dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Utah Mortgage Rates and Refinance Rates: HSH Lender Showcase

  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
  • More than 150,000 loans closed for Veterans and service members nationwide
  • Specialize in VA Loans to offer a streamlined process
  • Network of 6,000 Veteran-friendly real estate agents with Veterans United Realty
www.veteransunited.com

Refine Your Search

Get Custom Quotes
[X]

Mortgage Refinance rates in Utah

Ad Disclosure
Recommended Lenders
Mortgage Program For Costco Members
  • 15 Year Fixed Rate 4.0% APR
  • The Mortgage Program for Costco Members
  • Eases the burden of home financing
View Rates
HARP 2.0 Refinance Loan 3.1% FIXED
  • No Appraisal, No MAX LTV, 3.7 APR
  • Low FIXED HARP Rate, Get a Quote
  • Fannie Mae and Freddie Mac OK
View Rates

5.125% Rate

30 Yr. Fixed

5.125% APR

$1,089 / month (est)

Learn More

Updated 8/15/2018

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Utah.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.500% Rate

30 Yr. Fixed

4.543% APR

$1,014 / month (est)

Learn More

Updated 8/15/2018

Member of BBBLow FeesVA Approved LenderFHA Approved LenderOffers HARP Loans
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
Call Now

4.250% Rate

30 Yr. Fixed

4.481% APR

$984 / month (est)

Learn More

Updated 8/15/2018

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

4.990% Rate

30 Yr. Fixed

5.087% APR

$1,073 / month (est)

Learn More

Updated 8/15/2018

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

4.875% Rate

30 Yr. Fixed

4.924% APR

$1,059 / month (est)

Learn More

Updated 8/15/2018

  • Direct Mortgage Lender. NMLS #1168
  • State License #5499381
  • Apply Online. Quick Prequalification.
Call Now

5.125% Rate

30 Yr. Fixed

5.223% APR

$1,089 / month (est)

Learn More

Updated 8/15/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Ad Disclosure

4.500% Rate

30 Yr. Fixed

4.585% APR

$1,013 / month (est)

Updated 8/13/2018

  • PenFed Credit Union lends in all 50 States
  • We provide some of the lowest rates and fees available.
  • Go ahead, put us to the test!
 

Utah Mortgages

Utah comes in at the top or near the top of almost every quality of life survey or study there is. Small wonder that this state is popular with those who move out west. Do you need a mortgage in Utah? The Utah Division of Real Estate investigates and approves mortgage lenders in the state. The license currently issued for both mortgage brokers and direct mortgage lenders is the Residential Mortgage Lender License. You can find licensed Utah lenders and compare their current UT mortgage rates on HSH.com.

Check out HSH.com's tools, such as the mortgage payment calculator, to see how current Utah mortgage rates influences your payment.

Utah Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Utah, 26 counties have a conventional loan limit at $453,100, 2 counties are at $600,300 and 1 county is at $679,650.

2018 Conventional loan limits for Utah

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Beaver$453,100$580,150$701,250$871,450
Box Elder$453,100$580,150$701,250$871,450
Cache$453,100$580,150$701,250$871,450
Carbon$453,100$580,150$701,250$871,450
Daggett$453,100$580,150$701,250$871,450
Davis$453,100$580,150$701,250$871,450
Duchesne$453,100$580,150$701,250$871,450
Emery$453,100$580,150$701,250$871,450
Garfield$453,100$580,150$701,250$871,450
Grand$453,100$580,150$701,250$871,450
Iron$453,100$580,150$701,250$871,450
Juab$453,100$580,150$701,250$871,450
Kane$453,100$580,150$701,250$871,450
Millard$453,100$580,150$701,250$871,450
Morgan$453,100$580,150$701,250$871,450
Piute$453,100$580,150$701,250$871,450
Rich$453,100$580,150$701,250$871,450
Salt Lake$600,300$768,500$928,950$1,154,450
San Juan$453,100$580,150$701,250$871,450
Sanpete$453,100$580,150$701,250$871,450
Sevier$453,100$580,150$701,250$871,450
Summit$679,650$870,225$1,051,875$1,307,175
Tooele$600,300$768,500$928,950$1,154,450
Uintah$453,100$580,150$701,250$871,450
Utah$453,100$580,150$701,250$871,450
Wasatch$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450
Wayne$453,100$580,150$701,250$871,450
Weber$453,100$580,150$701,250$871,450