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Florida Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Florida

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HARP 2.0 Refinance Loan 2.7% FIXED
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5.250% Rate

30 Yr. Fixed

5.335% APR

$860 / month (est)

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Updated 2/22/2019

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Florida Mortgages

Florida's real estate market has had its ups and downs, and tracking FL mortgage rates is just as critical as getting the right price for home--be it a Naples waterfront condo or Gainesville single-family home. With up-to-date Florida mortgage rates reported at the state or metropolitan level, HSH.com gives you the information you need to run the numbers on one of our mortgage calculators.

If puzzling through various mortgage terms is as murky to you as navigating the Everglades, contact the experienced lenders with knowledge of local markets--they can give you the latest on current FL mortgage rates for your next home purchase or refinance.

Florida conventional mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Florida

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Alachua$484,350$620,200$749,650$931,600
Baker$484,350$620,200$749,650$931,600
Bay$484,350$620,200$749,650$931,600
Bradford$484,350$620,200$749,650$931,600
Brevard$484,350$620,200$749,650$931,600
Broward$484,350$620,200$749,650$931,600
Calhoun$484,350$620,200$749,650$931,600
Charlotte$484,350$620,200$749,650$931,600
Citrus$484,350$620,200$749,650$931,600
Clay$484,350$620,200$749,650$931,600
Collier$484,350$620,200$749,650$931,600
Columbia$484,350$620,200$749,650$931,600
De Soto$484,350$620,200$749,650$931,600
Dixie$484,350$620,200$749,650$931,600
Duval$484,350$620,200$749,650$931,600
Escambia$484,350$620,200$749,650$931,600
Flagler$484,350$620,200$749,650$931,600
Franklin$484,350$620,200$749,650$931,600
Gadsden$484,350$620,200$749,650$931,600
Gilchrist$484,350$620,200$749,650$931,600
Glades$484,350$620,200$749,650$931,600
Gulf$484,350$620,200$749,650$931,600
Hamilton$484,350$620,200$749,650$931,600
Hardee$484,350$620,200$749,650$931,600
Hendry$484,350$620,200$749,650$931,600
Hernando$484,350$620,200$749,650$931,600
Highlands$484,350$620,200$749,650$931,600
Hillsborough$484,350$620,200$749,650$931,600
Holmes$484,350$620,200$749,650$931,600
Indian River$484,350$620,200$749,650$931,600
Jackson$484,350$620,200$749,650$931,600
Jefferson$484,350$620,200$749,650$931,600
Lafayette$484,350$620,200$749,650$931,600
Lake$484,350$620,200$749,650$931,600
Lee$484,350$620,200$749,650$931,600
Leon$484,350$620,200$749,650$931,600
Levy$484,350$620,200$749,650$931,600
Liberty$484,350$620,200$749,650$931,600
Madison$484,350$620,200$749,650$931,600
Manatee$484,350$620,200$749,650$931,600
Marion$484,350$620,200$749,650$931,600
Martin$484,350$620,200$749,650$931,600
Miami-dade$484,350$620,200$749,650$931,600
Monroe$529,000$677,200$818,600$1,017,300
Nassau$484,350$620,200$749,650$931,600
Okaloosa$484,350$620,200$749,650$931,600
Okeechobee$484,350$620,200$749,650$931,600
Orange$484,350$620,200$749,650$931,600
Osceola$484,350$620,200$749,650$931,600
Palm Beach$484,350$620,200$749,650$931,600
Pasco$484,350$620,200$749,650$931,600
Pinellas$484,350$620,200$749,650$931,600
Polk$484,350$620,200$749,650$931,600
Putnam$484,350$620,200$749,650$931,600
Santa Rosa$484,350$620,200$749,650$931,600
Sarasota$484,350$620,200$749,650$931,600
Seminole$484,350$620,200$749,650$931,600
St. Johns$484,350$620,200$749,650$931,600
St. Lucie$484,350$620,200$749,650$931,600
Sumter$484,350$620,200$749,650$931,600
Suwannee$484,350$620,200$749,650$931,600
Taylor$484,350$620,200$749,650$931,600
Union$484,350$620,200$749,650$931,600
Volusia$484,350$620,200$749,650$931,600
Wakulla$484,350$620,200$749,650$931,600
Walton$484,350$620,200$749,650$931,600
Washington$484,350$620,200$749,650$931,600