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South Dakota Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in South Dakota

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4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

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Updated 10/19/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 10/22/2018

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South Dakota Mortgages

If you own, or are interested in owning, property in South Dakota, you should check out HSH.com.

You'll find HSH.com a comprehensive source for current SD mortgage rates, historical mortgage rate trends, and much more. HSH.com has information you can use to:

  • Finance the a home purchase in South Dakota. With its affordable prices and wide open spaces, South Dakota has much to offer, and HSH.com can help you buy your home with info on South Dakota mortgage rates and lenders.
  • Tap into home equity. A home equity loan can be a practical solution for financing home improvements or other long-term projects.
  • Refinance a mortgage. Check out SD mortgage rates and refinancing calculators on HSH.com to see if you can lower monthly payments, pay off your mortgage earlier than planned, or change the terms of your home loan.

South Dakota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For South Dakota, the conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for South Dakota

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Aurora$453,100$580,150$701,250$871,450
Beadle$453,100$580,150$701,250$871,450
Bennett$453,100$580,150$701,250$871,450
Bon Homme$453,100$580,150$701,250$871,450
Brookings$453,100$580,150$701,250$871,450
Brown$453,100$580,150$701,250$871,450
Brule$453,100$580,150$701,250$871,450
Buffalo$453,100$580,150$701,250$871,450
Butte$453,100$580,150$701,250$871,450
Campbell$453,100$580,150$701,250$871,450
Charles Mix$453,100$580,150$701,250$871,450
Clark$453,100$580,150$701,250$871,450
Clay$453,100$580,150$701,250$871,450
Codington$453,100$580,150$701,250$871,450
Corson$453,100$580,150$701,250$871,450
Custer$453,100$580,150$701,250$871,450
Davison$453,100$580,150$701,250$871,450
Day$453,100$580,150$701,250$871,450
Deuel$453,100$580,150$701,250$871,450
Dewey$453,100$580,150$701,250$871,450
Douglas$453,100$580,150$701,250$871,450
Edmunds$453,100$580,150$701,250$871,450
Fall River$453,100$580,150$701,250$871,450
Faulk$453,100$580,150$701,250$871,450
Grant$453,100$580,150$701,250$871,450
Gregory$453,100$580,150$701,250$871,450
Haakon$453,100$580,150$701,250$871,450
Hamlin$453,100$580,150$701,250$871,450
Hand$453,100$580,150$701,250$871,450
Hanson$453,100$580,150$701,250$871,450
Harding$453,100$580,150$701,250$871,450
Hughes$453,100$580,150$701,250$871,450
Hutchinson$453,100$580,150$701,250$871,450
Hyde$453,100$580,150$701,250$871,450
Jackson$453,100$580,150$701,250$871,450
Jerauld$453,100$580,150$701,250$871,450
Jones$453,100$580,150$701,250$871,450
Kingsbury$453,100$580,150$701,250$871,450
Lake$453,100$580,150$701,250$871,450
Lawrence$453,100$580,150$701,250$871,450
Lincoln$453,100$580,150$701,250$871,450
Lyman$453,100$580,150$701,250$871,450
Marshall$453,100$580,150$701,250$871,450
Mccook$453,100$580,150$701,250$871,450
Mcpherson$453,100$580,150$701,250$871,450
Meade$453,100$580,150$701,250$871,450
Mellette$453,100$580,150$701,250$871,450
Miner$453,100$580,150$701,250$871,450
Minnehaha$453,100$580,150$701,250$871,450
Moody$453,100$580,150$701,250$871,450
Oglala Lakota$453,100$580,150$701,250$871,450
Pennington$453,100$580,150$701,250$871,450
Perkins$453,100$580,150$701,250$871,450
Potter$453,100$580,150$701,250$871,450
Roberts$453,100$580,150$701,250$871,450
Sanborn$453,100$580,150$701,250$871,450
Spink$453,100$580,150$701,250$871,450
Stanley$453,100$580,150$701,250$871,450
Sully$453,100$580,150$701,250$871,450
Todd$453,100$580,150$701,250$871,450
Tripp$453,100$580,150$701,250$871,450
Turner$453,100$580,150$701,250$871,450
Union$453,100$580,150$701,250$871,450
Walworth$453,100$580,150$701,250$871,450
Yankton$453,100$580,150$701,250$871,450
Ziebach$453,100$580,150$701,250$871,450