Georgia Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Georgia Mortgages

A sweet Georgia home requires an equally sweet financing deal. HSH.com offers a rich archive of GA mortgage rates to help you benchmark the most competitive home loan. If your property is in Atlanta, Savannah, or Augusta, you can drill down further from current GA mortgage rates to look at trends in your area. Once you have a good idea of the range of average rates for your area, you can use tools such as the mortgage calculators to determine your home price range, your monthly payments, and more.

Market volatility can make Georgia mortgage rates unpredictable, though, and loan qualification varies by individual credit history, home equity, and income. To get a more precise estimate of your monthly payments and fees for a home purchase, refi, or home equity loan, contact a Georgia mortgage lender for a quote.

Georgia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Georgia

County NameOne FamilyTwo FamilyThree FamilyFour Family
ApplingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AtkinsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BaconOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BakerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BaldwinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BanksOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BarrowOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BartowOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Ben HillOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BerrienOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BibbOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BleckleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BrantleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BrooksOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BryanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BullochOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BurkeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ButtsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CalhounOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CamdenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CandlerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarrollOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CatoosaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CharltonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChathamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChattahoocheeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChattoogaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CherokeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClarkeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClaytonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClinchOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CobbOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CoffeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ColquittOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ColumbiaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CookOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CowetaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CrawfordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CrispOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DadeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DawsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DecaturOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DekalbOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DodgeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DoolyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DoughertyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DouglasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EarlyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EcholsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EffinghamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ElbertOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EmanuelOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EvansOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FanninOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FayetteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FloydOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ForsythOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FultonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GilmerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GlascockOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GlynnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GordonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GradyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreeneOne Family$515,200Two Family$659,550Three Family$797,250Four Family$990,800
GwinnettOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HabershamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HallOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HancockOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HaralsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HarrisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HartOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HeardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HenryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HoustonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IrwinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JasperOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Jeff DavisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JenkinsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JohnsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JonesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LamarOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LanierOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LaurensOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LibertyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LongOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LowndesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LumpkinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MaconOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MadisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McduffieOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McintoshOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MeriwetherOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MillerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MitchellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MonroeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MontgomeryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MorganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MurrayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MuscogeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NewtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OconeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OglethorpeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PauldingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PeachOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PickensOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PierceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PikeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PolkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PulaskiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PutnamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
QuitmanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RabunOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RandolphOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RichmondOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RockdaleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SchleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ScrevenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SeminoleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SpaldingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StephensOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StewartOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SumterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TalbotOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TaliaferroOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TattnallOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TaylorOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TelfairOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TerrellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ThomasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TiftOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ToombsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TownsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TreutlenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TroupOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TurnerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TwiggsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UnionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UpsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WalkerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WaltonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WareOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WarrenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WayneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WebsterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WheelerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WhiteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WhitfieldOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WilcoxOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WilkesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WilkinsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WorthOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600