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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Minnesota Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in NY.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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7/1 year ARM mortgage rates today from 4.250%

Updated: 1/24/2020
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.935%
APR
Rate as low as
4.250%
Rate
$ 984
Monthly Payment
Show Details
Updated: 9/4/2019
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.816%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 1/24/2020
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Updated: 9/4/2019
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Minnesota Mortgages

Minnesota home buyers and current home owners have the opportunity to put down roots in a modern Minneapolis high-rise, refinance their Rochester single-family home, or invest in a vacation home on the shores of Minnesota's legendary ten thousand lakes.

HSH.com features local information on Minnesota mortgage rates and lenders to help with your financing decisions. Take advantage of resources such as current MN mortgage rates and mortgage calculators. These research tools help you determine whether to purchase or rent a home, whether you can save money by refinancing your mortgage, how much it will cost to tap into your home equity, and more. If the numbers work out in your favor, you could make a solid investment in your future or lower your current mortgage payments.

Make an informed decision with HSH.com's MN mortgage rates and other research resources. For more information on Minnesota mortgages, contact a qualified lender for a quote.

Minnesota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Minnesota

County NameOne FamilyTwo FamilyThree FamilyFour Family
Aitkin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Anoka CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Becker CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Beltrami CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Benton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Big Stone CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Blue Earth CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Brown CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Carlton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Carver CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cass CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chippewa CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chisago CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clearwater CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cook CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cottonwood CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Crow Wing CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dakota CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dodge CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Douglas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Faribault CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fillmore CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Freeborn CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Goodhue CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grant CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hennepin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Houston CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hubbard CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Isanti CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Itasca CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kanabec CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kandiyohi CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kittson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Koochiching CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lac Qui Parle CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lake CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lake Of The Woods CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Le Sueur CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lyon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mahnomen CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marshall CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Martin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mcleod CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Meeker CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mille Lacs CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Morrison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mower CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Murray CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Nicollet CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Nobles CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Norman CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Olmsted CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Otter Tail CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pennington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pine CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pipestone CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Polk CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pope CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ramsey CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Red Lake CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Redwood CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Renville CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Rice CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Rock CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Roseau CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Scott CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sherburne CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sibley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Louis CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Stearns CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Steele CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Stevens CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Swift CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Todd CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Traverse CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wabasha CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wadena CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Waseca CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Watonwan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wilkin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Winona CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wright CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Yellow Medicine CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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