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Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Minnesota Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $150000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 9/21/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 9/21/2019
LoanDepot, LLC
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available

10 year fixed mortgage rates today from 3.875%

Updated: 9/4/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.236%
APR
Rate as low as
3.875%
Rate
$ 2,265
Monthly Payment
Show Details
Updated: 9/21/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.352%
APR
Rate as low as
2.625%
Rate
$ 2,134
Monthly Payment
Show Details
Updated: 9/4/2019
RateZip
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
Updated: 9/21/2019
AimLoan.com
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

Minnesota Mortgages

Minnesota home buyers and current home owners have the opportunity to put down roots in a modern Minneapolis high-rise, refinance their Rochester single-family home, or invest in a vacation home on the shores of Minnesota's legendary ten thousand lakes.

HSH.com features local information on Minnesota mortgage rates and lenders to help with your financing decisions. Take advantage of resources such as current MN mortgage rates and mortgage calculators. These research tools help you determine whether to purchase or rent a home, whether you can save money by refinancing your mortgage, how much it will cost to tap into your home equity, and more. If the numbers work out in your favor, you could make a solid investment in your future or lower your current mortgage payments.

Make an informed decision with HSH.com's MN mortgage rates and other research resources. For more information on Minnesota mortgages, contact a qualified lender for a quote.

Minnesota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Minnesota

County NameOne FamilyTwo FamilyThree FamilyFour Family
AitkinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AnokaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BeckerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BeltramiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BentonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Big StoneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Blue EarthOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BrownOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarltonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarverOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CassOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChippewaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChisagoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClearwaterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CookOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CottonwoodOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Crow WingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DakotaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DodgeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DouglasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FaribaultOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FillmoreOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FreebornOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GoodhueOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrantOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HennepinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HoustonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HubbardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IsantiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ItascaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KanabecOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KandiyohiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KittsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KoochichingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Lac Qui ParleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LakeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Lake Of The WooOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Le SueurOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LyonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MahnomenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarshallOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MartinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McleodOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MeekerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Mille LacsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MorrisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MowerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MurrayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NicolletOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NoblesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NormanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OlmstedOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Otter TailOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PenningtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PipestoneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PolkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PopeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RamseyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Red LakeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RedwoodOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RenvilleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RiceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RockOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RoseauOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ScottOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SherburneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SibleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. LouisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StearnsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SteeleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StevensOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SwiftOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ToddOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TraverseOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WabashaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WadenaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WasecaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WatonwanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WilkinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WinonaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WrightOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Yellow MedicineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600