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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Mortgage Rates in Arizona | AZ Refinance Rates | HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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Arizona Mortgages

Arizona's housing market has gone through some boom and bust times in the last few decades, but tourism and health care are mainstay industries that continue to attract newcomers. The warm climate and world-class scenery make the state a perennial favorite among retirees.

For those contemplating a new home purchase or mortgage refinance, checking Arizona mortgage rates is critical to the shopping process. With current AZ mortgage rates and a few tools such as HSH.com's mortgage calculators, you can determine your monthly payments, loan paydown scenarios with different rates and terms, and whether the home you have your eye on is affordable, given your income and down payment.

Experienced mortgage lenders and brokers doing business in the state can provide you with current AZ mortgage rates, which can fluctuate within the day based on volatile market indicators.

Arizona Conventional Mortgages

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for Arizona

County Name One Family Two Family Three Family Four Family
Apache County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cochise County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Coconino County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gila County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Graham County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Greenlee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
La Paz County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Maricopa County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mohave County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pima County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pinal County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Santa Cruz County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Yavapai County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Yuma County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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