Georgia Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
Updated: 3/30/2020
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Georgia Mortgages

A sweet Georgia home requires an equally sweet financing deal. HSH.com offers a rich archive of GA mortgage rates to help you benchmark the most competitive home loan. If your property is in Atlanta, Savannah, or Augusta, you can drill down further from current GA mortgage rates to look at trends in your area. Once you have a good idea of the range of average rates for your area, you can use tools such as the mortgage calculators to determine your home price range, your monthly payments, and more.

Market volatility can make Georgia mortgage rates unpredictable, though, and loan qualification varies by individual credit history, home equity, and income. To get a more precise estimate of your monthly payments and fees for a home purchase, refi, or home equity loan, contact a Georgia mortgage lender for a quote.

Georgia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Georgia

County NameOne FamilyTwo FamilyThree FamilyFour Family
Appling CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Atkinson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bacon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Baker CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Baldwin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Banks CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Barrow CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bartow CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ben Hill CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Berrien CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bibb CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bleckley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Brantley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Brooks CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bryan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bulloch CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Burke CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Butts CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Calhoun CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Camden CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Candler CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Carroll CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Catoosa CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Charlton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chatham CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chattahoochee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chattooga CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cherokee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clarke CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clayton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clinch CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cobb CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Coffee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Colquitt CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Columbia CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cook CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Coweta CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Crawford CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Crisp CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dade CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dawson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Decatur CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dekalb CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dodge CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dooly CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dougherty CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Douglas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Early CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Echols CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Effingham CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Elbert CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Emanuel CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Evans CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fannin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fayette CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Floyd CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Forsyth CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fulton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gilmer CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Glascock CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Glynn CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gordon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grady CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Greene CountyOne Family$515,200Two Family$659,550Three Family$797,250Four Family$990,800
Gwinnett CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Habersham CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hall CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hancock CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Haralson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Harris CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hart CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Heard CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Henry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Houston CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Irwin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jasper CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jeff Davis CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jenkins CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Johnson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jones CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lamar CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lanier CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Laurens CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Liberty CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Long CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lowndes CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lumpkin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Macon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Madison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marion CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mcduffie CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mcintosh CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Meriwether CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Miller CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mitchell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Monroe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Montgomery CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Morgan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Murray CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Muscogee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Newton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Oconee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Oglethorpe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Paulding CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Peach CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pickens CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pierce CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pike CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Polk CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pulaski CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Putnam CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Quitman CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Rabun CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Randolph CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Richmond CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Rockdale CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Schley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Screven CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Seminole CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Spalding CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Stephens CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Stewart CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sumter CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Talbot CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Taliaferro CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tattnall CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Taylor CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Telfair CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Terrell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Thomas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tift CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Toombs CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Towns CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Treutlen CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Troup CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Turner CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Twiggs CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Union CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Upson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Walker CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Walton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ware CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Warren CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wayne CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Webster CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wheeler CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
White CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Whitfield CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wilcox CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wilkes CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wilkinson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Worth CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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