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Utah Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Utah

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Utah Homeowners: Don't Waste Time! Get Low Fixed Rate Here 3.75%APR
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4.625% Rate

30 Yr. Fixed

4.799% APR

$771 / month (est)

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Updated 12/10/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 12/11/2018

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5.375% Rate

30 Yr. Fixed

5.531% APR

$871 / month (est)

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Updated 12/11/2018

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Utah Interest Rates as low as 4% (4.708APR)
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Utah Mortgages

Utah comes in at the top or near the top of almost every quality of life survey or study there is. Small wonder that this state is popular with those who move out west. Do you need a mortgage in Utah? The Utah Division of Real Estate investigates and approves mortgage lenders in the state. The license currently issued for both mortgage brokers and direct mortgage lenders is the Residential Mortgage Lender License. You can find licensed Utah lenders and compare their current UT mortgage rates on HSH.com.

Check out HSH.com's tools, such as the mortgage payment calculator, to see how current Utah mortgage rates influences your payment.

Utah Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Utah, 26 counties have a conventional loan limit at $453,100, 2 counties are at $600,300 and 1 county is at $679,650.

2018 Conventional loan limits for Utah

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Beaver$453,100$580,150$701,250$871,450
Box Elder$453,100$580,150$701,250$871,450
Cache$453,100$580,150$701,250$871,450
Carbon$453,100$580,150$701,250$871,450
Daggett$453,100$580,150$701,250$871,450
Davis$453,100$580,150$701,250$871,450
Duchesne$453,100$580,150$701,250$871,450
Emery$453,100$580,150$701,250$871,450
Garfield$453,100$580,150$701,250$871,450
Grand$453,100$580,150$701,250$871,450
Iron$453,100$580,150$701,250$871,450
Juab$453,100$580,150$701,250$871,450
Kane$453,100$580,150$701,250$871,450
Millard$453,100$580,150$701,250$871,450
Morgan$453,100$580,150$701,250$871,450
Piute$453,100$580,150$701,250$871,450
Rich$453,100$580,150$701,250$871,450
Salt Lake$600,300$768,500$928,950$1,154,450
San Juan$453,100$580,150$701,250$871,450
Sanpete$453,100$580,150$701,250$871,450
Sevier$453,100$580,150$701,250$871,450
Summit$679,650$870,225$1,051,875$1,307,175
Tooele$600,300$768,500$928,950$1,154,450
Uintah$453,100$580,150$701,250$871,450
Utah$453,100$580,150$701,250$871,450
Wasatch$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450
Wayne$453,100$580,150$701,250$871,450
Weber$453,100$580,150$701,250$871,450