment | $1,160 |
Updated: 1/26/2020
Quicken Loans
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.192%
APR
Rate as low as
4.125%
Rate
$
1,226
Monthly Payment
Show Details
Total Payment
$1,226
- We close our loans FAST - many in 30 days or less!
- Rates are still low, but they may rise. Lock your rate today.
- We have the right loans for first-time and experienced home buyers.
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $200,000 |
| Lock Period | 40 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,226 |
| Mortgage Insurance(estimated) | $0 |
| Total Monthly Payment | $1,226 |
Updated: 1/24/2020
CloseYourOwnLoan.com
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.573%
APR
Rate as low as
3.375%
Rate
$
1,147
Monthly Payment
Show Details
Total Payment
$1,147
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 1/26/2020
Rocket Mortgage
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.760%
APR
Rate as low as
3.250%
Rate
$
1,134
Monthly Payment
Show Details
Total Payment
$1,134
- A+ Rating with the Better Business Bureau
Updated: 9/4/2019
RateZip
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.080%
APR
Rate as low as
3.875%
Rate
$
1,199
Monthly Payment
Show Details
Total Payment
$1,199
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.411% APR
- Fixed Rate 30yr
10 year fixed mortgage rates today from 2.875%
Updated: 1/26/2020
New American Funding
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.171%
APR
Rate as low as
3.000%
Rate
$
1,932
Monthly Payment
Show Details
Total Payment
$1,932
- America’s Trusted Mortgage Lender - Rated A+ by the BBB
- Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
- Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $200,000 |
| Lock Period | 30 days |
| Estimated Monthly Payment | |
| Principal and Interest | $1,932 |
| Mortgage Insurance(estimated) | $0 |
| Total Monthly Payment | $1,932 |
Updated: 1/26/2020
Quicken Loans
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.113%
APR
Rate as low as
3.990%
Rate
$
2,024
Monthly Payment
Show Details
Total Payment
$2,024
- We close our loans FAST - many in 30 days or less!
- Rates are still low, but they may rise. Lock your rate today.
- We have the right loans for first-time and experienced home buyers.
| Loan Profile | |
| Home Value | Not Provided |
| First Mortgage | Not Provided |
| Second Mortgage | Not Provided |
| Cash Out Amount | Not Provided |
| Requested Loan Amount | $200,000 |
| Lock Period | 40 days |
| Estimated Monthly Payment | |
| Principal and Interest | $2,024 |
| Mortgage Insurance(estimated) | $0 |
| Total Monthly Payment | $2,024 |
Updated: 1/24/2020
CloseYourOwnLoan.com
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.449%
APR
Rate as low as
2.875%
Rate
$
1,920
Monthly Payment
Show Details
Total Payment
$1,920
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 1/26/2020
Rocket Mortgage
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.081%
APR
Rate as low as
3.125%
Rate
$
1,943
Monthly Payment
Show Details
Total Payment
$1,943
- A+ Rating with the Better Business Bureau
Updated: 9/4/2019
RateZip
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.255%
APR
Rate as low as
3.875%
Rate
$
2,013
Monthly Payment
Show Details
Total Payment
$2,013
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.411% APR
- Fixed Rate 30yr
5/1 year ARM mortgage rates today from 3.375%
Updated: 1/24/2020
CloseYourOwnLoan.com
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.716%
APR
Rate as low as
3.375%
Rate
$
884
Monthly Payment
Show Details
Total Payment
$884
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
5.002%
APR
Rate as low as
4.375%
Rate
$
999
Monthly Payment
Show Details
Total Payment
$999
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.411% APR
- Fixed Rate 30yr
7/1 year ARM mortgage rates today from 4.000%
Updated: 1/24/2020
CloseYourOwnLoan.com
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.935%
APR
Rate as low as
4.250%
Rate
$
984
Monthly Payment
Show Details
Total Payment
$984
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.816%
APR
Rate as low as
4.000%
Rate
$
955
Monthly Payment
Show Details
Total Payment
$955
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.411% APR
- Fixed Rate 30yr
FHA 30 year and 15 year mortgage rates today from 2.990%
Updated: 1/24/2020
CloseYourOwnLoan.com
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.342%
APR
Rate as low as
3.125%
Rate
$
857
Monthly Payment
Show Details
Total Payment
$857
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.653%
APR
Rate as low as
4.500%
Rate
$
1,013
Monthly Payment
Show Details
Total Payment
$1,013
- Compare up to 5 Offers, Against a Network of 1000s of Lenders
- 3.411% APR
- Fixed Rate 30yr
Updated: 1/24/2020
CloseYourOwnLoan.com
FHA 15 Yr.
FHA 15 Yr.
Rate as low as
3.243%
APR
Rate as low as
2.990%
Rate
$
1,380
Monthly Payment
Show Details
Total Payment
$1,380
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
VA 30 year mortgage rates today from 3.125%
Updated: 1/24/2020
CloseYourOwnLoan.com
VA 30 Yr.
VA 30 Yr.
Rate as low as
3.342%
APR
Rate as low as
3.125%
Rate
$
857
Monthly Payment
Show Details
Total Payment
$857
- Skip the salesman. Keep the commission!
- Get online rates, payments and a Good Faith Estimate
- $1,000 Best Rate Guarantee
Alabama Mortgages
If you're buying a home or refinancing one in Alabama, use the resources available on HSH.com to identify the right mortgage--and the right Alabama mortgage rates--for your financial needs.
The education, banking, and technology sectors have attracted major employers and jobs to Alabama in recent years. Home affordability, especially in metropolitan areas like Birmingham, Huntsville, and Mobile, can fluctuate based on housing availability, employer hiring trends, and prevailing AL mortgage rates.
As in other parts of the country, national market movements and local economic conditions impact current AL mortgage rates. Contacting a trusted mortgage broker or lender for a quote can help you determine whether a refinance or a new home loan makes sense under today's market conditions.
Alabama Conventional Mortgage
A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.
2020 Conventional loan limits for Alabama
| County Name | One Family | Two Family | Three Family | Four Family |
|---|