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Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Maine Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 2/16/2020
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 2/16/2020
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

30 year fixed mortgage rates today from 3.625%

Updated: 2/13/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.733%
APR
Rate as low as
3.625%
Rate
$ 2,052
Monthly Payment
Show Details
Updated: 2/16/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.125%
APR
Rate as low as
3.000%
Rate
$ 1,897
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.860%
APR
Rate as low as
3.750%
Rate
$ 2,084
Monthly Payment
Show Details
Updated: 2/13/2020
CloseYourOwnLoan.com
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
Updated: 2/16/2020
Figure Lending LLC
  • Closing in as few as 10 Days
  • Fast, Easy, and 100% Online Application Process
  • Get your rate quote instantly without affecting your credit
  • Dedicated support team

Maine Mortgages

You might have your sights set on a second home amid Maine's forests or rocky coastline. Or maybe you're setting anchor in greater Portland, the state's center of gravity. If you already own a home in Maine, you may be contemplating a refinance to lower monthly payments, or a home equity loan to make improvements and add value to the home. Whatever your real estate vision, a reliable source for ME mortgage rates can help you reach your goal.

HSH.com is the mortgage research resource for Maine homeowners and homeowners-to-be. The site features current ME mortgage rates (as well as historical rates for the state and the Portland metro area), mortgage calculators, and contact information for experienced lenders doing business in Maine. Use these resources to evaluate the Maine mortgage rates and home loan offers available today.

Maine Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Maine

County NameOne FamilyTwo FamilyThree FamilyFour Family
Androscoggin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Aroostook CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cumberland CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hancock CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kennebec CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Knox CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Oxford CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Penobscot CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Piscataquis CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sagadahoc CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Somerset CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Waldo CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
York CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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