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Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Mortgage Rates in Illinois | Refinance Rates | HSH Lender Showcase

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Illinois Mortgages

Whether you have your sights set on an urban abode in Chicago, an Interior plains farm, or a Lake Michigan vacation retreat, HSH.com can help you make good on your real estate plans.

HSH.com provides the information you need to make good home financing decisions. Find current IL mortgage rates and qualified mortgage lenders who can help you find the right home loan program. The rich archive of Illinois mortgage rates and mortgage calculators available here are tools to help you evaluate your refinancing options, arrange a home equity loan, find private mortgage insurance, or assess home loan options.

Make the right choice in home financing. Research current IL mortgage rates and contact a mortgage lender for lender quotes.

Illinois Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2023 Conforming loan limits for Illinois

County Name One Family Two Family Three Family Four Family
Adams County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Alexander County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Bond County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Boone County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Brown County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Bureau County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Calhoun County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Carroll County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cass County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Champaign County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Christian County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clark County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clay County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clinton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Coles County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cook County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Crawford County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cumberland County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
De Witt County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dekalb County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Douglas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dupage County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Edgar County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Edwards County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Effingham County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Fayette County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Ford County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Franklin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Fulton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Gallatin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Greene County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Grundy County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hamilton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hancock County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hardin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Henderson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Henry County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Iroquois County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jackson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jasper County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jefferson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jersey County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jo Daviess County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Johnson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kane County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kankakee County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kendall County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Knox County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lake County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lasalle County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lawrence County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lee County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Livingston County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Logan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Macon County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Macoupin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Madison County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Marion County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Marshall County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mason County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Massac County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mcdonough County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mchenry County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mclean County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Menard County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mercer County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Monroe County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Montgomery County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Morgan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Moultrie County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Ogle County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Peoria County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Perry County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Piatt County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pike County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pope County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pulaski County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Putnam County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Randolph County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Richland County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Rock Island County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Saline County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sangamon County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Schuyler County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Scott County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Shelby County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
St. Clair County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Stark County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Stephenson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Tazewell County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Union County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Vermilion County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wabash County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Warren County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Washington County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wayne County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
White County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Whiteside County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Will County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Williamson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Winnebago County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Woodford County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
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