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Maine Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Maine

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4.990% Rate

30 Yr. Fixed

5.071% APR

$836 / month (est)

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Updated 3/26/2019

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Maine Mortgages

You might have your sights set on a second home amid Maine's forests or rocky coastline. Or maybe you're setting anchor in greater Portland, the state's center of gravity. If you already own a home in Maine, you may be contemplating a refinance to lower monthly payments, or a home equity loan to make improvements and add value to the home. Whatever your real estate vision, a reliable source for ME mortgage rates can help you reach your goal.

HSH.com is the mortgage research resource for Maine homeowners and homeowners-to-be. The site features current ME mortgage rates (as well as historical rates for the state and the Portland metro area), mortgage calculators, and contact information for experienced lenders doing business in Maine. Use these resources to evaluate the Maine mortgage rates and home loan offers available today.

Maine Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Maine

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Androscoggin$484,350$620,200$749,650$931,600
Aroostook$484,350$620,200$749,650$931,600
Cumberland$484,350$620,200$749,650$931,600
Franklin$484,350$620,200$749,650$931,600
Hancock$484,350$620,200$749,650$931,600
Kennebec$484,350$620,200$749,650$931,600
Knox$484,350$620,200$749,650$931,600
Lincoln$484,350$620,200$749,650$931,600
Oxford$484,350$620,200$749,650$931,600
Penobscot$484,350$620,200$749,650$931,600
Piscataquis$484,350$620,200$749,650$931,600
Sagadahoc$484,350$620,200$749,650$931,600
Somerset$484,350$620,200$749,650$931,600
Waldo$484,350$620,200$749,650$931,600
Washington$484,350$620,200$749,650$931,600
York$484,350$620,200$749,650$931,600