Illinois Mortgage Rates and Refinance Rates: HSH Lender Showcase

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30 year fixed mortgage rates today from 4.250%

Updated: 11/14/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.415%
APR
Rate as low as
4.250%
Rate
$ 769
Monthly Payment
Show Details

15 year fixed mortgage rates today from 3.625%

Updated: 11/14/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.823%
APR
Rate as low as
3.625%
Rate
$ 1,108
Monthly Payment
Show Details

20 year fixed mortgage rates today from 4.500%

Updated: 11/14/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.676%
APR
Rate as low as
4.500%
Rate
$ 975
Monthly Payment
Show Details

10 year fixed mortgage rates today from 3.625%

Updated: 11/14/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.893%
APR
Rate as low as
3.625%
Rate
$ 1,519
Monthly Payment
Show Details

Illinois Mortgages

Whether you have your sights set on an urban abode in Chicago, an Interior plains farm, or a Lake Michigan vacation retreat, HSH.com can help you make good on your real estate plans.

HSH.com provides the information you need to make good home financing decisions. Find current IL mortgage rates and qualified mortgage lenders who can help you find the right home loan program. The rich archive of Illinois mortgage rates and mortgage calculators available here are tools to help you evaluate your refinancing options, arrange a home equity loan, find private mortgage insurance, or assess home loan options.

Make the right choice in home financing. Research current IL mortgage rates and contact a mortgage lender for lender quotes.

Illinois Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Illinois

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdamsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AlexanderOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BondOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BooneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BrownOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BureauOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CalhounOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarrollOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CassOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChampaignOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChristianOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClarkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClintonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ColesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CookOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CrawfordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CumberlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
De WittOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DekalbOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DouglasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DupageOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EdgarOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EdwardsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EffinghamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FayetteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FultonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GallatinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreeneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrundyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HamiltonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HancockOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HardinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HendersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HenryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IroquoisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JasperOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JerseyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Jo DaviessOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JohnsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KaneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KankakeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KendallOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KnoxOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
La SalleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LakeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LawrenceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LivingstonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LoganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MaconOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MacoupinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MadisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarshallOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MasonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MassacOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McdonoughOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MchenryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McleanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MenardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MercerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MonroeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MontgomeryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MorganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MoultrieOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OgleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PeoriaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PerryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PiattOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PikeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PopeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PulaskiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PutnamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RandolphOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RichlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Rock IslandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SalineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SangamonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SchuylerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ScottOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ShelbyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. ClairOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StarkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StephensonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TazewellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UnionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
VermilionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WabashOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WarrenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WayneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WhiteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WhitesideOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WillOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WilliamsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WinnebagoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WoodfordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600