X

With half of 2024 gone, it's time for our Mid-year review of HSH's 2024 Mortgage and Housing Market Outlook. Have a look and see how we're doing!

With half of 2024 gone, it's time for our Mid-year review of HSH's 2024 Mortgage and Housing Market Outlook. Have a look and see how we're doing!

Mortgage Rates in Florida | Refinance Rates | HSH Lender Showcase

Florida Mortgages

Florida's real estate market has had its ups and downs, and tracking FL mortgage rates is just as critical as getting the right price for home--be it a Naples waterfront condo or Gainesville single-family home. With up-to-date Florida mortgage rates reported at the state or metropolitan level, HSH.com gives you the information you need to run the numbers on one of our mortgage calculators.

If puzzling through various mortgage terms is as murky to you as navigating the Everglades, contact the experienced lenders with knowledge of local markets--they can give you the latest on current FL mortgage rates for your next home purchase or refinance.

Florida conventional mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Florida

County Name One Family Two Family Three Family Four Family
Alachua County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Baker County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bay County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bradford County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Brevard County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Broward County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Calhoun County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Charlotte County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Citrus County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clay County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Collier County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Columbia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Desoto County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dixie County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Duval County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Escambia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Flagler County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Franklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gadsden County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gilchrist County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Glades County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gulf County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hamilton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hardee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hendry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hernando County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Highlands County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hillsborough County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Holmes County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Indian River County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lafayette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lake County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Leon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Levy County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Liberty County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Madison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Manatee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marion County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Martin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Miami-dade County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Monroe County One Family$929,200 Two Family$1,189,550 Three Family$1,437,900 Four Family$1,786,950
Nassau County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Okaloosa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Okeechobee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Orange County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Osceola County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Palm Beach County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pasco County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pinellas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Polk County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Putnam County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Santa Rosa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sarasota County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Seminole County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Johns County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Lucie County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sumter County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Suwannee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Taylor County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Union County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Volusia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wakulla County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Walton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen