X

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Today's Minnesota Mortgage Rates in the HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $320,000 Refinance loan.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
Sorry, no listings found currently for the selected values

Minnesota Mortgages

Minnesota home buyers and current home owners have the opportunity to put down roots in a modern Minneapolis high-rise, refinance their Rochester single-family home, or invest in a vacation home on the shores of Minnesota's legendary ten thousand lakes.

HSH.com features local information on Minnesota mortgage rates and lenders to help with your financing decisions. Take advantage of resources such as current MN mortgage rates and mortgage calculators. These research tools help you determine whether to purchase or rent a home, whether you can save money by refinancing your mortgage, how much it will cost to tap into your home equity, and more. If the numbers work out in your favor, you could make a solid investment in your future or lower your current mortgage payments.

Make an informed decision with HSH.com's MN mortgage rates and other research resources. For more information on Minnesota mortgages, contact a qualified lender for a quote.

Minnesota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2023 Conforming loan limits for Minnesota

County Name One Family Two Family Three Family Four Family
Aitkin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Anoka County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Becker County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Beltrami County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Benton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Big Stone County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Blue Earth County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Brown County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Carlton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Carver County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cass County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Chippewa County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Chisago County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clay County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clearwater County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cook County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cottonwood County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Crow Wing County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dakota County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dodge County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Douglas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Faribault County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Fillmore County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Freeborn County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Goodhue County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Grant County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hennepin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Houston County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hubbard County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Isanti County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Itasca County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jackson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kanabec County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kandiyohi County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kittson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Koochiching County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lac Qui Parle County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lake County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lake Of The Woods County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Le Sueur County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lincoln County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lyon County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mahnomen County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Marshall County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Martin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mcleod County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Meeker County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mille Lacs County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Morrison County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mower County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Murray County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Nicollet County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Nobles County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Norman County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Olmsted County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Otter Tail County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pennington County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pine County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pipestone County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Polk County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pope County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Ramsey County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Red Lake County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Redwood County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Renville County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Rice County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Rock County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Roseau County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Scott County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sherburne County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sibley County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
St. Louis County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Stearns County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Steele County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Stevens County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Swift County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Todd County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Traverse County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wabasha County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wadena County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Waseca County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Washington County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Watonwan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wilkin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Winona County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wright County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Yellow Medicine County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen