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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Alabama Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in NY.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
TIP: Save money by contacting 3 or more lenders.

30 year fixed mortgage rates today from 3.375%

Updated: 1/26/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.440%
APR
Rate as low as
3.375%
Rate
$ 885
Monthly Payment
Show Details
Updated: 1/26/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.800%
APR
Rate as low as
4.750%
Rate
$ 1,044
Monthly Payment
Show Details
Updated: 1/24/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.595%
APR
Rate as low as
3.375%
Rate
$ 884
Monthly Payment
Show Details
Updated: 1/26/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.995%
APR
Rate as low as
3.625%
Rate
$ 912
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details

15 year fixed mortgage rates today from 2.990%

Updated: 1/26/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.243%
APR
Rate as low as
3.125%
Rate
$ 1,394
Monthly Payment
Show Details
Updated: 1/26/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
4.075%
APR
Rate as low as
3.990%
Rate
$ 1,479
Monthly Payment
Show Details
Updated: 1/24/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.243%
APR
Rate as low as
2.990%
Rate
$ 1,380
Monthly Payment
Show Details
Updated: 1/26/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.782%
APR
Rate as low as
3.125%
Rate
$ 1,393
Monthly Payment
Show Details
Updated: 9/4/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.353%
APR
Rate as low as
3.250%
Rate
$ 1,405
Monthly Payment
Show Details

3/1 year ARM mortgage rates today from 4.250%

Updated: 1/24/2020
3/1 Yr. ARM
3/1 Yr. ARM
Rate as low as
5.156%
APR
Rate as low as
4.250%
Rate
$ 984
Monthly Payment
Show Details

20 year fixed mortgage rates today from 3.250%

Updated: 1/26/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.593%
APR
Rate as low as
3.500%
Rate
$ 1,160
Monthly Payment
Show Details
Updated: 1/26/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.192%
APR
Rate as low as
4.125%
Rate
$ 1,226
Monthly Payment
Show Details
Updated: 1/24/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.573%
APR
Rate as low as
3.375%
Rate
$ 1,147
Monthly Payment
Show Details
Updated: 1/26/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.760%
APR
Rate as low as
3.250%
Rate
$ 1,134
Monthly Payment
Show Details
Updated: 9/4/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.080%
APR
Rate as low as
3.875%
Rate
$ 1,199
Monthly Payment
Show Details

10 year fixed mortgage rates today from 2.875%

Updated: 1/26/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.171%
APR
Rate as low as
3.000%
Rate
$ 1,932
Monthly Payment
Show Details
Updated: 1/26/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.113%
APR
Rate as low as
3.990%
Rate
$ 2,024
Monthly Payment
Show Details
Updated: 1/24/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.449%
APR
Rate as low as
2.875%
Rate
$ 1,920
Monthly Payment
Show Details
Updated: 1/26/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.081%
APR
Rate as low as
3.125%
Rate
$ 1,943
Monthly Payment
Show Details
Updated: 9/4/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.255%
APR
Rate as low as
3.875%
Rate
$ 2,013
Monthly Payment
Show Details

5/1 year ARM mortgage rates today from 3.375%

Updated: 1/24/2020
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.716%
APR
Rate as low as
3.375%
Rate
$ 884
Monthly Payment
Show Details
Updated: 9/4/2019
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
5.002%
APR
Rate as low as
4.375%
Rate
$ 999
Monthly Payment
Show Details

7/1 year ARM mortgage rates today from 4.000%

Updated: 1/24/2020
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.935%
APR
Rate as low as
4.250%
Rate
$ 984
Monthly Payment
Show Details
Updated: 9/4/2019
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.816%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details

FHA 30 year and 15 year mortgage rates today from 2.990%

Updated: 1/24/2020
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.342%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details
Updated: 9/4/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.653%
APR
Rate as low as
4.500%
Rate
$ 1,013
Monthly Payment
Show Details
Updated: 1/24/2020
FHA 15 Yr.
FHA 15 Yr.
Rate as low as
3.243%
APR
Rate as low as
2.990%
Rate
$ 1,380
Monthly Payment
Show Details

VA 30 year mortgage rates today from 3.125%

Updated: 1/24/2020
VA 30 Yr.
VA 30 Yr.
Rate as low as
3.342%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details

Alabama Mortgages

If you're buying a home or refinancing one in Alabama, use the resources available on HSH.com to identify the right mortgage--and the right Alabama mortgage rates--for your financial needs.

The education, banking, and technology sectors have attracted major employers and jobs to Alabama in recent years. Home affordability, especially in metropolitan areas like Birmingham, Huntsville, and Mobile, can fluctuate based on housing availability, employer hiring trends, and prevailing AL mortgage rates.

As in other parts of the country, national market movements and local economic conditions impact current AL mortgage rates. Contacting a trusted mortgage broker or lender for a quote can help you determine whether a refinance or a new home loan makes sense under today's market conditions.

Alabama Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Alabama

County NameOne FamilyTwo FamilyThree FamilyFour Family
Autauga CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Baldwin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Barbour CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bibb CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Blount CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bullock CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Butler CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Calhoun CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chambers CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cherokee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chilton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Choctaw CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clarke CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cleburne CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Coffee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Colbert CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Conecuh CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Coosa CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Covington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Crenshaw CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cullman CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dale CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dallas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dekalb CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Elmore CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Escambia CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Etowah CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fayette CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Geneva CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Greene CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hale CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Henry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Houston CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lamar CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lauderdale CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lawrence CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Limestone CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lowndes CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Macon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Madison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marengo CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marion CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marshall CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mobile CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Monroe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Montgomery CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Morgan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Perry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pickens CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pike CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Randolph CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Russell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Shelby CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Clair CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sumter CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Talladega CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tallapoosa CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tuscaloosa CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Walker CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wilcox CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Winston CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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