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Tennessee Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Tennessee

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LoanDepot
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Refinance Now & Save (844-290-0067)
  • Rates as low as 3.5% (4.26% APR 5/1 ARM)
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4.990% Rate

30 Yr. Fixed

5.087% APR

$1,073 / month (est)

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Updated 4/20/2018

  • Fast, Powerful and Completely Online
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4.500% Rate

30 Yr. Fixed

4.543% APR

$1,014 / month (est)

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Updated 4/20/2018

Member of BBBLow FeesVA Approved LenderFHA Approved LenderOffers HARP Loans
  • Competitive rates and fees: No fancy branches = savings passed on to you!
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4.125% Rate

30 Yr. Fixed

4.355% APR

$969 / month (est)

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Updated 4/16/2018

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
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5.125% Rate

30 Yr. Fixed

5.223% APR

$1,089 / month (est)

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Updated 4/20/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
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4.750% Rate

30 Yr. Fixed

4.796% APR

$1,044 / month (est)

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Updated 4/20/2018

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Other lenders for Mortgage Refinance of $200,000 in Tennessee

4.125% Rate

30 Yr. Fixed

4.277% APR

$969 / month (est)

Updated 4/18/2018

  • Private, residential lending company based in San Francisco, California.
  • Focusing on simplicity, transparency, efficiency and an unbeatable price.
  • Offering 5/1 adjustable, 30 year fixed and 30 year jumbo loans.
 

Tennessee Mortgages

Tennessee is a popular destination for retirees because of its low cost of living and good quality of life. Do you need a mortgage in Tennessee? The Tennessee Department of Financial Institutions regulates Tennessee lenders. To do business in Tennessee, mortgage lenders must meet financial standards, pay a surety bond, and pass a state-conducted investigation. Tennessee mortgage lenders understand Tennessee FHA limits, how to apply USDA rural housing guidelines, and help get borrowers other home ownership assistance. They'll also be able to explain how and why TN mortgage rates differ across loan types and even metro areas.

HSH.com lists licensed Tennessee lenders and current TN mortgage rates. You can use the mortgage payment calculator and other tools to see what kind of loan you might qualify for and how current Tennessee mortgage rates affect your payment.

Tennessee Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Tennessee, the conventional loan limit is at $453,100 for 81 counties and for 14 counties loan limit is at $494,500.

2018 Conventional loan limits for Tennessee

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Anderson$453,100$580,150$701,250$871,450
Bedford$453,100$580,150$701,250$871,450
Benton$453,100$580,150$701,250$871,450
Bledsoe$453,100$580,150$701,250$871,450
Blount$453,100$580,150$701,250$871,450
Bradley$453,100$580,150$701,250$871,450
Campbell$453,100$580,150$701,250$871,450
Cannon$494,500$633,050$765,200$950,950
Carroll$453,100$580,150$701,250$871,450
Carter$453,100$580,150$701,250$871,450
Cheatham$494,500$633,050$765,200$950,950
Chester$453,100$580,150$701,250$871,450
Claiborne$453,100$580,150$701,250$871,450
Clay$453,100$580,150$701,250$871,450
Cocke$453,100$580,150$701,250$871,450
Coffee$453,100$580,150$701,250$871,450
Crockett$453,100$580,150$701,250$871,450
Cumberland$453,100$580,150$701,250$871,450
Davidson$494,500$633,050$765,200$950,950
Decatur$453,100$580,150$701,250$871,450
Dekalb$453,100$580,150$701,250$871,450
Dickson$494,500$633,050$765,200$950,950
Dyer$453,100$580,150$701,250$871,450
Fayette$453,100$580,150$701,250$871,450
Fentress$453,100$580,150$701,250$871,450
Franklin$453,100$580,150$701,250$871,450
Gibson$453,100$580,150$701,250$871,450
Giles$453,100$580,150$701,250$871,450
Grainger$453,100$580,150$701,250$871,450
Greene$453,100$580,150$701,250$871,450
Grundy$453,100$580,150$701,250$871,450
Hamblen$453,100$580,150$701,250$871,450
Hamilton$453,100$580,150$701,250$871,450
Hancock$453,100$580,150$701,250$871,450
Hardeman$453,100$580,150$701,250$871,450
Hardin$453,100$580,150$701,250$871,450
Hawkins$453,100$580,150$701,250$871,450
Haywood$453,100$580,150$701,250$871,450
Henderson$453,100$580,150$701,250$871,450
Henry$453,100$580,150$701,250$871,450
Hickman$494,500$633,050$765,200$950,950
Houston$453,100$580,150$701,250$871,450
Humphreys$453,100$580,150$701,250$871,450
Jackson$453,100$580,150$701,250$871,450
Jefferson$453,100$580,150$701,250$871,450
Johnson$453,100$580,150$701,250$871,450
Knox$453,100$580,150$701,250$871,450
Lake$453,100$580,150$701,250$871,450
Lauderdale$453,100$580,150$701,250$871,450
Lawrence$453,100$580,150$701,250$871,450
Lewis$453,100$580,150$701,250$871,450
Lincoln$453,100$580,150$701,250$871,450
Loudon$453,100$580,150$701,250$871,450
Macon$494,500$633,050$765,200$950,950
Madison$453,100$580,150$701,250$871,450
Marion$453,100$580,150$701,250$871,450
Marshall$453,100$580,150$701,250$871,450
Maury$494,500$633,050$765,200$950,950
Mcminn$453,100$580,150$701,250$871,450
Mcnairy$453,100$580,150$701,250$871,450
Meigs$453,100$580,150$701,250$871,450
Monroe$453,100$580,150$701,250$871,450
Montgomery$453,100$580,150$701,250$871,450
Moore$453,100$580,150$701,250$871,450
Morgan$453,100$580,150$701,250$871,450
Obion$453,100$580,150$701,250$871,450
Overton$453,100$580,150$701,250$871,450
Perry$453,100$580,150$701,250$871,450
Pickett$453,100$580,150$701,250$871,450
Polk$453,100$580,150$701,250$871,450
Putnam$453,100$580,150$701,250$871,450
Rhea$453,100$580,150$701,250$871,450
Roane$453,100$580,150$701,250$871,450
Robertson$494,500$633,050$765,200$950,950
Rutherford$494,500$633,050$765,200$950,950
Scott$453,100$580,150$701,250$871,450
Sequatchie$453,100$580,150$701,250$871,450
Sevier$453,100$580,150$701,250$871,450
Shelby$453,100$580,150$701,250$871,450
Smith$494,500$633,050$765,200$950,950
Stewart$453,100$580,150$701,250$871,450
Sullivan$453,100$580,150$701,250$871,450
Sumner$494,500$633,050$765,200$950,950
Tipton$453,100$580,150$701,250$871,450
Trousdale$494,500$633,050$765,200$950,950
Unicoi$453,100$580,150$701,250$871,450
Union$453,100$580,150$701,250$871,450
Van Buren$453,100$580,150$701,250$871,450
Warren$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450
Wayne$453,100$580,150$701,250$871,450
Weakley$453,100$580,150$701,250$871,450
White$453,100$580,150$701,250$871,450
Williamson$494,500$633,050$765,200$950,950
Wilson$494,500$633,050$765,200$950,950