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Alabama Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Alabama

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3.875% Rate

30 Yr. Fixed

3.929% APR

$705 / month (est)

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Updated 12/11/2018

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4.625% Rate

30 Yr. Fixed

4.799% APR

$771 / month (est)

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Updated 12/10/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 12/11/2018

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5.375% Rate

30 Yr. Fixed

5.531% APR

$871 / month (est)

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Updated 12/11/2018

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Alabama Mortgages

If you're buying a home or refinancing one in Alabama, use the resources available on HSH.com to identify the right mortgage--and the right Alabama mortgage rates--for your financial needs.

The education, banking, and technology sectors have attracted major employers and jobs to Alabama in recent years. Home affordability, especially in metropolitan areas like Birmingham, Huntsville, and Mobile, can fluctuate based on housing availability, employer hiring trends, and prevailing AL mortgage rates.

As in other parts of the country, national market movements and local economic conditions impact current AL mortgage rates. Contacting a trusted mortgage broker or lender for a quote can help you determine whether a refinance or a new home loan makes sense under today's market conditions.

Alabama Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Alabama, the conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for Alabama

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Autauga$453,100$580,150$701,250$871,450
Baldwin$453,100$580,150$701,250$871,450
Barbour$453,100$580,150$701,250$871,450
Bibb$453,100$580,150$701,250$871,450
Blount$453,100$580,150$701,250$871,450
Bullock$453,100$580,150$701,250$871,450
Butler$453,100$580,150$701,250$871,450
Calhoun$453,100$580,150$701,250$871,450
Chambers$453,100$580,150$701,250$871,450
Cherokee$453,100$580,150$701,250$871,450
Chilton$453,100$580,150$701,250$871,450
Choctaw$453,100$580,150$701,250$871,450
Clarke$453,100$580,150$701,250$871,450
Clay$453,100$580,150$701,250$871,450
Cleburne$453,100$580,150$701,250$871,450
Coffee$453,100$580,150$701,250$871,450
Colbert$453,100$580,150$701,250$871,450
Conecuh$453,100$580,150$701,250$871,450
Coosa$453,100$580,150$701,250$871,450
Covington$453,100$580,150$701,250$871,450
Crenshaw$453,100$580,150$701,250$871,450
Cullman$453,100$580,150$701,250$871,450
Dale$453,100$580,150$701,250$871,450
Dallas$453,100$580,150$701,250$871,450
Dekalb$453,100$580,150$701,250$871,450
Elmore$453,100$580,150$701,250$871,450
Escambia$453,100$580,150$701,250$871,450
Etowah$453,100$580,150$701,250$871,450
Fayette$453,100$580,150$701,250$871,450
Franklin$453,100$580,150$701,250$871,450
Geneva$453,100$580,150$701,250$871,450
Greene$453,100$580,150$701,250$871,450
Hale$453,100$580,150$701,250$871,450
Henry$453,100$580,150$701,250$871,450
Houston$453,100$580,150$701,250$871,450
Jackson$453,100$580,150$701,250$871,450
Jefferson$453,100$580,150$701,250$871,450
Lamar$453,100$580,150$701,250$871,450
Lauderdale$453,100$580,150$701,250$871,450
Lawrence$453,100$580,150$701,250$871,450
Lee$453,100$580,150$701,250$871,450
Limestone$453,100$580,150$701,250$871,450
Lowndes$453,100$580,150$701,250$871,450
Macon$453,100$580,150$701,250$871,450
Madison$453,100$580,150$701,250$871,450
Marengo$453,100$580,150$701,250$871,450
Marion$453,100$580,150$701,250$871,450
Marshall$453,100$580,150$701,250$871,450
Mobile$453,100$580,150$701,250$871,450
Monroe$453,100$580,150$701,250$871,450
Montgomery$453,100$580,150$701,250$871,450
Morgan$453,100$580,150$701,250$871,450
Perry$453,100$580,150$701,250$871,450
Pickens$453,100$580,150$701,250$871,450
Pike$453,100$580,150$701,250$871,450
Randolph$453,100$580,150$701,250$871,450
Russell$453,100$580,150$701,250$871,450
Shelby$453,100$580,150$701,250$871,450
St. Clair$453,100$580,150$701,250$871,450
Sumter$453,100$580,150$701,250$871,450
Talladega$453,100$580,150$701,250$871,450
Tallapoosa$453,100$580,150$701,250$871,450
Tuscaloosa$453,100$580,150$701,250$871,450
Walker$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450
Wilcox$453,100$580,150$701,250$871,450
Winston$453,100$580,150$701,250$871,450