X

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Tennessee Mortgage Rates in the HSH Lender Showcase

Tennessee Mortgages

Tennessee is a popular destination for retirees because of its low cost of living and good quality of life. Do you need a mortgage in Tennessee? The Tennessee Department of Financial Institutions regulates Tennessee lenders. To do business in Tennessee, mortgage lenders must meet financial standards, pay a surety bond, and pass a state-conducted investigation. Tennessee mortgage lenders understand Tennessee FHA limits, how to apply USDA rural housing guidelines, and help get borrowers other home ownership assistance. They'll also be able to explain how and why TN mortgage rates differ across loan types and even metro areas.

HSH.com lists licensed Tennessee lenders and current TN mortgage rates. You can use the mortgage payment calculator and other tools to see what kind of loan you might qualify for and how current Tennessee mortgage rates affect your payment.

Tennessee Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Tennessee

Select County
County Name One Family Two Family Three Family Four Family
Anderson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bedford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Benton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bledsoe County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Blount County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bradley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Campbell County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cannon County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Carroll County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Carter County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cheatham County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Chester County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Claiborne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clay County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cocke County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Coffee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Crockett County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cumberland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Davidson County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Decatur County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dekalb County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dickson County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Dyer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fayette County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fentress County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Franklin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Gibson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Giles County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grainger County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Greene County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grundy County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hamblen County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hamilton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hancock County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hardeman County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hardin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hawkins County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Haywood County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Henderson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Henry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hickman County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Houston County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Humphreys County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jackson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Johnson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Knox County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lake County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lauderdale County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lawrence County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lewis County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lincoln County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Loudon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Macon County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Madison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marion County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marshall County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Maury County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Mcminn County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mcnairy County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Meigs County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Monroe County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Montgomery County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Moore County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morgan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Obion County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Overton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Perry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pickett County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Polk County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Putnam County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rhea County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Roane County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Robertson County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Rutherford County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Scott County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sequatchie County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sevier County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Shelby County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Smith County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Stewart County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sullivan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sumner County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Tipton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Trousdale County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Unicoi County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Union County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Van Buren County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Warren County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wayne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Weakley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
White County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Williamson County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950
Wilson County One Family$989,000 Two Family$1,266,100 Three Family$1,530,450 Four Family$1,901,950

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
Add to Homescreen?
✓
X
X
Install this web app on your phone :tap and then Add to homescreen