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Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Today's Utah Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $320,000 Refinance loan.
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Utah Mortgages

Utah comes in at the top or near the top of almost every quality of life survey or study there is. Small wonder that this state is popular with those who move out west. Do you need a mortgage in Utah? The Utah Division of Real Estate investigates and approves mortgage lenders in the state. The license currently issued for both mortgage brokers and direct mortgage lenders is the Residential Mortgage Lender License. You can find licensed Utah lenders and compare their current UT mortgage rates on HSH.com.

Check out HSH.com's tools, such as the mortgage payment calculator, to see how current Utah mortgage rates influences your payment.

Utah Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2023 Conforming loan limits for Utah

County Name One Family Two Family Three Family Four Family
Beaver County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Box Elder County One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900
Cache County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Carbon County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Daggett County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Davis County One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900
Duchesne County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Emery County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Garfield County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Grand County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Iron County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Juab County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kane County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Millard County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Morgan County One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900
Piute County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Rich County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Salt Lake County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
San Juan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sanpete County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sevier County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Summit County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Tooele County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Uintah County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Utah County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wasatch County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Washington County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wayne County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Weber County One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900
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