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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Today's Kentucky Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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Kentucky Mortgages

Kentucky features a diverse economic landscape, from the fast-growing Tri-Cities area of southeastern Kentucky to the industrial northeast. Whether you're looking to invest in property, buy a new home for your family, or build a dream Bluegrass-country vacation retreat, HSH.com helps you evaluate your financing options.

HSH.com features comprehensive information on mortgages. Find data on current KY mortgage rates and lenders familiar with the state's real estate markets. Use mortgage calculators to estimate loan amortization, monthly payments, and private mortgage insurance costs. Together, these resources on Kentucky mortgage rates helps you make smart investment decisions.

Find out whether it's the right time to refinance or buy a home, or decide how best to use your home equity. Contact a Kentucky loan officer today for mortgage quotes and advice.

Kentucky Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for Kentucky

County Name One Family Two Family Three Family Four Family
Adair County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Allen County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Anderson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ballard County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Barren County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bath County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Boone County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bourbon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Boyd County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Boyle County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bracken County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Breathitt County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Breckinridge County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bullitt County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Butler County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Caldwell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Calloway County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Campbell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Carlisle County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Carroll County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Carter County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Casey County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Christian County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clark County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clay County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clinton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Crittenden County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cumberland County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Daviess County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Edmonson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Elliott County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Estill County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fayette County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fleming County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Floyd County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Franklin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fulton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gallatin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Garrard County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Grant County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Graves County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Grayson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Green County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Greenup County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hancock County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hardin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Harlan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Harrison County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hart County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Henderson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Henry County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hickman County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hopkins County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jackson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jefferson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jessamine County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Johnson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kenton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Knott County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Knox County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Larue County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Laurel County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lawrence County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Leslie County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Letcher County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lewis County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lincoln County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Livingston County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Logan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lyon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Madison County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Magoffin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marion County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marshall County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Martin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mason County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mccracken County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mccreary County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mclean County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Meade County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Menifee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mercer County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Metcalfe County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Monroe County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Montgomery County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Morgan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Muhlenberg County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Nelson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Nicholas County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ohio County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Oldham County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Owen County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Owsley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pendleton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Perry County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pike County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Powell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pulaski County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Robertson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Rockcastle County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Rowan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Russell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Scott County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Shelby County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Simpson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Spencer County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Taylor County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Todd County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Trigg County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Trimble County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Union County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Warren County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Washington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wayne County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Webster County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Whitley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wolfe County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Woodford County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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