Today's Minnesota Mortgage Rates in the HSH Lender Showcase

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Minnesota Mortgages

Minnesota home buyers and current home owners have the opportunity to put down roots in a modern Minneapolis high-rise, refinance their Rochester single-family home, or invest in a vacation home on the shores of Minnesota's legendary ten thousand lakes.

HSH.com features local information on Minnesota mortgage rates and lenders to help with your financing decisions. Take advantage of resources such as current MN mortgage rates and mortgage calculators. These research tools help you determine whether to purchase or rent a home, whether you can save money by refinancing your mortgage, how much it will cost to tap into your home equity, and more. If the numbers work out in your favor, you could make a solid investment in your future or lower your current mortgage payments.

Make an informed decision with HSH.com's MN mortgage rates and other research resources. For more information on Minnesota mortgages, contact a qualified lender for a quote.

Minnesota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for Minnesota

County Name One Family Two Family Three Family Four Family
Aitkin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Anoka County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Becker County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Beltrami County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Benton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Big Stone County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Blue Earth County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Brown County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Carlton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Carver County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cass County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Chippewa County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Chisago County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clay County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clearwater County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cook County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cottonwood County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Crow Wing County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dakota County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dodge County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Douglas County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Faribault County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fillmore County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Freeborn County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Goodhue County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Grant County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hennepin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Houston County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hubbard County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Isanti County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Itasca County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jackson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kanabec County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kandiyohi County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kittson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Koochiching County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lac Qui Parle County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lake County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lake Of The Woods County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Le Sueur County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lincoln County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lyon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mahnomen County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marshall County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Martin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mcleod County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Meeker County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mille Lacs County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Morrison County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mower County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Murray County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Nicollet County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Nobles County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Norman County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Olmsted County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Otter Tail County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pennington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pine County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pipestone County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Polk County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pope County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ramsey County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Red Lake County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Redwood County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Renville County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Rice County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Rock County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Roseau County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Scott County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sherburne County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sibley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
St. Louis County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Stearns County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Steele County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Stevens County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Swift County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Todd County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Traverse County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wabasha County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wadena County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Waseca County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Washington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Watonwan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wilkin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Winona County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wright County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Yellow Medicine County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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