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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's North Dakota Mortgage Rates in the HSH Lender Showcase

North Dakota Mortgages

Are you looking into buying a home in North Dakota, or are you interested in a loan on an existing property in ND?

If so, HSH.com has the information you need, including current ND mortgage rates, local lenders, and loan calculators. With these resources you can:

  • Look into buying property. If the wide open spaces and quality of life in North Dakota appeal to you, comparing lenders on HSH.com will help you find the best North Dakota mortgage rates.
  • Improve your current property. A home equity loan can help you add value to your home, or meet other needs.
  • Refinance your mortgage. Enter recent ND mortgage rates into a refinancing calculator to find out if refinancing could save you money.

North Dakota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for North Dakota

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Barnes County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Benson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Billings County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bottineau County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bowman County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Burke County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Burleigh County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cass County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cavalier County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dickey County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Divide County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dunn County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Eddy County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Emmons County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Foster County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Golden Valley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grand Forks County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grant County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Griggs County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hettinger County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kidder County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lamoure County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Logan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mchenry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mcintosh County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mckenzie County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mclean County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mercer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mountrail County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Nelson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Oliver County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pembina County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pierce County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ramsey County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ransom County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Renville County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Richland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rolette County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sargent County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sheridan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sioux County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Slope County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Stark County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Steele County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Stutsman County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Towner County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Traill County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Walsh County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ward County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wells County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Williams County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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