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Michigan Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Michigan

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Rates as low as

4.990% Rate

30 Yr. Fixed

Rates as low as

5.071% APR

$836 / month (est)

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Updated 5/25/2019

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Rates as low as

3.750% Rate

30 Yr. Fixed

Rates as low as

3.973% APR

$695 / month (est)

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Updated 5/25/2019

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Michigan Mortgages

Michigan offers diverse real estate opportunities, with bargain home sales as well as rising home equity values in some suburban markets. HSH.com offers localized information on Michigan mortgage rates to help you navigate home financing, whether you're looking to land a good deal in a market of declining home prices or to take out a home equity loan.

HSH.com's rich resources give you a comprehensive understanding of your mortgage options in Michigan:

  • Check out current MI mortgage rates.
  • Evaluate the numbers using a mortgage calculator, which helps you anticipate monthly payments, your income eligibility, and more.
  • Finally, contact a Michigan mortgage lender to explore purchase, refinance, or home equity loan options

Together, these MI mortgage rates and resources offer a solid basis for your home financing decisions.

Michigan Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Michigan

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Alcona$484,350$620,200$749,650$931,600
Alger$484,350$620,200$749,650$931,600
Allegan$484,350$620,200$749,650$931,600
Alpena$484,350$620,200$749,650$931,600
Antrim$484,350$620,200$749,650$931,600
Arenac$484,350$620,200$749,650$931,600
Baraga$484,350$620,200$749,650$931,600
Barry$484,350$620,200$749,650$931,600
Bay$484,350$620,200$749,650$931,600
Benzie$484,350$620,200$749,650$931,600
Berrien$484,350$620,200$749,650$931,600
Branch$484,350$620,200$749,650$931,600
Calhoun$484,350$620,200$749,650$931,600
Cass$484,350$620,200$749,650$931,600
Charlevoix$484,350$620,200$749,650$931,600
Cheboygan$484,350$620,200$749,650$931,600
Chippewa$484,350$620,200$749,650$931,600
Clare$484,350$620,200$749,650$931,600
Clinton$484,350$620,200$749,650$931,600
Crawford$484,350$620,200$749,650$931,600
Delta$484,350$620,200$749,650$931,600
Dickinson$484,350$620,200$749,650$931,600
Eaton$484,350$620,200$749,650$931,600
Emmet$484,350$620,200$749,650$931,600
Genesee$484,350$620,200$749,650$931,600
Gladwin$484,350$620,200$749,650$931,600
Gogebic$484,350$620,200$749,650$931,600
Grand Traverse$484,350$620,200$749,650$931,600
Gratiot$484,350$620,200$749,650$931,600
Hillsdale$484,350$620,200$749,650$931,600
Houghton$484,350$620,200$749,650$931,600
Huron$484,350$620,200$749,650$931,600
Ingham$484,350$620,200$749,650$931,600
Ionia$484,350$620,200$749,650$931,600
Iosco$484,350$620,200$749,650$931,600
Iron$484,350$620,200$749,650$931,600
Isabella$484,350$620,200$749,650$931,600
Jackson$484,350$620,200$749,650$931,600
Kalamazoo$484,350$620,200$749,650$931,600
Kalkaska$484,350$620,200$749,650$931,600
Kent$484,350$620,200$749,650$931,600
Keweenaw$484,350$620,200$749,650$931,600
Lake$484,350$620,200$749,650$931,600
Lapeer$484,350$620,200$749,650$931,600
Leelanau$484,350$620,200$749,650$931,600
Lenawee$484,350$620,200$749,650$931,600
Livingston$484,350$620,200$749,650$931,600
Luce$484,350$620,200$749,650$931,600
Mackinac$484,350$620,200$749,650$931,600
Macomb$484,350$620,200$749,650$931,600
Manistee$484,350$620,200$749,650$931,600
Marquette$484,350$620,200$749,650$931,600
Mason$484,350$620,200$749,650$931,600
Mecosta$484,350$620,200$749,650$931,600
Menominee$484,350$620,200$749,650$931,600
Midland$484,350$620,200$749,650$931,600
Missaukee$484,350$620,200$749,650$931,600
Monroe$484,350$620,200$749,650$931,600
Montcalm$484,350$620,200$749,650$931,600
Montmorency$484,350$620,200$749,650$931,600
Muskegon$484,350$620,200$749,650$931,600
Newaygo$484,350$620,200$749,650$931,600
Oakland$484,350$620,200$749,650$931,600
Oceana$484,350$620,200$749,650$931,600
Ogemaw$484,350$620,200$749,650$931,600
Ontonagon$484,350$620,200$749,650$931,600
Osceola$484,350$620,200$749,650$931,600
Oscoda$484,350$620,200$749,650$931,600
Otsego$484,350$620,200$749,650$931,600
Ottawa$484,350$620,200$749,650$931,600
Presque Isle$484,350$620,200$749,650$931,600
Roscommon$484,350$620,200$749,650$931,600
Saginaw$484,350$620,200$749,650$931,600
Sanilac$484,350$620,200$749,650$931,600
Schoolcraft$484,350$620,200$749,650$931,600
Shiawassee$484,350$620,200$749,650$931,600
St. Clair$484,350$620,200$749,650$931,600
St. Joseph$484,350$620,200$749,650$931,600
Tuscola$484,350$620,200$749,650$931,600
Van Buren$484,350$620,200$749,650$931,600
Washtenaw$484,350$620,200$749,650$931,600
Wayne$484,350$620,200$749,650$931,600
Wexford$484,350$620,200$749,650$931,600