Today's Arkansas Mortgage Rates in the HSH Lender Showcase

Arkansas Mortgages

If you're researching home loans for a new home purchase or refinancing an existing one, HSH.com can help. Our graphs quickly show you historical AR mortgage rates for different home loan programs, and you can even drill down to rates offered in major metro areas.

In a climate of low Arkansas mortgage rates, you might consider moving from a traditional 30-year amortization period to a 15-year loan term to save on total interest payments. In a period of higher interest rates, consider a hybrid adjustable-rate mortgage (ARM) for affordable monthly payments in the initial fixed-rate period.

The right home pricing and the right timing--paired with the right home loan--can save you thousands of dollars in interest payments or fees. Contact any of the mortgage lenders on this page to learn more about current AR mortgage rates and to discover ways to save money on your refinance or home purchase.

Arkansas Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2025 Conforming loan limits for Arkansas

Select County

County Name	One Family	Two Family	Three Family	Four Family

Arkansas County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Ashley County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Baxter County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Benton County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Boone County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Bradley County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Calhoun County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Carroll County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Chicot County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Clark County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Clay County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Cleburne County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Cleveland County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Columbia County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Conway County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Craighead County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Crawford County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Crittenden County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Cross County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Dallas County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Desha County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Drew County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Faulkner County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Franklin County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Fulton County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Garland County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Grant County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Greene County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Hempstead County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Hot Spring County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Howard County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Independence County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Izard County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Jackson County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Jefferson County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Johnson County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Lafayette County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Lawrence County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Lee County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Lincoln County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Little River County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Logan County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Lonoke County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Madison County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Marion County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Miller County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Mississippi County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Monroe County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Montgomery County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Nevada County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Newton County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Ouachita County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Perry County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Phillips County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Pike County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Poinsett County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Polk County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Pope County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Prairie County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Pulaski County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Randolph County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Saline County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Scott County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Searcy County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Sebastian County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Sevier County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Sharp County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
St. Francis County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Stone County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Union County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Van Buren County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Washington County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
White County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Woodruff County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Yell County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates

30-year fixed mortgage rates

15-year fixed mortgage rates

20-year fixed mortgage rates

10-year fixed mortgage rates

5/1 Adjustable Rate Mortgage Rates

7/1 Adjustable Rate Mortgage Rates

10/1 Adjustable Rate Mortgage Rates

VA mortgage rates

FHA mortgage rates