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North Dakota Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in North Dakota

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4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

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Updated 10/19/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 10/22/2018

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North Dakota Mortgages

Are you looking into buying a home in North Dakota, or are you interested in a loan on an existing property in ND?

If so, HSH.com has the information you need, including current ND mortgage rates, local lenders, and loan calculators. With these resources you can:

  • Look into buying property. If the wide open spaces and quality of life in North Dakota appeal to you, comparing lenders on HSH.com will help you find the best North Dakota mortgage rates.
  • Improve your current property. A home equity loan can help you add value to your home, or meet other needs.
  • Refinance your mortgage. Enter recent ND mortgage rates into a refinancing calculator to find out if refinancing could save you money.

North Dakota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For North Dakota, the conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for North Dakota

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$453,100$580,150$701,250$871,450
Barnes$453,100$580,150$701,250$871,450
Benson$453,100$580,150$701,250$871,450
Billings$453,100$580,150$701,250$871,450
Bottineau$453,100$580,150$701,250$871,450
Bowman$453,100$580,150$701,250$871,450
Burke$453,100$580,150$701,250$871,450
Burleigh$453,100$580,150$701,250$871,450
Cass$453,100$580,150$701,250$871,450
Cavalier$453,100$580,150$701,250$871,450
Dickey$453,100$580,150$701,250$871,450
Divide$453,100$580,150$701,250$871,450
Dunn$453,100$580,150$701,250$871,450
Eddy$453,100$580,150$701,250$871,450
Emmons$453,100$580,150$701,250$871,450
Foster$453,100$580,150$701,250$871,450
Golden Valley$453,100$580,150$701,250$871,450
Grand Forks$453,100$580,150$701,250$871,450
Grant$453,100$580,150$701,250$871,450
Griggs$453,100$580,150$701,250$871,450
Hettinger$453,100$580,150$701,250$871,450
Kidder$453,100$580,150$701,250$871,450
Lamoure$453,100$580,150$701,250$871,450
Logan$453,100$580,150$701,250$871,450
Mchenry$453,100$580,150$701,250$871,450
Mcintosh$453,100$580,150$701,250$871,450
Mckenzie$453,100$580,150$701,250$871,450
Mclean$453,100$580,150$701,250$871,450
Mercer$453,100$580,150$701,250$871,450
Morton$453,100$580,150$701,250$871,450
Mountrail$453,100$580,150$701,250$871,450
Nelson$453,100$580,150$701,250$871,450
Oliver$453,100$580,150$701,250$871,450
Pembina$453,100$580,150$701,250$871,450
Pierce$453,100$580,150$701,250$871,450
Ramsey$453,100$580,150$701,250$871,450
Ransom$453,100$580,150$701,250$871,450
Renville$453,100$580,150$701,250$871,450
Richland$453,100$580,150$701,250$871,450
Rolette$453,100$580,150$701,250$871,450
Sargent$453,100$580,150$701,250$871,450
Sheridan$453,100$580,150$701,250$871,450
Sioux$453,100$580,150$701,250$871,450
Slope$453,100$580,150$701,250$871,450
Stark$453,100$580,150$701,250$871,450
Steele$453,100$580,150$701,250$871,450
Stutsman$453,100$580,150$701,250$871,450
Towner$453,100$580,150$701,250$871,450
Traill$453,100$580,150$701,250$871,450
Walsh$453,100$580,150$701,250$871,450
Ward$453,100$580,150$701,250$871,450
Wells$453,100$580,150$701,250$871,450
Williams$453,100$580,150$701,250$871,450