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Arizona Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Arizona

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5.125% Rate

30 Yr. Fixed

5.125% APR

$1,089 / month (est)

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Updated 8/15/2018

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Arizona.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.500% Rate

30 Yr. Fixed

4.543% APR

$1,014 / month (est)

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Updated 8/15/2018

Member of BBBLow FeesVA Approved LenderFHA Approved LenderOffers HARP Loans
  • Competitive rates and fees: No fancy branches = savings passed on to you!
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  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
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4.125% Rate

30 Yr. Fixed

4.283% APR

$969 / month (est)

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Updated 8/15/2018

  • Private, residential lending company based in San Francisco, California.
  • Focusing on simplicity, transparency, efficiency and an unbeatable price.
  • Offering 5/1 adjustable, 30 year fixed and 30 year jumbo loans.

4.250% Rate

30 Yr. Fixed

4.481% APR

$984 / month (est)

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Updated 8/15/2018

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
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4.990% Rate

30 Yr. Fixed

5.087% APR

$1,073 / month (est)

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Updated 8/15/2018

  • Fast, Powerful and Completely Online
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5.125% Rate

30 Yr. Fixed

5.223% APR

$1,089 / month (est)

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Updated 8/15/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
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4.500% Rate

30 Yr. Fixed

4.585% APR

$1,013 / month (est)

Updated 8/14/2018

  • PenFed Credit Union lends in all 50 States
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Arizona Mortgages

Arizona's housing market has gone through some boom and bust times in the last decades, but tourism and health care are mainstay industries that continue attract newcomers. The warm climate and world-class scenery make the state a perennial favorite among retirees.

For those contemplating a new home purchase or mortgage refinance, checking Arizona mortgage rates and their historical trends is critical to the shopping process. With current AZ mortgage rates and a few tools such as HSH.com's mortgage calculators, you can determine your monthly payments, loan paydown scenarios with different rates and terms, and whether the home you have your eye on is affordable, given your income and down payment.

Experienced mortgage lenders and brokers doing business in the state can provide you with current AZ mortgage rates, which can fluctuate within the day based on volatile market indicators.

Arizona Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Arizona, the conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for Arizona

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Apache$453,100$580,150$701,250$871,450
Cochise$453,100$580,150$701,250$871,450
Coconino$453,100$580,150$701,250$871,450
Gila$453,100$580,150$701,250$871,450
Graham$453,100$580,150$701,250$871,450
Greenlee$453,100$580,150$701,250$871,450
La Paz$453,100$580,150$701,250$871,450
Maricopa$453,100$580,150$701,250$871,450
Mohave$453,100$580,150$701,250$871,450
Navajo$453,100$580,150$701,250$871,450
Pima$453,100$580,150$701,250$871,450
Pinal$453,100$580,150$701,250$871,450
Santa Cruz$453,100$580,150$701,250$871,450
Yavapai$453,100$580,150$701,250$871,450
Yuma$453,100$580,150$701,250$871,450