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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's South Carolina Mortgage Rates in the HSH Lender Showcase

South Carolina Mortgages

Interested in buying a home, refinancing a mortgage, or taking out a home equity loan in South Carolina?

HSH.com can help. With information on current SC mortgage rates and other resources such as mortgage calculators, you can work towards:

  • Financing your dream home. From the Atlantic coast to the majestic mountains in the western part of the state, South Carolina has a setting to suit almost any taste. Check out information on South Carolina mortgage rates to see how affordable your dreams may be.
  • Tapping your home equity. A home equity loan can be a cost-effective way of financing long-term projects, and a home equity line of credit can be an inexpensive way to prepare for unexpected expenses.
  • Refinancing your mortgage. Use a mortgage calculator to compare today's SC mortgage rates with your existing rate.

South Carolina Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for South Carolina

Select County
County Name One Family Two Family Three Family Four Family
Abbeville County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Aiken County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Allendale County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Anderson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bamberg County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Barnwell County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Beaufort County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Berkeley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Calhoun County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Charleston County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cherokee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Chester County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Chesterfield County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clarendon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Colleton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Darlington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dillon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dorchester County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Edgefield County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fairfield County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Florence County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Georgetown County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Greenville County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Greenwood County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hampton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Horry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jasper County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kershaw County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lancaster County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Laurens County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lexington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marion County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marlboro County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mccormick County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Newberry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Oconee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Orangeburg County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pickens County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Richland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Saluda County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Spartanburg County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sumter County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Union County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Williamsburg County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
York County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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