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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

South Carolina Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 1/27/2020
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 1/27/2020
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

30 year fixed mortgage rates today from 3.375%

Updated: 1/24/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.595%
APR
Rate as low as
3.375%
Rate
$ 884
Monthly Payment
Show Details
Updated: 1/27/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.247%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 1/24/2020
CloseYourOwnLoan.com
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
Updated: 1/27/2020
Figure Lending LLC
  • Closing in as few as 10 Days
  • Fast, Easy, and 100% Online Application Process
  • Get your rate quote instantly without affecting your credit
  • Dedicated support team

South Carolina Mortgages

Interested in buying a home, refinancing a mortgage, or taking out a home equity loan in South Carolina?

HSH.com can help. With information on current SC mortgage rates and other resources such as mortgage calculators, you can work towards:

  • Financing your dream home. From the Atlantic coast to the majestic mountains in the western part of the state, South Carolina has a setting to suit almost any taste. Check out information on South Carolina mortgage rates to see how affordable your dreams may be.
  • Tapping your home equity. A home equity loan can be a cost-effective way of financing long-term projects, and a home equity line of credit can be an inexpensive way to prepare for unexpected expenses.
  • Refinancing your mortgage. Use a mortgage calculator to compare today's SC mortgage rates with your existing rate.

South Carolina Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for South Carolina

County NameOne FamilyTwo FamilyThree FamilyFour Family
Abbeville CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Aiken CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Allendale CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Anderson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bamberg CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Barnwell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Beaufort CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Berkeley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Calhoun CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Charleston CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cherokee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chester CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chesterfield CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clarendon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Colleton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Darlington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dillon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dorchester CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Edgefield CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fairfield CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Florence CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Georgetown CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Greenville CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Greenwood CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hampton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Horry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jasper CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kershaw CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lancaster CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Laurens CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lexington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marion CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marlboro CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mccormick CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Newberry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Oconee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Orangeburg CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pickens CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Richland CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Saluda CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Spartanburg CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sumter CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Union CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Williamsburg CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
York CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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