| County Name | One-Family | Two-Family | Three-Family | Four-Family |
|---|---|---|---|---|
| Alachua | $453,100 | $580,150 | $701,250 | $871,450 |
| Baker | $453,100 | $580,150 | $701,250 | $871,450 |
| Bay | $453,100 | $580,150 | $701,250 | $871,450 |
| Bradford | $453,100 | $580,150 | $701,250 | $871,450 |
| Brevard | $453,100 | $580,150 | $701,250 | $871,450 |
| Broward | $453,100 | $580,150 | $701,250 | $871,450 |
| Calhoun | $453,100 | $580,150 | $701,250 | $871,450 |
| Charlotte | $453,100 | $580,150 | $701,250 | $871,450 |
| Citrus | $453,100 | $580,150 | $701,250 | $871,450 |
| Clay | $453,100 | $580,150 | $701,250 | $871,450 |
| Collier | $453,100 | $580,150 | $701,250 | $871,450 |
| Columbia | $453,100 | $580,150 | $701,250 | $871,450 |
| Desoto | $453,100 | $580,150 | $701,250 | $871,450 |
| Dixie | $453,100 | $580,150 | $701,250 | $871,450 |
| Duval | $453,100 | $580,150 | $701,250 | $871,450 |
| Escambia | $453,100 | $580,150 | $701,250 | $871,450 |
| Flagler | $453,100 | $580,150 | $701,250 | $871,450 |
| Franklin | $453,100 | $580,150 | $701,250 | $871,450 |
| Gadsden | $453,100 | $580,150 | $701,250 | $871,450 |
| Gilchrist | $453,100 | $580,150 | $701,250 | $871,450 |
| Glades | $453,100 | $580,150 | $701,250 | $871,450 |
| Gulf | $453,100 | $580,150 | $701,250 | $871,450 |
| Hamilton | $453,100 | $580,150 | $701,250 | $871,450 |
| Hardee | $453,100 | $580,150 | $701,250 | $871,450 |
| Hendry | $453,100 | $580,150 | $701,250 | $871,450 |
| Hernando | $453,100 | $580,150 | $701,250 | $871,450 |
| Highlands | $453,100 | $580,150 | $701,250 | $871,450 |
| Hillsborough | $453,100 | $580,150 | $701,250 | $871,450 |
| Holmes | $453,100 | $580,150 | $701,250 | $871,450 |
| Indian River | $453,100 | $580,150 | $701,250 | $871,450 |
| Jackson | $453,100 | $580,150 | $701,250 | $871,450 |
| Jefferson | $453,100 | $580,150 | $701,250 | $871,450 |
| Lafayette | $453,100 | $580,150 | $701,250 | $871,450 |
| Lake | $453,100 | $580,150 | $701,250 | $871,450 |
| Lee | $453,100 | $580,150 | $701,250 | $871,450 |
| Leon | $453,100 | $580,150 | $701,250 | $871,450 |
| Levy | $453,100 | $580,150 | $701,250 | $871,450 |
| Liberty | $453,100 | $580,150 | $701,250 | $871,450 |
| Madison | $453,100 | $580,150 | $701,250 | $871,450 |
| Manatee | $453,100 | $580,150 | $701,250 | $871,450 |
| Marion | $453,100 | $580,150 | $701,250 | $871,450 |
| Martin | $453,100 | $580,150 | $701,250 | $871,450 |
| Miami-dade | $453,100 | $580,150 | $701,250 | $871,450 |
| Monroe | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Nassau | $453,100 | $580,150 | $701,250 | $871,450 |
| Okaloosa | $453,100 | $580,150 | $701,250 | $871,450 |
| Okeechobee | $453,100 | $580,150 | $701,250 | $871,450 |
| Orange | $453,100 | $580,150 | $701,250 | $871,450 |
| Osceola | $453,100 | $580,150 | $701,250 | $871,450 |
| Palm Beach | $453,100 | $580,150 | $701,250 | $871,450 |
| Pasco | $453,100 | $580,150 | $701,250 | $871,450 |
| Pinellas | $453,100 | $580,150 | $701,250 | $871,450 |
| Polk | $453,100 | $580,150 | $701,250 | $871,450 |
| Putnam | $453,100 | $580,150 | $701,250 | $871,450 |
| Santa Rosa | $453,100 | $580,150 | $701,250 | $871,450 |
| Sarasota | $453,100 | $580,150 | $701,250 | $871,450 |
| Seminole | $453,100 | $580,150 | $701,250 | $871,450 |
| St. Johns | $453,100 | $580,150 | $701,250 | $871,450 |
| St. Lucie | $453,100 | $580,150 | $701,250 | $871,450 |
| Sumter | $453,100 | $580,150 | $701,250 | $871,450 |
| Suwannee | $453,100 | $580,150 | $701,250 | $871,450 |
| Taylor | $453,100 | $580,150 | $701,250 | $871,450 |
| Union | $453,100 | $580,150 | $701,250 | $871,450 |
| Volusia | $453,100 | $580,150 | $701,250 | $871,450 |
| Wakulla | $453,100 | $580,150 | $701,250 | $871,450 |
| Walton | $453,100 | $580,150 | $701,250 | $871,450 |
| Washington | $453,100 | $580,150 | $701,250 | $871,450 |
Florida Mortgage Rates and Refinance Rates: HSH Lender Showcase
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Mortgage Refinance rates in Florida
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4.779% APR
$1,028 / month (est)
Updated 6/18/2018
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4.277% APR
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5.125% Rate
30 Yr. Fixed
5.223% APR
$1,089 / month (est)
Updated 6/20/2018
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Florida Mortgages
Florida's real estate market has had its ups and downs, and tracking FL mortgage rates is just as critical as getting the right price for home--be it a Naples waterfront condo or Gainesville single-family home. With up-to-date Florida mortgage rates reported at the state or metropolitan level, HSH.com gives you the information you need to run the numbers on one of our mortgage calculators.
If puzzling through various mortgage terms is as murky to you as navigating the Everglades, contact the experienced lenders with knowledge of local markets--they can give you the latest on current FL mortgage rates for your next home purchase or refinance.
Florida conventional mortgage
A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.
For Florida, 66 counties have a conventional loan limit at $453,100 and 1 county (Monroe) at $529,000
2018 Conventional loan limits for Florida
Mortgage Rates by State
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