X

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Utah Mortgage Rates in the HSH Lender Showcase

Utah Mortgages

Utah comes in at the top or near the top of almost every quality of life survey or study there is. Small wonder that this state is popular with those who move out west. Do you need a mortgage in Utah? The Utah Division of Real Estate investigates and approves mortgage lenders in the state. The license currently issued for both mortgage brokers and direct mortgage lenders is the Residential Mortgage Lender License. You can find licensed Utah lenders and compare their current UT mortgage rates on HSH.com.

Check out HSH.com's tools, such as the mortgage payment calculator, to see how current Utah mortgage rates influences your payment.

Utah Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Utah

Select County
County Name One Family Two Family Three Family Four Family
Beaver County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Box Elder County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cache County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Carbon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Daggett County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Davis County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Duchesne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Emery County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Garfield County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grand County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Iron County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Juab County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kane County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Millard County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morgan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Piute County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rich County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Salt Lake County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
San Juan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sanpete County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sevier County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Summit County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Tooele County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Uintah County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Utah County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wasatch County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wayne County One Family$997,050 Two Family$1,276,400 Three Family$1,542,900 Four Family$1,917,450
Weber County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
Add to Homescreen?
✓
X
X
Install this web app on your phone :tap and then Add to homescreen