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With half of 2024 gone, it's time for our Mid-year review of HSH's 2024 Mortgage and Housing Market Outlook. Have a look and see how we're doing!

With half of 2024 gone, it's time for our Mid-year review of HSH's 2024 Mortgage and Housing Market Outlook. Have a look and see how we're doing!

Today's Alabama Mortgage Rates in the HSH Lender Showcase

Alabama Mortgages

If you're buying a home or refinancing one in Alabama, use the resources available on HSH.com to identify the right mortgage--and the right Alabama mortgage rates--for your financial needs.

The education, banking, and technology sectors have attracted major employers and jobs to Alabama in recent years. Home affordability, especially in metropolitan areas like Birmingham, Huntsville, and Mobile, can fluctuate based on housing availability, employer hiring trends, and prevailing AL mortgage rates.

As in other parts of the country, national market movements and local economic conditions impact current AL mortgage rates. Contacting a trusted mortgage broker or lender for a quote can help you determine whether a refinance or a new home loan makes sense under today's market conditions.

Alabama Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Alabama

County Name One Family Two Family Three Family Four Family
Autauga County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Baldwin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Barbour County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bibb County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Blount County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bullock County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Butler County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Calhoun County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chambers County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cherokee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chilton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Choctaw County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clarke County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clay County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cleburne County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Coffee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Colbert County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Conecuh County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Coosa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Covington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Crenshaw County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cullman County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dale County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dallas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dekalb County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Elmore County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Escambia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Etowah County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fayette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Franklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Geneva County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Greene County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hale County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Henry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Houston County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lamar County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lauderdale County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lawrence County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Limestone County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lowndes County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Macon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Madison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marengo County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marion County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marshall County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mobile County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Monroe County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Montgomery County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Morgan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Perry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pickens County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pike County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Randolph County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Russell County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Shelby County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Clair County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sumter County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Talladega County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tallapoosa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tuscaloosa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Walker County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wilcox County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Winston County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
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