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Up for the quarter, down for the year? See what's happening with home affordability in our latest "Income you need to buy a home in the top 50 metro areas".

Up for the quarter, down for the year? See what's happening with home affordability in our latest "Income you need to buy a home in the top 50 metro areas".

Today's Arkansas Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $320,000 Refinance loan.
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Arkansas Mortgages

If you're researching home loans for a new home purchase or refinancing an existing one, HSH.com can help. Our graphs quickly show you historical AR mortgage rates for different home loan programs, and you can even drill down to rates offered in major metro areas.

In a climate of low Arkansas mortgage rates, you might consider moving from a traditional 30-year amortization period to a 15-year loan term to save on total interest payments. In a period of higher interest rates, consider a hybrid adjustable-rate mortgage (ARM) for affordable monthly payments in the initial fixed-rate period.

The right home pricing and the right timing--paired with the right home loan--can save you thousands of dollars in interest payments or fees. Contact any of the mortgage lenders on this page to learn more about current AR mortgage rates and to discover ways to save money on your refinance or home purchase.

Arkansas Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2023 Conforming loan limits for Arkansas

Select County
County Name One Family Two Family Three Family Four Family
Arkansas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Ashley County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Baxter County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Benton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Boone County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Bradley County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Calhoun County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Carroll County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Chicot County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clark County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clay County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cleburne County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cleveland County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Columbia County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Conway County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Craighead County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Crawford County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Crittenden County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cross County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dallas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Desha County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Drew County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Faulkner County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Franklin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Fulton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Garland County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Grant County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Greene County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hempstead County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hot Spring County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Howard County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Independence County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Izard County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jackson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jefferson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Johnson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lafayette County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lawrence County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lee County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lincoln County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Little River County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Logan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lonoke County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Madison County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Marion County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Miller County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mississippi County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Monroe County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Montgomery County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Nevada County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Newton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Ouachita County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Perry County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Phillips County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pike County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Poinsett County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Polk County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pope County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Prairie County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pulaski County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Randolph County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Saline County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Scott County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Searcy County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sebastian County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sevier County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sharp County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
St. Francis County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Stone County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Union County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Van Buren County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Washington County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
White County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Woodruff County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Yell County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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