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If you're considering an ARM, you'll want to check out HSH's comprehensive Guide to Adjustable Rate Mortgages.

If you're considering an ARM, you'll want to check out HSH's comprehensive Guide to Adjustable Rate Mortgages.

Today's South Carolina Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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South Carolina Mortgages

Interested in buying a home, refinancing a mortgage, or taking out a home equity loan in South Carolina?

HSH.com can help. With information on current SC mortgage rates and other resources such as mortgage calculators, you can work towards:

  • Financing your dream home. From the Atlantic coast to the majestic mountains in the western part of the state, South Carolina has a setting to suit almost any taste. Check out information on South Carolina mortgage rates to see how affordable your dreams may be.
  • Tapping your home equity. A home equity loan can be a cost-effective way of financing long-term projects, and a home equity line of credit can be an inexpensive way to prepare for unexpected expenses.
  • Refinancing your mortgage. Use a mortgage calculator to compare today's SC mortgage rates with your existing rate.

South Carolina Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for South Carolina

County Name One Family Two Family Three Family Four Family
Abbeville County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Aiken County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Allendale County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Anderson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bamberg County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Barnwell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Beaufort County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Berkeley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Calhoun County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Charleston County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cherokee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Chester County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Chesterfield County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clarendon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Colleton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Darlington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dillon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dorchester County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Edgefield County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fairfield County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Florence County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Georgetown County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Greenville County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Greenwood County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hampton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Horry County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jasper County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kershaw County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lancaster County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Laurens County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lexington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marion County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marlboro County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mccormick County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Newberry County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Oconee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Orangeburg County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pickens County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Richland County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Saluda County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Spartanburg County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sumter County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Union County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Williamsburg County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
York County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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