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South Carolina Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in South Carolina

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4.125% Rate

30 Yr. Fixed

4.335% APR

$1,465 / month (est)

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Updated 1/18/2018

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4.750% Rate

30 Yr. Fixed

4.813% APR

$1,578 / month (est)

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Updated 1/20/2018

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  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
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4.250% Rate

30 Yr. Fixed

4.311% APR

$1,488 / month (est)

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Updated 1/20/2018

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3.750% Rate

30 Yr. Fixed

3.954% APR

$1,400 / month (est)

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Updated 1/19/2018

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South Carolina Interest Rates as low as 2.5% (3.696APR)
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South Carolina Mortgages

Interested in buying a home, refinancing a mortgage, or taking out a home equity loan in South Carolina?

HSH.com can help. With information on current SC mortgage rates and other resources such as mortgage calculators, you can work towards:

  • Financing your dream home. From the Atlantic coast to the majestic mountains in the western part of the state, South Carolina has a setting to suit almost any taste. Check out information on South Carolina mortgage rates to see how affordable your dreams may be.
  • Tapping your home equity. A home equity loan can be a cost-effective way of financing long-term projects, and a home equity line of credit can be an inexpensive way to prepare for unexpected expenses.
  • Refinancing your mortgage. Use a mortgage calculator to compare today's SC mortgage rates with your existing rate.

South Carolina Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional _conforming_ mortgage.

For South Carolina, conventional loan limit is at $453,100 for all counties.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Abbeville $453,100 $580,150 $701,250 $871,450
Aiken $453,100 $580,150 $701,250 $871,450
Allendale $453,100 $580,150 $701,250 $871,450
Anderson $453,100 $580,150 $701,250 $871,450
Bamberg $453,100 $580,150 $701,250 $871,450
Barnwell $453,100 $580,150 $701,250 $871,450
Beaufort $453,100 $580,150 $701,250 $871,450
Berkeley $453,100 $580,150 $701,250 $871,450
Calhoun $453,100 $580,150 $701,250 $871,450
Charleston $453,100 $580,150 $701,250 $871,450
Cherokee $453,100 $580,150 $701,250 $871,450
Chester $453,100 $580,150 $701,250 $871,450
Chesterfield $453,100 $580,150 $701,250 $871,450
Clarendon $453,100 $580,150 $701,250 $871,450
Colleton $453,100 $580,150 $701,250 $871,450
Darlington $453,100 $580,150 $701,250 $871,450
Dillon $453,100 $580,150 $701,250 $871,450
Dorchester $453,100 $580,150 $701,250 $871,450
Edgefield $453,100 $580,150 $701,250 $871,450
Fairfield $453,100 $580,150 $701,250 $871,450
Florence $453,100 $580,150 $701,250 $871,450
Georgetown $453,100 $580,150 $701,250 $871,450
Greenville $453,100 $580,150 $701,250 $871,450
Greenwood $453,100 $580,150 $701,250 $871,450
Hampton $453,100 $580,150 $701,250 $871,450
Horry $453,100 $580,150 $701,250 $871,450
Jasper $453,100 $580,150 $701,250 $871,450
Kershaw $453,100 $580,150 $701,250 $871,450
Lancaster $453,100 $580,150 $701,250 $871,450
Laurens $453,100 $580,150 $701,250 $871,450
Lee $453,100 $580,150 $701,250 $871,450
Lexington $453,100 $580,150 $701,250 $871,450
Marion $453,100 $580,150 $701,250 $871,450
Marlboro $453,100 $580,150 $701,250 $871,450
Mccormick $453,100 $580,150 $701,250 $871,450
Newberry $453,100 $580,150 $701,250 $871,450
Oconee $453,100 $580,150 $701,250 $871,450
Orangeburg $453,100 $580,150 $701,250 $871,450
Pickens $453,100 $580,150 $701,250 $871,450
Richland $453,100 $580,150 $701,250 $871,450
Saluda $453,100 $580,150 $701,250 $871,450
Spartanburg $453,100 $580,150 $701,250 $871,450
Sumter $453,100 $580,150 $701,250 $871,450
Union $453,100 $580,150 $701,250 $871,450
Williamsburg $453,100 $580,150 $701,250 $871,450
York $453,100 $580,150 $701,250 $871,450