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South Carolina Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in South Carolina

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5.000% Rate

30 Yr. Fixed

5.045% APR

$805 / month (est)

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Updated 11/20/2018

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4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

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Updated 12/7/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 12/10/2018

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5.375% Rate

30 Yr. Fixed

5.531% APR

$871 / month (est)

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Updated 12/10/2018

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South Carolina Mortgages

Interested in buying a home, refinancing a mortgage, or taking out a home equity loan in South Carolina?

HSH.com can help. With information on current SC mortgage rates and other resources such as mortgage calculators, you can work towards:

  • Financing your dream home. From the Atlantic coast to the majestic mountains in the western part of the state, South Carolina has a setting to suit almost any taste. Check out information on South Carolina mortgage rates to see how affordable your dreams may be.
  • Tapping your home equity. A home equity loan can be a cost-effective way of financing long-term projects, and a home equity line of credit can be an inexpensive way to prepare for unexpected expenses.
  • Refinancing your mortgage. Use a mortgage calculator to compare today's SC mortgage rates with your existing rate.

South Carolina Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For South Carolina, conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for South Carolina

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Abbeville$453,100$580,150$701,250$871,450
Aiken$453,100$580,150$701,250$871,450
Allendale$453,100$580,150$701,250$871,450
Anderson$453,100$580,150$701,250$871,450
Bamberg$453,100$580,150$701,250$871,450
Barnwell$453,100$580,150$701,250$871,450
Beaufort$453,100$580,150$701,250$871,450
Berkeley$453,100$580,150$701,250$871,450
Calhoun$453,100$580,150$701,250$871,450
Charleston$453,100$580,150$701,250$871,450
Cherokee$453,100$580,150$701,250$871,450
Chester$453,100$580,150$701,250$871,450
Chesterfield$453,100$580,150$701,250$871,450
Clarendon$453,100$580,150$701,250$871,450
Colleton$453,100$580,150$701,250$871,450
Darlington$453,100$580,150$701,250$871,450
Dillon$453,100$580,150$701,250$871,450
Dorchester$453,100$580,150$701,250$871,450
Edgefield$453,100$580,150$701,250$871,450
Fairfield$453,100$580,150$701,250$871,450
Florence$453,100$580,150$701,250$871,450
Georgetown$453,100$580,150$701,250$871,450
Greenville$453,100$580,150$701,250$871,450
Greenwood$453,100$580,150$701,250$871,450
Hampton$453,100$580,150$701,250$871,450
Horry$453,100$580,150$701,250$871,450
Jasper$453,100$580,150$701,250$871,450
Kershaw$453,100$580,150$701,250$871,450
Lancaster$453,100$580,150$701,250$871,450
Laurens$453,100$580,150$701,250$871,450
Lee$453,100$580,150$701,250$871,450
Lexington$453,100$580,150$701,250$871,450
Marion$453,100$580,150$701,250$871,450
Marlboro$453,100$580,150$701,250$871,450
Mccormick$453,100$580,150$701,250$871,450
Newberry$453,100$580,150$701,250$871,450
Oconee$453,100$580,150$701,250$871,450
Orangeburg$453,100$580,150$701,250$871,450
Pickens$453,100$580,150$701,250$871,450
Richland$453,100$580,150$701,250$871,450
Saluda$453,100$580,150$701,250$871,450
Spartanburg$453,100$580,150$701,250$871,450
Sumter$453,100$580,150$701,250$871,450
Union$453,100$580,150$701,250$871,450
Williamsburg$453,100$580,150$701,250$871,450
York$453,100$580,150$701,250$871,450