Today's South Dakota Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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South Dakota Mortgages

If you own, or are interested in owning, property in South Dakota, you should check out HSH.com.

You'll find HSH.com a comprehensive source for current SD mortgage rates, historical mortgage rate trends, and much more. HSH.com has information you can use to:

  • Finance the a home purchase in South Dakota. With its affordable prices and wide open spaces, South Dakota has much to offer, and HSH.com can help you buy your home with info on South Dakota mortgage rates and lenders.
  • Tap into home equity. A home equity loan can be a practical solution for financing home improvements or other long-term projects.
  • Refinance a mortgage. Check out SD mortgage rates and refinancing calculators on HSH.com to see if you can lower monthly payments, pay off your mortgage earlier than planned, or change the terms of your home loan.

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for South Dakota

County Name One Family Two Family Three Family Four Family
Aurora County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Beadle County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bennett County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bon Homme County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Brookings County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Brown County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Brule County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Buffalo County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Butte County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Campbell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Charles Mix County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clark County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clay County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Codington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Corson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Custer County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Davison County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Day County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Deuel County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dewey County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Douglas County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Edmunds County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fall River County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Faulk County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Grant County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gregory County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Haakon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hamlin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hand County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hanson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Harding County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hughes County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hutchinson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hyde County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jackson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jerauld County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jones County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kingsbury County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lake County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lawrence County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lincoln County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lyman County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marshall County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mccook County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mcpherson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Meade County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mellette County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Miner County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Minnehaha County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Moody County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Oglala Lakota County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pennington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Perkins County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Potter County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Roberts County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sanborn County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Spink County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Stanley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sully County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Todd County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Tripp County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Turner County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Union County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Walworth County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Yankton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ziebach County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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