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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Mortgage Rates in Illinois | Refinance Rates | HSH Lender Showcase

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Illinois Mortgages

Whether you have your sights set on an urban abode in Chicago, an Interior plains farm, or a Lake Michigan vacation retreat, HSH.com can help you make good on your real estate plans.

HSH.com provides the information you need to make good home financing decisions. Find current IL mortgage rates and qualified mortgage lenders who can help you find the right home loan program. The rich archive of Illinois mortgage rates and mortgage calculators available here are tools to help you evaluate your refinancing options, arrange a home equity loan, find private mortgage insurance, or assess home loan options.

Make the right choice in home financing. Research current IL mortgage rates and contact a mortgage lender for lender quotes.

Illinois Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for Illinois

County Name One Family Two Family Three Family Four Family
Adams County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Alexander County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bond County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Boone County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Brown County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bureau County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Calhoun County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Carroll County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cass County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Champaign County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Christian County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clark County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clay County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clinton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Coles County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cook County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Crawford County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cumberland County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
De Witt County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dekalb County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Douglas County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dupage County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Edgar County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Edwards County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Effingham County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fayette County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ford County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Franklin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fulton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gallatin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Greene County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Grundy County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hamilton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hancock County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hardin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Henderson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Henry County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Iroquois County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jackson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jasper County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jefferson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jersey County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jo Daviess County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Johnson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kane County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kankakee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kendall County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Knox County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lake County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lasalle County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lawrence County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Livingston County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Logan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Macon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Macoupin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Madison County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marion County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marshall County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mason County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Massac County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mcdonough County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mchenry County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mclean County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Menard County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mercer County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Monroe County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Montgomery County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Morgan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Moultrie County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ogle County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Peoria County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Perry County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Piatt County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pike County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pope County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pulaski County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Putnam County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Randolph County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Richland County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Rock Island County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Saline County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sangamon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Schuyler County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Scott County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Shelby County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
St. Clair County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Stark County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Stephenson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Tazewell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Union County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Vermilion County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wabash County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Warren County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Washington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wayne County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
White County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Whiteside County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Will County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Williamson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Winnebago County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Woodford County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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