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Colorado Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Colorado

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HARP 2.0 Refinance Loan 3.3% FIXED
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5.000% Rate

30 Yr. Fixed

5.039% APR

$805 / month (est)

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Updated 11/19/2018

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4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

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Updated 11/16/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 11/20/2018

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5.500% Rate

30 Yr. Fixed

5.658% APR

$883 / month (est)

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Updated 11/20/2018

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Colorado Mortgages

Colorado boasts some of the country's most spectacular and varied landscapes. But Colorado mortgage rates, which can change rapidly based on market conditions, can be as high as Pikes Peak if you haven't done your homework.

CO mortgage rates can change from city to city and from day to day, so it pays to get quotes from several trusted mortgage lenders and to consult professionals about their mortgage lock options. With HSH.com's data tools, you can easily see trends in current CO mortgage rates and have the peace of mind that you've chosen the right home loan for your new purchase or refinance.

Colorado Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Colorado, 46 counties have a conventional loan limit at $453,100 and the remaining 18 counties range from $529,000 to $625,500.

2018 Conventional loan limits for Colorado

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$529,000$677,200$818,600$1,017,300
Alamosa$453,100$580,150$701,250$871,450
Arapahoe$529,000$677,200$818,600$1,017,300
Archuleta$453,100$580,150$701,250$871,450
Baca$453,100$580,150$701,250$871,450
Bent$453,100$580,150$701,250$871,450
Boulder$578,450$740,500$895,100$1,112,400
Broomfield$529,000$677,200$818,600$1,017,300
Chaffee$453,100$580,150$701,250$871,450
Cheyenne$453,100$580,150$701,250$871,450
Clear Creek$529,000$677,200$818,600$1,017,300
Conejos$453,100$580,150$701,250$871,450
Costilla$453,100$580,150$701,250$871,450
Crowley$453,100$580,150$701,250$871,450
Custer$453,100$580,150$701,250$871,450
Delta$453,100$580,150$701,250$871,450
Denver$529,000$677,200$818,600$1,017,300
Dolores$453,100$580,150$701,250$871,450
Douglas$529,000$677,200$818,600$1,017,300
Eagle$636,150$814,500$984,525$1,223,475
El Paso$453,100$580,150$701,250$871,450
Elbert$529,000$677,200$818,600$1,017,300
Fremont$453,100$580,150$701,250$871,450
Garfield$679,650$870,225$1,051,875$1,307,175
Gilpin$529,000$677,200$818,600$1,017,300
Grand$453,100$580,150$701,250$871,450
Gunnison$453,100$580,150$701,250$871,450
Hinsdale$453,100$580,150$701,250$871,450
Huerfano$453,100$580,150$701,250$871,450
Jackson$453,100$580,150$701,250$871,450
Jefferson$529,000$677,200$818,600$1,017,300
Kiowa$453,100$580,150$701,250$871,450
Kit Carson$453,100$580,150$701,250$871,450
La Plata$453,100$580,150$701,250$871,450
Lake$625,500$800,775$967,950$1,202,925
Larimer$453,100$580,150$701,250$871,450
Las Animas$453,100$580,150$701,250$871,450
Lincoln$453,100$580,150$701,250$871,450
Logan$453,100$580,150$701,250$871,450
Mesa$453,100$580,150$701,250$871,450
Mineral$453,100$580,150$701,250$871,450
Moffat$453,100$580,150$701,250$871,450
Montezuma$453,100$580,150$701,250$871,450
Montrose$453,100$580,150$701,250$871,450
Morgan$453,100$580,150$701,250$871,450
Otero$453,100$580,150$701,250$871,450
Ouray$453,100$580,150$701,250$871,450
Park$529,000$677,200$818,600$1,017,300
Phillips$453,100$580,150$701,250$871,450
Pitkin$679,650$870,225$1,051,875$1,307,175
Prowers$453,100$580,150$701,250$871,450
Pueblo$453,100$580,150$701,250$871,450
Rio Blanco$453,100$580,150$701,250$871,450
Rio Grande$453,100$580,150$701,250$871,450
Routt$625,500$800,775$967,950$1,202,925
Saguache$453,100$580,150$701,250$871,450
San Juan$453,100$580,150$701,250$871,450
San Miguel$625,500$800,775$967,950$1,202,925
Sedgwick$453,100$580,150$701,250$871,450
Summit$625,500$800,775$967,950$1,202,925
Teller$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450
Weld$453,100$580,150$701,250$871,450
Yuma$453,100$580,150$701,250$871,450