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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Today's Georgia Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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Georgia Mortgages

A sweet Georgia home requires an equally sweet financing deal. HSH.com offers a rich archive of GA mortgage rates to help you benchmark the most competitive home loan. If your property is in Atlanta, Savannah, or Augusta, you can drill down further from current GA mortgage rates to look at trends in your area. Once you have a good idea of the range of average rates for your area, you can use tools such as the mortgage calculators to determine your home price range, your monthly payments, and more.

Market volatility can make Georgia mortgage rates unpredictable, though, and loan qualification varies by individual credit history, home equity, and income. To get a more precise estimate of your monthly payments and fees for a home purchase, refinance, or home equity loan, contact a Georgia mortgage lender for a quote.

Georgia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for Georgia

County Name One Family Two Family Three Family Four Family
Appling County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Atkinson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bacon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Baker County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Baldwin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Banks County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Barrow County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bartow County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ben Hill County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Berrien County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bibb County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bleckley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Brantley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Brooks County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bryan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bulloch County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Burke County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Butts County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Calhoun County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Camden County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Candler County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Carroll County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Catoosa County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Charlton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Chatham County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Chattahoochee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Chattooga County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cherokee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clarke County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clay County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clayton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clinch County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cobb County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Coffee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Colquitt County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Columbia County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cook County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Coweta County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Crawford County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Crisp County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dade County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dawson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Decatur County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dekalb County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dodge County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dooly County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dougherty County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Douglas County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Early County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Echols County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Effingham County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Elbert County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Emanuel County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Evans County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fannin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fayette County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Floyd County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Forsyth County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Franklin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fulton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gilmer County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Glascock County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Glynn County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gordon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Grady County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Greene County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gwinnett County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Habersham County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hall County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hancock County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Haralson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Harris County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hart County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Heard County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Henry County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Houston County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Irwin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jackson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jasper County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jeff Davis County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jefferson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jenkins County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Johnson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jones County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lamar County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lanier County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Laurens County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Liberty County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lincoln County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Long County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lowndes County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lumpkin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Macon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Madison County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marion County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mcduffie County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mcintosh County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Meriwether County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Miller County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mitchell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Monroe County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Montgomery County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Morgan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Murray County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Muscogee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Newton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Oconee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Oglethorpe County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Paulding County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Peach County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pickens County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pierce County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pike County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Polk County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pulaski County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Putnam County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Quitman County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Rabun County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Randolph County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Richmond County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Rockdale County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Schley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Screven County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Seminole County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Spalding County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Stephens County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Stewart County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sumter County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Talbot County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Taliaferro County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Tattnall County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Taylor County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Telfair County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Terrell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Thomas County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Tift County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Toombs County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Towns County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Treutlen County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Troup County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Turner County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Twiggs County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Union County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Upson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Walker County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Walton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ware County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Warren County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Washington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wayne County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Webster County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wheeler County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
White County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Whitfield County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wilcox County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wilkes County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wilkinson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Worth County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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