Today's Tennessee Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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Tennessee Mortgages

Tennessee is a popular destination for retirees because of its low cost of living and good quality of life. Do you need a mortgage in Tennessee? The Tennessee Department of Financial Institutions regulates Tennessee lenders. To do business in Tennessee, mortgage lenders must meet financial standards, pay a surety bond, and pass a state-conducted investigation. Tennessee mortgage lenders understand Tennessee FHA limits, how to apply USDA rural housing guidelines, and help get borrowers other home ownership assistance. They'll also be able to explain how and why TN mortgage rates differ across loan types and even metro areas.

HSH.com lists licensed Tennessee lenders and current TN mortgage rates. You can use the mortgage payment calculator and other tools to see what kind of loan you might qualify for and how current Tennessee mortgage rates affect your payment.

Tennessee Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for Tennessee

County Name One Family Two Family Three Family Four Family
Anderson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bedford County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Benton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bledsoe County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Blount County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bradley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Campbell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cannon County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Carroll County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Carter County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cheatham County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Chester County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Claiborne County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clay County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cocke County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Coffee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Crockett County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cumberland County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Davidson County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Decatur County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dekalb County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dickson County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Dyer County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fayette County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fentress County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Franklin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gibson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Giles County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Grainger County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Greene County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Grundy County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hamblen County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hamilton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hancock County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hardeman County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hardin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hawkins County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Haywood County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Henderson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Henry County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hickman County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Houston County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Humphreys County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jackson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jefferson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Johnson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Knox County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lake County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lauderdale County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lawrence County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lewis County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lincoln County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Loudon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Macon County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Madison County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marion County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marshall County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Maury County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Mcminn County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mcnairy County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Meigs County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Monroe County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Montgomery County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Moore County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Morgan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Obion County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Overton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Perry County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pickett County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Polk County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Putnam County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Rhea County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Roane County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Robertson County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Rutherford County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Scott County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sequatchie County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sevier County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Shelby County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Smith County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Stewart County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sullivan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sumner County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Tipton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Trousdale County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Unicoi County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Union County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Van Buren County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Warren County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Washington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wayne County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Weakley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
White County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Williamson County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Wilson County One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
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