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South Dakota Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in South Dakota

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Rates as low as

5.875% Rate

30 Yr. Fixed

Rates as low as

5.968% APR

$919 / month (est)

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Updated 6/15/2019

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Rates as low as

5.875% Rate

30 Yr. Fixed

Rates as low as

5.968% APR

$919 / month (est)

Learn More

Updated 6/15/2019

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Mortgage Rates from 2.7%
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South Dakota Mortgages

If you own, or are interested in owning, property in South Dakota, you should check out HSH.com.

You'll find HSH.com a comprehensive source for current SD mortgage rates, historical mortgage rate trends, and much more. HSH.com has information you can use to:

  • Finance the a home purchase in South Dakota. With its affordable prices and wide open spaces, South Dakota has much to offer, and HSH.com can help you buy your home with info on South Dakota mortgage rates and lenders.
  • Tap into home equity. A home equity loan can be a practical solution for financing home improvements or other long-term projects.
  • Refinance a mortgage. Check out SD mortgage rates and refinancing calculators on HSH.com to see if you can lower monthly payments, pay off your mortgage earlier than planned, or change the terms of your home loan.

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For South Dakota, the conventional loan limit is at $453,100 for all counties.

2019 Conventional loan limits for South Dakota

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Aurora$484,350$620,200$749,650$931,600
Beadle$484,350$620,200$749,650$931,600
Bennett$484,350$620,200$749,650$931,600
Bon Homme$484,350$620,200$749,650$931,600
Brookings$484,350$620,200$749,650$931,600
Brown$484,350$620,200$749,650$931,600
Brule$484,350$620,200$749,650$931,600
Buffalo$484,350$620,200$749,650$931,600
Butte$484,350$620,200$749,650$931,600
Campbell$484,350$620,200$749,650$931,600
Charles Mix$484,350$620,200$749,650$931,600
Clark$484,350$620,200$749,650$931,600
Clay$484,350$620,200$749,650$931,600
Codington$484,350$620,200$749,650$931,600
Corson$484,350$620,200$749,650$931,600
Custer$484,350$620,200$749,650$931,600
Davison$484,350$620,200$749,650$931,600
Day$484,350$620,200$749,650$931,600
Deuel$484,350$620,200$749,650$931,600
Dewey$484,350$620,200$749,650$931,600
Douglas$484,350$620,200$749,650$931,600
Edmunds$484,350$620,200$749,650$931,600
Fall River$484,350$620,200$749,650$931,600
Faulk$484,350$620,200$749,650$931,600
Grant$484,350$620,200$749,650$931,600
Gregory$484,350$620,200$749,650$931,600
Haakon$484,350$620,200$749,650$931,600
Hamlin$484,350$620,200$749,650$931,600
Hand$484,350$620,200$749,650$931,600
Hanson$484,350$620,200$749,650$931,600
Harding$484,350$620,200$749,650$931,600
Hughes$484,350$620,200$749,650$931,600
Hutchinson$484,350$620,200$749,650$931,600
Hyde$484,350$620,200$749,650$931,600
Jackson$484,350$620,200$749,650$931,600
Jerauld$484,350$620,200$749,650$931,600
Jones$484,350$620,200$749,650$931,600
Kingsbury$484,350$620,200$749,650$931,600
Lake$484,350$620,200$749,650$931,600
Lawrence$484,350$620,200$749,650$931,600
Lincoln$484,350$620,200$749,650$931,600
Lyman$484,350$620,200$749,650$931,600
Marshall$484,350$620,200$749,650$931,600
Mccook$484,350$620,200$749,650$931,600
Mcpherson$484,350$620,200$749,650$931,600
Meade$484,350$620,200$749,650$931,600
Mellette$484,350$620,200$749,650$931,600
Miner$484,350$620,200$749,650$931,600
Minnehaha$484,350$620,200$749,650$931,600
Moody$484,350$620,200$749,650$931,600
Oglala Lakota$484,350$620,200$749,650$931,600
Pennington$484,350$620,200$749,650$931,600
Perkins$484,350$620,200$749,650$931,600
Potter$484,350$620,200$749,650$931,600
Roberts$484,350$620,200$749,650$931,600
Sanborn$484,350$620,200$749,650$931,600
Spink$484,350$620,200$749,650$931,600
Stanley$484,350$620,200$749,650$931,600
Sully$484,350$620,200$749,650$931,600
Todd$484,350$620,200$749,650$931,600
Tripp$484,350$620,200$749,650$931,600
Turner$484,350$620,200$749,650$931,600
Union$484,350$620,200$749,650$931,600
Walworth$484,350$620,200$749,650$931,600
Yankton$484,350$620,200$749,650$931,600
Ziebach$484,350$620,200$749,650$931,600