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Kentucky Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Kentucky

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4.250% Rate

30 Yr. Fixed

4.420% APR

$738 / month (est)

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Updated 1/15/2019

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5.125% Rate

30 Yr. Fixed

5.277% APR

$848 / month (est)

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Updated 1/16/2019

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Kentucky Mortgages

Kentucky features a diverse economic landscape, from the fast-growing Tri-Cities area of southeastern Kentucky to the industrial northeast. Whether you're looking to invest in property, buy a new home for your family, or build a dream Bluegrass-country vacation retreat, HSH.com helps you evaluate your financing options.

HSH.com features comprehensive information on mortgages. Find data on current KY mortgage rates and lenders familiar with the state's real estate markets. Use mortgage calculators to estimate loan amortization, monthly payments, and private mortgage insurance costs. Together, these resources on Kentucky mortgage rates helps you make smart investment decisions.

Find out whether it's the right time to refinance or buy a home, or decide how best to use your home equity. Contact a Kentucky loan officer today for mortgage quotes and advice.

Kentucky Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Kentucky

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adair$484,350$620,200$749,650$931,600
Allen$484,350$620,200$749,650$931,600
Anderson$484,350$620,200$749,650$931,600
Ballard$484,350$620,200$749,650$931,600
Barren$484,350$620,200$749,650$931,600
Bath$484,350$620,200$749,650$931,600
Bell$484,350$620,200$749,650$931,600
Boone$484,350$620,200$749,650$931,600
Bourbon$484,350$620,200$749,650$931,600
Boyd$484,350$620,200$749,650$931,600
Boyle$484,350$620,200$749,650$931,600
Bracken$484,350$620,200$749,650$931,600
Breathitt$484,350$620,200$749,650$931,600
Breckinridge$484,350$620,200$749,650$931,600
Bullitt$484,350$620,200$749,650$931,600
Butler$484,350$620,200$749,650$931,600
Caldwell$484,350$620,200$749,650$931,600
Calloway$484,350$620,200$749,650$931,600
Campbell$484,350$620,200$749,650$931,600
Carlisle$484,350$620,200$749,650$931,600
Carroll$484,350$620,200$749,650$931,600
Carter$484,350$620,200$749,650$931,600
Casey$484,350$620,200$749,650$931,600
Christian$484,350$620,200$749,650$931,600
Clark$484,350$620,200$749,650$931,600
Clay$484,350$620,200$749,650$931,600
Clinton$484,350$620,200$749,650$931,600
Crittenden$484,350$620,200$749,650$931,600
Cumberland$484,350$620,200$749,650$931,600
Daviess$484,350$620,200$749,650$931,600
Edmonson$484,350$620,200$749,650$931,600
Elliott$484,350$620,200$749,650$931,600
Estill$484,350$620,200$749,650$931,600
Fayette$484,350$620,200$749,650$931,600
Fleming$484,350$620,200$749,650$931,600
Floyd$484,350$620,200$749,650$931,600
Franklin$484,350$620,200$749,650$931,600
Fulton$484,350$620,200$749,650$931,600
Gallatin$484,350$620,200$749,650$931,600
Garrard$484,350$620,200$749,650$931,600
Grant$484,350$620,200$749,650$931,600
Graves$484,350$620,200$749,650$931,600
Grayson$484,350$620,200$749,650$931,600
Green$484,350$620,200$749,650$931,600
Greenup$484,350$620,200$749,650$931,600
Hancock$484,350$620,200$749,650$931,600
Hardin$484,350$620,200$749,650$931,600
Harlan$484,350$620,200$749,650$931,600
Harrison$484,350$620,200$749,650$931,600
Hart$484,350$620,200$749,650$931,600
Henderson$484,350$620,200$749,650$931,600
Henry$484,350$620,200$749,650$931,600
Hickman$484,350$620,200$749,650$931,600
Hopkins$484,350$620,200$749,650$931,600
Jackson$484,350$620,200$749,650$931,600
Jefferson$484,350$620,200$749,650$931,600
Jessamine$484,350$620,200$749,650$931,600
Johnson$484,350$620,200$749,650$931,600
Kenton$484,350$620,200$749,650$931,600
Knott$484,350$620,200$749,650$931,600
Knox$484,350$620,200$749,650$931,600
Larue$484,350$620,200$749,650$931,600
Laurel$484,350$620,200$749,650$931,600
Lawrence$484,350$620,200$749,650$931,600
Lee$484,350$620,200$749,650$931,600
Leslie$484,350$620,200$749,650$931,600
Letcher$484,350$620,200$749,650$931,600
Lewis$484,350$620,200$749,650$931,600
Lincoln$484,350$620,200$749,650$931,600
Livingston$484,350$620,200$749,650$931,600
Logan$484,350$620,200$749,650$931,600
Lyon$484,350$620,200$749,650$931,600
Madison$484,350$620,200$749,650$931,600
Magoffin$484,350$620,200$749,650$931,600
Marion$484,350$620,200$749,650$931,600
Marshall$484,350$620,200$749,650$931,600
Martin$484,350$620,200$749,650$931,600
Mason$484,350$620,200$749,650$931,600
Mccracken$484,350$620,200$749,650$931,600
Mccreary$484,350$620,200$749,650$931,600
Mclean$484,350$620,200$749,650$931,600
Meade$484,350$620,200$749,650$931,600
Menifee$484,350$620,200$749,650$931,600
Mercer$484,350$620,200$749,650$931,600
Metcalfe$484,350$620,200$749,650$931,600
Monroe$484,350$620,200$749,650$931,600
Montgomery$484,350$620,200$749,650$931,600
Morgan$484,350$620,200$749,650$931,600
Muhlenberg$484,350$620,200$749,650$931,600
Nelson$484,350$620,200$749,650$931,600
Nicholas$484,350$620,200$749,650$931,600
Ohio$484,350$620,200$749,650$931,600
Oldham$484,350$620,200$749,650$931,600
Owen$484,350$620,200$749,650$931,600
Owsley$484,350$620,200$749,650$931,600
Pendleton$484,350$620,200$749,650$931,600
Perry$484,350$620,200$749,650$931,600
Pike$484,350$620,200$749,650$931,600
Powell$484,350$620,200$749,650$931,600
Pulaski$484,350$620,200$749,650$931,600
Robertson$484,350$620,200$749,650$931,600
Rockcastle$484,350$620,200$749,650$931,600
Rowan$484,350$620,200$749,650$931,600
Russell$484,350$620,200$749,650$931,600
Scott$484,350$620,200$749,650$931,600
Shelby$484,350$620,200$749,650$931,600
Simpson$484,350$620,200$749,650$931,600
Spencer$484,350$620,200$749,650$931,600
Taylor$484,350$620,200$749,650$931,600
Todd$484,350$620,200$749,650$931,600
Trigg$484,350$620,200$749,650$931,600
Trimble$484,350$620,200$749,650$931,600
Union$484,350$620,200$749,650$931,600
Warren$484,350$620,200$749,650$931,600
Washington$484,350$620,200$749,650$931,600
Wayne$484,350$620,200$749,650$931,600
Webster$484,350$620,200$749,650$931,600
Whitley$484,350$620,200$749,650$931,600
Wolfe$484,350$620,200$749,650$931,600
Woodford$484,350$620,200$749,650$931,600