X

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's South Dakota Mortgage Rates in the HSH Lender Showcase

South Dakota Mortgages

If you own, or are interested in owning, property in South Dakota, you should check out HSH.com.

You'll find HSH.com a comprehensive source for current SD mortgage rates, historical mortgage rate trends, and much more. HSH.com has information you can use to:

  • Finance the a home purchase in South Dakota. With its affordable prices and wide open spaces, South Dakota has much to offer, and HSH.com can help you buy your home with info on South Dakota mortgage rates and lenders.
  • Tap into home equity. A home equity loan can be a practical solution for financing home improvements or other long-term projects.
  • Refinance a mortgage. Check out SD mortgage rates and refinancing calculators on HSH.com to see if you can lower monthly payments, pay off your mortgage earlier than planned, or change the terms of your home loan.

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for South Dakota

Select County
County Name One Family Two Family Three Family Four Family
Aurora County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Beadle County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bennett County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bon Homme County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Brookings County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Brown County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Brule County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Buffalo County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Butte County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Campbell County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Charles Mix County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clark County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clay County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Codington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Corson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Custer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Davison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Day County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Deuel County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dewey County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Douglas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Edmunds County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fall River County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Faulk County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grant County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Gregory County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Haakon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hamlin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hand County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hanson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Harding County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hughes County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hutchinson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hyde County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jackson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jerauld County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jones County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kingsbury County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lake County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lawrence County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lincoln County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lyman County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marshall County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mccook County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mcpherson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Meade County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mellette County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Miner County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Minnehaha County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Moody County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Oglala Lakota County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pennington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Perkins County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Potter County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Roberts County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sanborn County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Spink County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Stanley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sully County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Todd County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Tripp County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Turner County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Union County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Walworth County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Yankton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ziebach County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
Add to Homescreen?
✓
X
X
Install this web app on your phone :tap and then Add to homescreen