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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Colorado Mortgage Rates in the HSH Lender Showcase

Colorado Mortgages

Colorado boasts some of the country's most spectacular and varied landscapes. But Colorado mortgage rates, which can change rapidly based on market conditions, can be as high as Pikes Peak if you haven't done your homework.

Coloirado mortgage rates can change from city to city and from day to day, so it pays to get quotes from several trusted mortgage lenders and to consult professionals about their mortgage lock options. With HSH.com's data tools, you can easily see trends in current CO mortgage rates and have the peace of mind that you've chosen the right home loan for your new purchase or refinance.

Colorado Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Colorado

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Alamosa County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Arapahoe County One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Archuleta County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Baca County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bent County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Boulder County One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
Broomfield County One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Chaffee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cheyenne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clear Creek County One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Conejos County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Costilla County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Crowley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Custer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Delta County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Denver County One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Dolores County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Douglas County One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Eagle County One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
El Paso County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Elbert County One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Fremont County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Garfield County One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Gilpin County One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Grand County One Family$874,000 Two Family$1,118,900 Three Family$1,352,450 Four Family$1,680,800
Gunnison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hinsdale County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Huerfano County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jackson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson County One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Kiowa County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kit Carson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
La Plata County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lake County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Larimer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Las Animas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lincoln County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Logan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mesa County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mineral County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Moffat County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Montezuma County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Montrose County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morgan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Otero County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ouray County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Park County One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Phillips County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pitkin County One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Prowers County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pueblo County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rio Blanco County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rio Grande County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Routt County One Family$1,012,000 Two Family$1,295,550 Three Family$1,566,050 Four Family$1,946,200
Saguache County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
San Juan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
San Miguel County One Family$994,750 Two Family$1,273,450 Three Family$1,539,350 Four Family$1,913,000
Sedgwick County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Summit County One Family$1,067,200 Two Family$1,366,200 Three Family$1,651,450 Four Family$2,052,350
Teller County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Weld County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Yuma County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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