| County Name | One-Family | Two-Family | Three-Family | Four-Family |
|---|---|---|---|---|
| Autauga | $453,100 | $580,150 | $701,250 | $871,450 |
| Baldwin | $453,100 | $580,150 | $701,250 | $871,450 |
| Barbour | $453,100 | $580,150 | $701,250 | $871,450 |
| Bibb | $453,100 | $580,150 | $701,250 | $871,450 |
| Blount | $453,100 | $580,150 | $701,250 | $871,450 |
| Bullock | $453,100 | $580,150 | $701,250 | $871,450 |
| Butler | $453,100 | $580,150 | $701,250 | $871,450 |
| Calhoun | $453,100 | $580,150 | $701,250 | $871,450 |
| Chambers | $453,100 | $580,150 | $701,250 | $871,450 |
| Cherokee | $453,100 | $580,150 | $701,250 | $871,450 |
| Chilton | $453,100 | $580,150 | $701,250 | $871,450 |
| Choctaw | $453,100 | $580,150 | $701,250 | $871,450 |
| Clarke | $453,100 | $580,150 | $701,250 | $871,450 |
| Clay | $453,100 | $580,150 | $701,250 | $871,450 |
| Cleburne | $453,100 | $580,150 | $701,250 | $871,450 |
| Coffee | $453,100 | $580,150 | $701,250 | $871,450 |
| Colbert | $453,100 | $580,150 | $701,250 | $871,450 |
| Conecuh | $453,100 | $580,150 | $701,250 | $871,450 |
| Coosa | $453,100 | $580,150 | $701,250 | $871,450 |
| Covington | $453,100 | $580,150 | $701,250 | $871,450 |
| Crenshaw | $453,100 | $580,150 | $701,250 | $871,450 |
| Cullman | $453,100 | $580,150 | $701,250 | $871,450 |
| Dale | $453,100 | $580,150 | $701,250 | $871,450 |
| Dallas | $453,100 | $580,150 | $701,250 | $871,450 |
| Dekalb | $453,100 | $580,150 | $701,250 | $871,450 |
| Elmore | $453,100 | $580,150 | $701,250 | $871,450 |
| Escambia | $453,100 | $580,150 | $701,250 | $871,450 |
| Etowah | $453,100 | $580,150 | $701,250 | $871,450 |
| Fayette | $453,100 | $580,150 | $701,250 | $871,450 |
| Franklin | $453,100 | $580,150 | $701,250 | $871,450 |
| Geneva | $453,100 | $580,150 | $701,250 | $871,450 |
| Greene | $453,100 | $580,150 | $701,250 | $871,450 |
| Hale | $453,100 | $580,150 | $701,250 | $871,450 |
| Henry | $453,100 | $580,150 | $701,250 | $871,450 |
| Houston | $453,100 | $580,150 | $701,250 | $871,450 |
| Jackson | $453,100 | $580,150 | $701,250 | $871,450 |
| Jefferson | $453,100 | $580,150 | $701,250 | $871,450 |
| Lamar | $453,100 | $580,150 | $701,250 | $871,450 |
| Lauderdale | $453,100 | $580,150 | $701,250 | $871,450 |
| Lawrence | $453,100 | $580,150 | $701,250 | $871,450 |
| Lee | $453,100 | $580,150 | $701,250 | $871,450 |
| Limestone | $453,100 | $580,150 | $701,250 | $871,450 |
| Lowndes | $453,100 | $580,150 | $701,250 | $871,450 |
| Macon | $453,100 | $580,150 | $701,250 | $871,450 |
| Madison | $453,100 | $580,150 | $701,250 | $871,450 |
| Marengo | $453,100 | $580,150 | $701,250 | $871,450 |
| Marion | $453,100 | $580,150 | $701,250 | $871,450 |
| Marshall | $453,100 | $580,150 | $701,250 | $871,450 |
| Mobile | $453,100 | $580,150 | $701,250 | $871,450 |
| Monroe | $453,100 | $580,150 | $701,250 | $871,450 |
| Montgomery | $453,100 | $580,150 | $701,250 | $871,450 |
| Morgan | $453,100 | $580,150 | $701,250 | $871,450 |
| Perry | $453,100 | $580,150 | $701,250 | $871,450 |
| Pickens | $453,100 | $580,150 | $701,250 | $871,450 |
| Pike | $453,100 | $580,150 | $701,250 | $871,450 |
| Randolph | $453,100 | $580,150 | $701,250 | $871,450 |
| Russell | $453,100 | $580,150 | $701,250 | $871,450 |
| Shelby | $453,100 | $580,150 | $701,250 | $871,450 |
| St. Clair | $453,100 | $580,150 | $701,250 | $871,450 |
| Sumter | $453,100 | $580,150 | $701,250 | $871,450 |
| Talladega | $453,100 | $580,150 | $701,250 | $871,450 |
| Tallapoosa | $453,100 | $580,150 | $701,250 | $871,450 |
| Tuscaloosa | $453,100 | $580,150 | $701,250 | $871,450 |
| Walker | $453,100 | $580,150 | $701,250 | $871,450 |
| Washington | $453,100 | $580,150 | $701,250 | $871,450 |
| Wilcox | $453,100 | $580,150 | $701,250 | $871,450 |
| Winston | $453,100 | $580,150 | $701,250 | $871,450 |
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Alabama Mortgages
If you're buying a home or refinancing one in Alabama, use the resources available on HSH.com to identify the right mortgage--and the right Alabama mortgage rates--for your financial needs.
The education, banking, and technology sectors have attracted major employers and jobs to Alabama in recent years. Home affordability, especially in metropolitan areas like Birmingham, Huntsville, and Mobile, can fluctuate based on housing availability, employer hiring trends, and prevailing AL mortgage rates.
As in other parts of the country, national market movements and local economic conditions impact current AL mortgage rates. Contacting a trusted mortgage broker or lender for a quote can help you determine whether a refinance or a new home loan makes sense under today's market conditions.
Alabama Conventional Mortgage
A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.
For Alabama, the conventional loan limit is at $453,100 for all counties.
2018 Conventional loan limits for Alabama
Mortgage Rates by State
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