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Minnesota Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Minnesota

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4.125% Rate

30 Yr. Fixed

4.357% APR

$969 / month (est)

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Updated 5/25/2018

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4.990% Rate

30 Yr. Fixed

5.087% APR

$1,073 / month (est)

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Updated 5/26/2018

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4.375% Rate

30 Yr. Fixed

4.608% APR

$999 / month (est)

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Updated 5/25/2018

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4.875% Rate

30 Yr. Fixed

4.921% APR

$1,059 / month (est)

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Updated 5/26/2018

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5.125% Rate

30 Yr. Fixed

5.223% APR

$1,089 / month (est)

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Updated 5/26/2018

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4.625% Rate

30 Yr. Fixed

4.972% APR

$1,028 / month (est)

Updated 5/22/2018

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4.625% Rate

30 Yr. Fixed

4.668% APR

$1,029 / month (est)

Updated 5/25/2018

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Minnesota Mortgages

Minnesota home buyers and current home owners have the opportunity to put down roots in a modern Minneapolis high-rise, refinance their Rochester single-family home, or invest in a vacation home on the shores of Minnesota's legendary ten thousand lakes.

HSH.com features local information on Minnesota mortgage rates and lenders to help with your financing decisions. Take advantage of resources such as current MN mortgage rates and mortgage calculators. These research tools help you determine whether to purchase or rent a home, whether you can save money by refinancing your mortgage, how much it will cost to tap into your home equity, and more. If the numbers work out in your favor, you could make a solid investment in your future or lower your current mortgage payments.

Make an informed decision with HSH.com's MN mortgage rates and other research resources. For more information on Minnesota mortgages, contact a qualified lender for a quote.

Minnesota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Minnesota, the conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for Minnesota

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Aitkin$453,100$580,150$701,250$871,450
Anoka$453,100$580,150$701,250$871,450
Becker$453,100$580,150$701,250$871,450
Beltrami$453,100$580,150$701,250$871,450
Benton$453,100$580,150$701,250$871,450
Big Stone$453,100$580,150$701,250$871,450
Blue Earth$453,100$580,150$701,250$871,450
Brown$453,100$580,150$701,250$871,450
Carlton$453,100$580,150$701,250$871,450
Carver$453,100$580,150$701,250$871,450
Cass$453,100$580,150$701,250$871,450
Chippewa$453,100$580,150$701,250$871,450
Chisago$453,100$580,150$701,250$871,450
Clay$453,100$580,150$701,250$871,450
Clearwater$453,100$580,150$701,250$871,450
Cook$453,100$580,150$701,250$871,450
Cottonwood$453,100$580,150$701,250$871,450
Crow Wing$453,100$580,150$701,250$871,450
Dakota$453,100$580,150$701,250$871,450
Dodge$453,100$580,150$701,250$871,450
Douglas$453,100$580,150$701,250$871,450
Faribault$453,100$580,150$701,250$871,450
Fillmore$453,100$580,150$701,250$871,450
Freeborn$453,100$580,150$701,250$871,450
Goodhue$453,100$580,150$701,250$871,450
Grant$453,100$580,150$701,250$871,450
Hennepin$453,100$580,150$701,250$871,450
Houston$453,100$580,150$701,250$871,450
Hubbard$453,100$580,150$701,250$871,450
Isanti$453,100$580,150$701,250$871,450
Itasca$453,100$580,150$701,250$871,450
Jackson$453,100$580,150$701,250$871,450
Kanabec$453,100$580,150$701,250$871,450
Kandiyohi$453,100$580,150$701,250$871,450
Kittson$453,100$580,150$701,250$871,450
Koochiching$453,100$580,150$701,250$871,450
Lac Qui Parle$453,100$580,150$701,250$871,450
Lake$453,100$580,150$701,250$871,450
Lake Of The Woo$453,100$580,150$701,250$871,450
Le Sueur$453,100$580,150$701,250$871,450
Lincoln$453,100$580,150$701,250$871,450
Lyon$453,100$580,150$701,250$871,450
Mahnomen$453,100$580,150$701,250$871,450
Marshall$453,100$580,150$701,250$871,450
Martin$453,100$580,150$701,250$871,450
Mcleod$453,100$580,150$701,250$871,450
Meeker$453,100$580,150$701,250$871,450
Mille Lacs$453,100$580,150$701,250$871,450
Morrison$453,100$580,150$701,250$871,450
Mower$453,100$580,150$701,250$871,450
Murray$453,100$580,150$701,250$871,450
Nicollet$453,100$580,150$701,250$871,450
Nobles$453,100$580,150$701,250$871,450
Norman$453,100$580,150$701,250$871,450
Olmsted$453,100$580,150$701,250$871,450
Otter Tail$453,100$580,150$701,250$871,450
Pennington$453,100$580,150$701,250$871,450
Pine$453,100$580,150$701,250$871,450
Pipestone$453,100$580,150$701,250$871,450
Polk$453,100$580,150$701,250$871,450
Pope$453,100$580,150$701,250$871,450
Ramsey$453,100$580,150$701,250$871,450
Red Lake$453,100$580,150$701,250$871,450
Redwood$453,100$580,150$701,250$871,450
Renville$453,100$580,150$701,250$871,450
Rice$453,100$580,150$701,250$871,450
Rock$453,100$580,150$701,250$871,450
Roseau$453,100$580,150$701,250$871,450
Scott$453,100$580,150$701,250$871,450
Sherburne$453,100$580,150$701,250$871,450
Sibley$453,100$580,150$701,250$871,450
St. Louis$453,100$580,150$701,250$871,450
Stearns$453,100$580,150$701,250$871,450
Steele$453,100$580,150$701,250$871,450
Stevens$453,100$580,150$701,250$871,450
Swift$453,100$580,150$701,250$871,450
Todd$453,100$580,150$701,250$871,450
Traverse$453,100$580,150$701,250$871,450
Wabasha$453,100$580,150$701,250$871,450
Wadena$453,100$580,150$701,250$871,450
Waseca$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450
Watonwan$453,100$580,150$701,250$871,450
Wilkin$453,100$580,150$701,250$871,450
Winona$453,100$580,150$701,250$871,450
Wright$453,100$580,150$701,250$871,450
Yellow Medicine$453,100$580,150$701,250$871,450