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Tennessee Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Tennessee

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5.125% Rate

30 Yr. Fixed

5.208% APR

$848 / month (est)

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Updated 3/20/2019

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Tennessee Mortgages

Tennessee is a popular destination for retirees because of its low cost of living and good quality of life. Do you need a mortgage in Tennessee? The Tennessee Department of Financial Institutions regulates Tennessee lenders. To do business in Tennessee, mortgage lenders must meet financial standards, pay a surety bond, and pass a state-conducted investigation. Tennessee mortgage lenders understand Tennessee FHA limits, how to apply USDA rural housing guidelines, and help get borrowers other home ownership assistance. They'll also be able to explain how and why TN mortgage rates differ across loan types and even metro areas.

HSH.com lists licensed Tennessee lenders and current TN mortgage rates. You can use the mortgage payment calculator and other tools to see what kind of loan you might qualify for and how current Tennessee mortgage rates affect your payment.

Tennessee Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Tennessee

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Anderson$484,350$620,200$749,650$931,600
Bedford$484,350$620,200$749,650$931,600
Benton$484,350$620,200$749,650$931,600
Bledsoe$484,350$620,200$749,650$931,600
Blount$484,350$620,200$749,650$931,600
Bradley$484,350$620,200$749,650$931,600
Campbell$484,350$620,200$749,650$931,600
Cannon$534,750$684,550$827,500$1,028,350
Carroll$484,350$620,200$749,650$931,600
Carter$484,350$620,200$749,650$931,600
Cheatham$534,750$684,550$827,500$1,028,350
Chester$484,350$620,200$749,650$931,600
Claiborne$484,350$620,200$749,650$931,600
Clay$484,350$620,200$749,650$931,600
Cocke$484,350$620,200$749,650$931,600
Coffee$484,350$620,200$749,650$931,600
Crockett$484,350$620,200$749,650$931,600
Cumberland$484,350$620,200$749,650$931,600
Davidson$534,750$684,550$827,500$1,028,350
Decatur$484,350$620,200$749,650$931,600
Dekalb$484,350$620,200$749,650$931,600
Dickson$534,750$684,550$827,500$1,028,350
Dyer$484,350$620,200$749,650$931,600
Fayette$484,350$620,200$749,650$931,600
Fentress$484,350$620,200$749,650$931,600
Franklin$484,350$620,200$749,650$931,600
Gibson$484,350$620,200$749,650$931,600
Giles$484,350$620,200$749,650$931,600
Grainger$484,350$620,200$749,650$931,600
Greene$484,350$620,200$749,650$931,600
Grundy$484,350$620,200$749,650$931,600
Hamblen$484,350$620,200$749,650$931,600
Hamilton$484,350$620,200$749,650$931,600
Hancock$484,350$620,200$749,650$931,600
Hardeman$484,350$620,200$749,650$931,600
Hardin$484,350$620,200$749,650$931,600
Hawkins$484,350$620,200$749,650$931,600
Haywood$484,350$620,200$749,650$931,600
Henderson$484,350$620,200$749,650$931,600
Henry$484,350$620,200$749,650$931,600
Hickman$534,750$684,550$827,500$1,028,350
Houston$484,350$620,200$749,650$931,600
Humphreys$484,350$620,200$749,650$931,600
Jackson$484,350$620,200$749,650$931,600
Jefferson$484,350$620,200$749,650$931,600
Johnson$484,350$620,200$749,650$931,600
Knox$484,350$620,200$749,650$931,600
Lake$484,350$620,200$749,650$931,600
Lauderdale$484,350$620,200$749,650$931,600
Lawrence$484,350$620,200$749,650$931,600
Lewis$484,350$620,200$749,650$931,600
Lincoln$484,350$620,200$749,650$931,600
Loudon$484,350$620,200$749,650$931,600
Macon$534,750$684,550$827,500$1,028,350
Madison$484,350$620,200$749,650$931,600
Marion$484,350$620,200$749,650$931,600
Marshall$484,350$620,200$749,650$931,600
Maury$534,750$684,550$827,500$1,028,350
Mcminn$484,350$620,200$749,650$931,600
Mcnairy$484,350$620,200$749,650$931,600
Meigs$484,350$620,200$749,650$931,600
Monroe$484,350$620,200$749,650$931,600
Montgomery$484,350$620,200$749,650$931,600
Moore$484,350$620,200$749,650$931,600
Morgan$484,350$620,200$749,650$931,600
Obion$484,350$620,200$749,650$931,600
Overton$484,350$620,200$749,650$931,600
Perry$484,350$620,200$749,650$931,600
Pickett$484,350$620,200$749,650$931,600
Polk$484,350$620,200$749,650$931,600
Putnam$484,350$620,200$749,650$931,600
Rhea$484,350$620,200$749,650$931,600
Roane$484,350$620,200$749,650$931,600
Robertson$534,750$684,550$827,500$1,028,350
Rutherford$534,750$684,550$827,500$1,028,350
Scott$484,350$620,200$749,650$931,600
Sequatchie$484,350$620,200$749,650$931,600
Sevier$484,350$620,200$749,650$931,600
Shelby$484,350$620,200$749,650$931,600
Smith$534,750$684,550$827,500$1,028,350
Stewart$484,350$620,200$749,650$931,600
Sullivan$484,350$620,200$749,650$931,600
Sumner$534,750$684,550$827,500$1,028,350
Tipton$484,350$620,200$749,650$931,600
Trousdale$534,750$684,550$827,500$1,028,350
Unicoi$484,350$620,200$749,650$931,600
Union$484,350$620,200$749,650$931,600
Van Buren$484,350$620,200$749,650$931,600
Warren$484,350$620,200$749,650$931,600
Washington$484,350$620,200$749,650$931,600
Wayne$484,350$620,200$749,650$931,600
Weakley$484,350$620,200$749,650$931,600
White$484,350$620,200$749,650$931,600
Williamson$534,750$684,550$827,500$1,028,350
Wilson$534,750$684,550$827,500$1,028,350