Alabama Mortgage Rates and Refinance Rates: HSH Lender Showcase

Alabama Mortgages

If you're buying a home or refinancing one in Alabama, use the resources available on HSH.com to identify the right mortgage--and the right Alabama mortgage rates--for your financial needs.

The education, banking, and technology sectors have attracted major employers and jobs to Alabama in recent years. Home affordability, especially in metropolitan areas like Birmingham, Huntsville, and Mobile, can fluctuate based on housing availability, employer hiring trends, and prevailing AL mortgage rates.

As in other parts of the country, national market movements and local economic conditions impact current AL mortgage rates. Contacting a trusted mortgage broker or lender for a quote can help you determine whether a refinance or a new home loan makes sense under today's market conditions.

Alabama Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Alabama

County Name	One Family	Two Family	Three Family	Four Family

Autauga	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Baldwin	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Barbour	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Bibb	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Blount	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Bullock	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Butler	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Calhoun	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Chambers	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Cherokee	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Chilton	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Choctaw	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Clarke	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Clay	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Cleburne	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Coffee	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Colbert	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Conecuh	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Coosa	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Covington	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Crenshaw	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Cullman	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Dale	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Dallas	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
De Kalb	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Elmore	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Escambia	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Etowah	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Fayette	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Franklin	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Geneva	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Greene	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Hale	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Henry	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Houston	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Jackson	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Jefferson	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Lamar	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Lauderdale	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Lawrence	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Lee	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Limestone	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Lowndes	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Macon	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Madison	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Marengo	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Marion	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Marshall	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Mobile	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Monroe	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Montgomery	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Morgan	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Perry	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Pickens	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Pike	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Randolph	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Russell	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Shelby	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
St. Clair	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Sumter	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Talladega	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Tallapoosa	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Tuscaloosa	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Walker	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Washington	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Wilcox	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Winston	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600

Mortgage rates by loan term and type

Today's Mortgage Rates

30-year fixed mortgage rates

15-year fixed mortgage rates

20-year fixed mortgage rates

10-year fixed mortgage rates

5/1 Adjustable Rate Mortgage Rates

7/1 Adjustable Rate Mortgage Rates

10/1 Adjustable Rate Mortgage Rates

VA mortgage rates

FHA mortgage rates

Loan Profile
Home Value	Not Provided
First Mortgage	Not Provided
Second Mortgage	Not Provided
Cash Out Amount	Not Provided
Requested Loan Amount	$150,000
Lock Period	30 days
Estimated Monthly Payment
Principal and Interest	$738
Mortgage Insurance(estimated)	$31
Total Monthly Payment	$769

Loan Profile
Home Value	Not Provided
First Mortgage	Not Provided
Second Mortgage	Not Provided
Cash Out Amount	Not Provided
Requested Loan Amount	$150,000
Lock Period	30 days
Estimated Monthly Payment
Principal and Interest	$1,082
Mortgage Insurance(estimated)	$26
Total Monthly Payment	$1,108

Loan Profile
Home Value	Not Provided
First Mortgage	Not Provided
Second Mortgage	Not Provided
Cash Out Amount	Not Provided
Requested Loan Amount	$150,000
Lock Period	30 days
Estimated Monthly Payment
Principal and Interest	$949
Mortgage Insurance(estimated)	$26
Total Monthly Payment	$975

Loan Profile
Home Value	Not Provided
First Mortgage	Not Provided
Second Mortgage	Not Provided
Cash Out Amount	Not Provided
Requested Loan Amount	$150,000
Lock Period	30 days
Estimated Monthly Payment
Principal and Interest	$1,493
Mortgage Insurance(estimated)	$26
Total Monthly Payment	$1,519

Alabama Mortgage Rates and Refinance Rates: HSH Lender Showcase

30 year fixed mortgage rates today from 4.250%

15 year fixed mortgage rates today from 3.625%

20 year fixed mortgage rates today from 4.500%

10 year fixed mortgage rates today from 3.625%

Alabama Mortgages

2019 Conventional loan limits for Alabama

Mortgage Rates by State

Mortgage rates by loan term and type