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Michigan Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Michigan

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Michigan Homeowners: Don't Waste Time! Get Low Fixed Rate Here 3.75%APR
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Lenda
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4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

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Updated 11/16/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 11/20/2018

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5.500% Rate

30 Yr. Fixed

5.658% APR

$883 / month (est)

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Updated 11/20/2018

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HARP 2.0 Refinance Loan 3.3% FIXED
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Michigan Interest Rates as low as 4% (4.708APR)
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Michigan Mortgages

Michigan offers diverse real estate opportunities, with bargain home sales as well as rising home equity values in some suburban markets. HSH.com offers localized information on Michigan mortgage rates to help you navigate home financing, whether you're looking to land a good deal in a market of declining home prices or to take out a home equity loan.

HSH.com's rich resources give you a comprehensive understanding of your mortgage options in Michigan:

  • Check out current MI mortgage rates.
  • Evaluate the numbers using a mortgage calculator, which helps you anticipate monthly payments, your income eligibility, and more.
  • Finally, contact a Michigan mortgage lender to explore purchase, refinance, or home equity loan options

Together, these MI mortgage rates and resources offer a solid basis for your home financing decisions.

Michigan Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Michigan, the conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for Michigan

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Alcona$453,100$580,150$701,250$871,450
Alger$453,100$580,150$701,250$871,450
Allegan$453,100$580,150$701,250$871,450
Alpena$453,100$580,150$701,250$871,450
Antrim$453,100$580,150$701,250$871,450
Arenac$453,100$580,150$701,250$871,450
Baraga$453,100$580,150$701,250$871,450
Barry$453,100$580,150$701,250$871,450
Bay$453,100$580,150$701,250$871,450
Benzie$453,100$580,150$701,250$871,450
Berrien$453,100$580,150$701,250$871,450
Branch$453,100$580,150$701,250$871,450
Calhoun$453,100$580,150$701,250$871,450
Cass$453,100$580,150$701,250$871,450
Charlevoix$453,100$580,150$701,250$871,450
Cheboygan$453,100$580,150$701,250$871,450
Chippewa$453,100$580,150$701,250$871,450
Clare$453,100$580,150$701,250$871,450
Clinton$453,100$580,150$701,250$871,450
Crawford$453,100$580,150$701,250$871,450
Delta$453,100$580,150$701,250$871,450
Dickinson$453,100$580,150$701,250$871,450
Eaton$453,100$580,150$701,250$871,450
Emmet$453,100$580,150$701,250$871,450
Genesee$453,100$580,150$701,250$871,450
Gladwin$453,100$580,150$701,250$871,450
Gogebic$453,100$580,150$701,250$871,450
Grand Traverse$453,100$580,150$701,250$871,450
Gratiot$453,100$580,150$701,250$871,450
Hillsdale$453,100$580,150$701,250$871,450
Houghton$453,100$580,150$701,250$871,450
Huron$453,100$580,150$701,250$871,450
Ingham$453,100$580,150$701,250$871,450
Ionia$453,100$580,150$701,250$871,450
Iosco$453,100$580,150$701,250$871,450
Iron$453,100$580,150$701,250$871,450
Isabella$453,100$580,150$701,250$871,450
Jackson$453,100$580,150$701,250$871,450
Kalamazoo$453,100$580,150$701,250$871,450
Kalkaska$453,100$580,150$701,250$871,450
Kent$453,100$580,150$701,250$871,450
Keweenaw$453,100$580,150$701,250$871,450
Lake$453,100$580,150$701,250$871,450
Lapeer$453,100$580,150$701,250$871,450
Leelanau$453,100$580,150$701,250$871,450
Lenawee$453,100$580,150$701,250$871,450
Livingston$453,100$580,150$701,250$871,450
Luce$453,100$580,150$701,250$871,450
Mackinac$453,100$580,150$701,250$871,450
Macomb$453,100$580,150$701,250$871,450
Manistee$453,100$580,150$701,250$871,450
Marquette$453,100$580,150$701,250$871,450
Mason$453,100$580,150$701,250$871,450
Mecosta$453,100$580,150$701,250$871,450
Menominee$453,100$580,150$701,250$871,450
Midland$453,100$580,150$701,250$871,450
Missaukee$453,100$580,150$701,250$871,450
Monroe$453,100$580,150$701,250$871,450
Montcalm$453,100$580,150$701,250$871,450
Montmorency$453,100$580,150$701,250$871,450
Muskegon$453,100$580,150$701,250$871,450
Newaygo$453,100$580,150$701,250$871,450
Oakland$453,100$580,150$701,250$871,450
Oceana$453,100$580,150$701,250$871,450
Ogemaw$453,100$580,150$701,250$871,450
Ontonagon$453,100$580,150$701,250$871,450
Osceola$453,100$580,150$701,250$871,450
Oscoda$453,100$580,150$701,250$871,450
Otsego$453,100$580,150$701,250$871,450
Ottawa$453,100$580,150$701,250$871,450
Presque Isle$453,100$580,150$701,250$871,450
Roscommon$453,100$580,150$701,250$871,450
Saginaw$453,100$580,150$701,250$871,450
Sanilac$453,100$580,150$701,250$871,450
Schoolcraft$453,100$580,150$701,250$871,450
Shiawassee$453,100$580,150$701,250$871,450
St. Clair$453,100$580,150$701,250$871,450
St. Joseph$453,100$580,150$701,250$871,450
Tuscola$453,100$580,150$701,250$871,450
Van Buren$453,100$580,150$701,250$871,450
Washtenaw$453,100$580,150$701,250$871,450
Wayne$453,100$580,150$701,250$871,450
Wexford$453,100$580,150$701,250$871,450