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Kentucky Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $150000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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30 year fixed mortgage rates today from 3.500%

Updated: 7/23/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
5.277%
APR
Rate as low as
5.125%
Rate
$ 848
Monthly Payment
Show Details
Updated: 7/23/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.662%
APR
Rate as low as
3.500%
Rate
$ 674
Monthly Payment
Show Details
Updated: 7/23/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.767%
APR
Rate as low as
3.500%
Rate
$ 674
Monthly Payment
Show Details

15 year fixed mortgage rates today from 2.750%

Updated: 7/23/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
4.405%
APR
Rate as low as
4.250%
Rate
$ 1,155
Monthly Payment
Show Details
Updated: 7/23/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.542%
APR
Rate as low as
3.250%
Rate
$ 1,054
Monthly Payment
Show Details
Updated: 7/23/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.171%
APR
Rate as low as
2.750%
Rate
$ 1,018
Monthly Payment
Show Details

3/1 year ARM mortgage rates today from 4.250%

Updated: 7/23/2019
3/1 Yr. ARM
3/1 Yr. ARM
Rate as low as
5.178%
APR
Rate as low as
4.250%
Rate
$ 738
Monthly Payment
Show Details

20 year fixed mortgage rates today from 3.250%

Updated: 7/23/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.638%
APR
Rate as low as
4.500%
Rate
$ 975
Monthly Payment
Show Details
Updated: 7/23/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.476%
APR
Rate as low as
3.250%
Rate
$ 851
Monthly Payment
Show Details
Updated: 7/23/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.749%
APR
Rate as low as
3.375%
Rate
$ 860
Monthly Payment
Show Details

10 year fixed mortgage rates today from 2.750%

Updated: 7/23/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.452%
APR
Rate as low as
4.250%
Rate
$ 1,563
Monthly Payment
Show Details
Updated: 7/23/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.674%
APR
Rate as low as
3.250%
Rate
$ 1,466
Monthly Payment
Show Details
Updated: 7/23/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.189%
APR
Rate as low as
2.750%
Rate
$ 1,431
Monthly Payment
Show Details

5/1 year ARM mortgage rates today from 3.125%

Updated: 7/23/2019
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.736%
APR
Rate as low as
3.375%
Rate
$ 663
Monthly Payment
Show Details
Updated: 7/23/2019
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.704%
APR
Rate as low as
3.125%
Rate
$ 643
Monthly Payment
Show Details

7/1 year ARM mortgage rates today from 3.250%

Updated: 7/23/2019
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.957%
APR
Rate as low as
4.250%
Rate
$ 738
Monthly Payment
Show Details
Updated: 7/23/2019
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.527%
APR
Rate as low as
3.250%
Rate
$ 653
Monthly Payment
Show Details

FHA 30 year and 15 year mortgage rates today from 3.125%

Updated: 7/23/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.362%
APR
Rate as low as
3.125%
Rate
$ 643
Monthly Payment
Show Details
Updated: 7/23/2019
FHA 15 Yr.
FHA 15 Yr.
Rate as low as
3.542%
APR
Rate as low as
3.250%
Rate
$ 1,054
Monthly Payment
Show Details

Kentucky Mortgages

Kentucky features a diverse economic landscape, from the fast-growing Tri-Cities area of southeastern Kentucky to the industrial northeast. Whether you're looking to invest in property, buy a new home for your family, or build a dream Bluegrass-country vacation retreat, HSH.com helps you evaluate your financing options.

HSH.com features comprehensive information on mortgages. Find data on current KY mortgage rates and lenders familiar with the state's real estate markets. Use mortgage calculators to estimate loan amortization, monthly payments, and private mortgage insurance costs. Together, these resources on Kentucky mortgage rates helps you make smart investment decisions.

Find out whether it's the right time to refinance or buy a home, or decide how best to use your home equity. Contact a Kentucky loan officer today for mortgage quotes and advice.

Kentucky Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Kentucky

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdairOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AllenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AndersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BallardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BarrenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BathOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BooneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BourbonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BoydOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BoyleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BrackenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BreathittOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BreckinridgeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BullittOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ButlerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CaldwellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CallowayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CampbellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarlisleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarrollOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CaseyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChristianOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClarkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClintonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CrittendenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CumberlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DaviessOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EdmonsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ElliottOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EstillOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FayetteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FlemingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FloydOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FultonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GallatinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GarrardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrantOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GravesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GraysonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreenupOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HancockOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HardinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HarlanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HarrisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HartOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HendersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HenryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HickmanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HopkinsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JessamineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JohnsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KentonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KnottOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KnoxOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LarueOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LaurelOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LawrenceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LeslieOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LetcherOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LewisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LivingstonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LoganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LyonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MadisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MagoffinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarshallOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MartinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MasonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MccrackenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MccrearyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McleanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MeadeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MenifeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MercerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MetcalfeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MonroeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MontgomeryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MorganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MuhlenbergOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NelsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NicholasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OhioOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OldhamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OwenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OwsleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PendletonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PerryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PikeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PowellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PulaskiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RobertsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RockcastleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RowanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RussellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ScottOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ShelbyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SimpsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SpencerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TaylorOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ToddOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TriggOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TrimbleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UnionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WarrenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WayneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WebsterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WhitleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WolfeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WoodfordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600