Today's Georgia Mortgage Rates in the HSH Lender Showcase
Georgia Mortgages
A sweet Georgia home requires an equally sweet financing deal. HSH.com offers a rich archive of GA mortgage rates to help you benchmark the most competitive home loan. If your property is in Atlanta, Savannah, or Augusta, you can drill down further from current GA mortgage rates to look at trends in your area. Once you have a good idea of the range of average rates for your area, you can use tools such as the mortgage calculators to determine your home price range, your monthly payments, and more.
Market volatility can make Georgia mortgage rates unpredictable, though, and loan qualification varies by individual credit history, home equity, and income. To get a more precise estimate of your monthly payments and fees for a home purchase, refinance, or home equity loan, contact a Georgia mortgage lender for a quote.
Georgia Conventional Mortgage
A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.
2024 Conforming loan limits for Georgia
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Select County
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| County Name | One Family | Two Family | Three Family | Four Family |
|---|
| Appling County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Atkinson County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Bacon County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Baker County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Baldwin County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Banks County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Barrow County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Bartow County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Ben Hill County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Berrien County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Bibb County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Bleckley County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Brantley County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Brooks County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Bryan County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Bulloch County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Burke County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Butts County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Calhoun County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Camden County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Candler County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Carroll County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Catoosa County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Charlton County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Chatham County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Chattahoochee County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Chattooga County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Cherokee County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Clarke County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Clay County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Clayton County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Clinch County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Cobb County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Coffee County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Colquitt County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Columbia County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Cook County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Coweta County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Crawford County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Crisp County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Dade County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Dawson County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Decatur County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Dekalb County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Dodge County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Dooly County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Dougherty County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Douglas County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Early County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Echols County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Effingham County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Elbert County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Emanuel County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Evans County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Fannin County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Fayette County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Floyd County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Forsyth County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Franklin County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Fulton County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Gilmer County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Glascock County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Glynn County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Gordon County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Grady County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Greene County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Gwinnett County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Habersham County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Hall County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Hancock County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Haralson County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Harris County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Hart County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Heard County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Henry County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Houston County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Irwin County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Jackson County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Jasper County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Jeff Davis County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Jefferson County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Jenkins County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Johnson County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Jones County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Lamar County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Lanier County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Laurens County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Lee County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Liberty County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Lincoln County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Long County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Lowndes County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Lumpkin County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Macon County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Madison County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Marion County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Mcduffie County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Mcintosh County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Meriwether County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Miller County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Mitchell County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Monroe County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Montgomery County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Morgan County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Murray County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Muscogee County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Newton County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Oconee County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Oglethorpe County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Paulding County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Peach County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Pickens County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Pierce County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Pike County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Polk County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Pulaski County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Putnam County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Quitman County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Rabun County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Randolph County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Richmond County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Rockdale County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Schley County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Screven County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Seminole County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Spalding County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Stephens County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Stewart County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Sumter County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Talbot County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Taliaferro County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Tattnall County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Taylor County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Telfair County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Terrell County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Thomas County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Tift County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Toombs County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Towns County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Treutlen County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Troup County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Turner County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Twiggs County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Union County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Upson County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Walker County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Walton County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Ware County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Warren County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Washington County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Wayne County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Webster County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Wheeler County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| White County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Whitfield County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Wilcox County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Wilkes County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Wilkinson County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |
| Worth County | One Family$766,550 | Two Family$981,500 | Three Family$1,186,350 | Four Family$1,474,400 |