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Utah Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Utah

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HARP 2.0 Refinance Loan 2.7% FIXED
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5.250% Rate

30 Yr. Fixed

5.335% APR

$860 / month (est)

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Updated 2/22/2019

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Utah Mortgages

Utah comes in at the top or near the top of almost every quality of life survey or study there is. Small wonder that this state is popular with those who move out west. Do you need a mortgage in Utah? The Utah Division of Real Estate investigates and approves mortgage lenders in the state. The license currently issued for both mortgage brokers and direct mortgage lenders is the Residential Mortgage Lender License. You can find licensed Utah lenders and compare their current UT mortgage rates on HSH.com.

Check out HSH.com's tools, such as the mortgage payment calculator, to see how current Utah mortgage rates influences your payment.

Utah Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Utah

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Beaver$484,350$620,200$749,650$931,600
Box Elder$484,350$620,200$749,650$931,600
Cache$484,350$620,200$749,650$931,600
Carbon$484,350$620,200$749,650$931,600
Daggett$484,350$620,200$749,650$931,600
Davis$484,350$620,200$749,650$931,600
Duchesne$484,350$620,200$749,650$931,600
Emery$484,350$620,200$749,650$931,600
Garfield$484,350$620,200$749,650$931,600
Grand$484,350$620,200$749,650$931,600
Iron$484,350$620,200$749,650$931,600
Juab$484,350$620,200$749,650$931,600
Kane$484,350$620,200$749,650$931,600
Millard$484,350$620,200$749,650$931,600
Morgan$484,350$620,200$749,650$931,600
Piute$484,350$620,200$749,650$931,600
Rich$484,350$620,200$749,650$931,600
Salt Lake$600,300$768,500$928,950$1,154,450
San Juan$484,350$620,200$749,650$931,600
Sanpete$484,350$620,200$749,650$931,600
Sevier$484,350$620,200$749,650$931,600
Summit$726,525$930,300$1,124,475$1,397,400
Tooele$600,300$768,500$928,950$1,154,450
Uintah$484,350$620,200$749,650$931,600
Utah$484,350$620,200$749,650$931,600
Wasatch$484,350$620,200$749,650$931,600
Washington$484,350$620,200$749,650$931,600
Wayne$484,350$620,200$749,650$931,600
Weber$484,350$620,200$749,650$931,600