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Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Alabama Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $150000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 9/21/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.

30 year fixed mortgage rates today from 4.500%

Updated: 9/21/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.574%
APR
Rate as low as
4.500%
Rate
$ 792
Monthly Payment
Show Details
Updated: 9/20/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.915%
APR
Rate as low as
3.750%
Rate
$ 695
Monthly Payment
Show Details
Updated: 9/21/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.617%
APR
Rate as low as
3.375%
Rate
$ 663
Monthly Payment
Show Details
Updated: 9/21/2019
LoanDepot, LLC
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available
Updated: 9/20/2019
CloseYourOwnLoan.com
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

Alabama Mortgages

If you're buying a home or refinancing one in Alabama, use the resources available on HSH.com to identify the right mortgage--and the right Alabama mortgage rates--for your financial needs.

The education, banking, and technology sectors have attracted major employers and jobs to Alabama in recent years. Home affordability, especially in metropolitan areas like Birmingham, Huntsville, and Mobile, can fluctuate based on housing availability, employer hiring trends, and prevailing AL mortgage rates.

As in other parts of the country, national market movements and local economic conditions impact current AL mortgage rates. Contacting a trusted mortgage broker or lender for a quote can help you determine whether a refinance or a new home loan makes sense under today's market conditions.

Alabama Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Alabama

County NameOne FamilyTwo FamilyThree FamilyFour Family
AutaugaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BaldwinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BarbourOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BibbOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BlountOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BullockOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ButlerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CalhounOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChambersOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CherokeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChiltonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChoctawOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClarkeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CleburneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CoffeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ColbertOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ConecuhOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CoosaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CovingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CrenshawOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CullmanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DaleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DallasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
De KalbOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ElmoreOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EscambiaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EtowahOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FayetteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GenevaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreeneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HaleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HenryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HoustonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LamarOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LauderdaleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LawrenceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LimestoneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LowndesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MaconOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MadisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarengoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarshallOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MobileOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MonroeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MontgomeryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MorganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PerryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PickensOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PikeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RandolphOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RussellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ShelbyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. ClairOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SumterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TalladegaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TallapoosaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TuscaloosaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WalkerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WilcoxOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WinstonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600