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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Missouri Mortgage Rates in the HSH Lender Showcase

Missouri Mortgages

Qualified mortgage lenders in Missouri can help you with your home loan decision making--whether it's financing a new home purchase, refinancing, or taking out a home equity loan or line of credit.

Homeowners interested in refinancing can contact lenders through this website to compare Missouri mortgage rates. Before contacting a lender, be clear about your goals for refinancing. Are you interested in lowering your monthly payments, shortening the length of your loan, or do you want to take cash out of your home equity to pay off other bills?

Comparing MO mortgage rates can help you find the mortgage loan that meets your individual needs and keeps your monthly payments as low as possible. You can use the mortgage calculators on this page after searching for current MO mortgage rates to find out how much your monthly payment will change with different loan programs.

Missouri Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Missouri

Select County
County Name One Family Two Family Three Family Four Family
Adair County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Andrew County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Atchison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Audrain County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Barry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Barton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bates County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Benton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bollinger County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Boone County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Buchanan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Butler County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Caldwell County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Callaway County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Camden County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cape Girardeau County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Carroll County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Carter County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cass County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cedar County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Chariton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Christian County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clark County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clay County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clinton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cole County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cooper County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Crawford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dade County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dallas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Daviess County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dekalb County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dent County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Douglas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dunklin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Franklin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Gasconade County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Gentry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Greene County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grundy County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Harrison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Henry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hickory County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Holt County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Howard County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Howell County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Iron County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jackson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jasper County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Johnson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Knox County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Laclede County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lafayette County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lawrence County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lewis County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lincoln County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Linn County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Livingston County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Macon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Madison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Maries County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marion County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mcdonald County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mercer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Miller County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mississippi County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Moniteau County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Monroe County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Montgomery County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morgan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
New Madrid County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Newton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Nodaway County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Oregon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Osage County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ozark County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pemiscot County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Perry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pettis County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Phelps County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pike County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Platte County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Polk County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pulaski County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Putnam County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ralls County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Randolph County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ray County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Reynolds County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ripley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Saline County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Schuyler County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Scotland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Scott County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Shannon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Shelby County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Charles County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Clair County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Francois County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Louis City One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Louis County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ste. Genevieve County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Stoddard County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Stone County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sullivan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Taney County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Texas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Vernon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Warren County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wayne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Webster County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Worth County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wright County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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