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Alabama Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Alabama

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Mortgage Rates from 2.7%
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5.250% Rate

30 Yr. Fixed

5.335% APR

$860 / month (est)

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Updated 2/22/2019

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Alabama Mortgages

If you're buying a home or refinancing one in Alabama, use the resources available on HSH.com to identify the right mortgage--and the right Alabama mortgage rates--for your financial needs.

The education, banking, and technology sectors have attracted major employers and jobs to Alabama in recent years. Home affordability, especially in metropolitan areas like Birmingham, Huntsville, and Mobile, can fluctuate based on housing availability, employer hiring trends, and prevailing AL mortgage rates.

As in other parts of the country, national market movements and local economic conditions impact current AL mortgage rates. Contacting a trusted mortgage broker or lender for a quote can help you determine whether a refinance or a new home loan makes sense under today's market conditions.

Alabama Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Alabama

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Autauga$484,350$620,200$749,650$931,600
Baldwin$484,350$620,200$749,650$931,600
Barbour$484,350$620,200$749,650$931,600
Bibb$484,350$620,200$749,650$931,600
Blount$484,350$620,200$749,650$931,600
Bullock$484,350$620,200$749,650$931,600
Butler$484,350$620,200$749,650$931,600
Calhoun$484,350$620,200$749,650$931,600
Chambers$484,350$620,200$749,650$931,600
Cherokee$484,350$620,200$749,650$931,600
Chilton$484,350$620,200$749,650$931,600
Choctaw$484,350$620,200$749,650$931,600
Clarke$484,350$620,200$749,650$931,600
Clay$484,350$620,200$749,650$931,600
Cleburne$484,350$620,200$749,650$931,600
Coffee$484,350$620,200$749,650$931,600
Colbert$484,350$620,200$749,650$931,600
Conecuh$484,350$620,200$749,650$931,600
Coosa$484,350$620,200$749,650$931,600
Covington$484,350$620,200$749,650$931,600
Crenshaw$484,350$620,200$749,650$931,600
Cullman$484,350$620,200$749,650$931,600
Dale$484,350$620,200$749,650$931,600
Dallas$484,350$620,200$749,650$931,600
De Kalb$484,350$620,200$749,650$931,600
Elmore$484,350$620,200$749,650$931,600
Escambia$484,350$620,200$749,650$931,600
Etowah$484,350$620,200$749,650$931,600
Fayette$484,350$620,200$749,650$931,600
Franklin$484,350$620,200$749,650$931,600
Geneva$484,350$620,200$749,650$931,600
Greene$484,350$620,200$749,650$931,600
Hale$484,350$620,200$749,650$931,600
Henry$484,350$620,200$749,650$931,600
Houston$484,350$620,200$749,650$931,600
Jackson$484,350$620,200$749,650$931,600
Jefferson$484,350$620,200$749,650$931,600
Lamar$484,350$620,200$749,650$931,600
Lauderdale$484,350$620,200$749,650$931,600
Lawrence$484,350$620,200$749,650$931,600
Lee$484,350$620,200$749,650$931,600
Limestone$484,350$620,200$749,650$931,600
Lowndes$484,350$620,200$749,650$931,600
Macon$484,350$620,200$749,650$931,600
Madison$484,350$620,200$749,650$931,600
Marengo$484,350$620,200$749,650$931,600
Marion$484,350$620,200$749,650$931,600
Marshall$484,350$620,200$749,650$931,600
Mobile$484,350$620,200$749,650$931,600
Monroe$484,350$620,200$749,650$931,600
Montgomery$484,350$620,200$749,650$931,600
Morgan$484,350$620,200$749,650$931,600
Perry$484,350$620,200$749,650$931,600
Pickens$484,350$620,200$749,650$931,600
Pike$484,350$620,200$749,650$931,600
Randolph$484,350$620,200$749,650$931,600
Russell$484,350$620,200$749,650$931,600
Shelby$484,350$620,200$749,650$931,600
St. Clair$484,350$620,200$749,650$931,600
Sumter$484,350$620,200$749,650$931,600
Talladega$484,350$620,200$749,650$931,600
Tallapoosa$484,350$620,200$749,650$931,600
Tuscaloosa$484,350$620,200$749,650$931,600
Walker$484,350$620,200$749,650$931,600
Washington$484,350$620,200$749,650$931,600
Wilcox$484,350$620,200$749,650$931,600
Winston$484,350$620,200$749,650$931,600