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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Tennessee Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
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Featured lenders
Updated: 1/26/2020
New American Funding
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  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 1/26/2020
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
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  • We have the right loans for first-time and experienced home buyers.

30 year fixed mortgage rates today from 3.375%

Updated: 1/24/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.595%
APR
Rate as low as
3.375%
Rate
$ 884
Monthly Payment
Show Details
Updated: 1/26/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.995%
APR
Rate as low as
3.625%
Rate
$ 912
Monthly Payment
Show Details
Updated: 1/26/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.241%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 1/24/2020
CloseYourOwnLoan.com
  • Skip the salesman. Keep the commission!
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  • $1,000 Best Rate Guarantee
Updated: 1/26/2020
Rocket Mortgage
  • A+ Rating with the Better Business Bureau

Tennessee Mortgages

Tennessee is a popular destination for retirees because of its low cost of living and good quality of life. Do you need a mortgage in Tennessee? The Tennessee Department of Financial Institutions regulates Tennessee lenders. To do business in Tennessee, mortgage lenders must meet financial standards, pay a surety bond, and pass a state-conducted investigation. Tennessee mortgage lenders understand Tennessee FHA limits, how to apply USDA rural housing guidelines, and help get borrowers other home ownership assistance. They'll also be able to explain how and why TN mortgage rates differ across loan types and even metro areas.

HSH.com lists licensed Tennessee lenders and current TN mortgage rates. You can use the mortgage payment calculator and other tools to see what kind of loan you might qualify for and how current Tennessee mortgage rates affect your payment.

Tennessee Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Tennessee

County NameOne FamilyTwo FamilyThree FamilyFour Family
Anderson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bedford CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Benton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bledsoe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Blount CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bradley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Campbell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cannon CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Carroll CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Carter CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cheatham CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Chester CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Claiborne CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cocke CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Coffee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Crockett CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cumberland CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Davidson CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Decatur CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dekalb CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dickson CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Dyer CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fayette CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fentress CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gibson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Giles CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grainger CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Greene CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grundy CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hamblen CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hamilton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hancock CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hardeman CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hardin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hawkins CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Haywood CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Henderson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Henry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hickman CountyOne Family$534,750Two Family$684,550Three Family$827,500Four Family$1,028,350
Houston CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Humphreys CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Johnson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Knox CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lake CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lauderdale CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lawrence CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lewis CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Loudon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Macon CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Madison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marion CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marshall CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Maury CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Mcminn CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mcnairy CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Meigs CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Monroe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Montgomery CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Moore CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Morgan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Obion CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Overton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Perry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pickett CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Polk CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Putnam CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Rhea CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Roane CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Robertson CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Rutherford CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Scott CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sequatchie CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sevier CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Shelby CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Smith CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Stewart CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sullivan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sumner CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Tipton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Trousdale CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Unicoi CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Union CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Van Buren CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Warren CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wayne CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Weakley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
White CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Williamson CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
Wilson CountyOne Family$563,500Two Family$721,400Three Family$872,000Four Family$1,083,650
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