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Illinois Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Illinois

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3.990% Rate

30 Yr. Fixed

4.050% APR

$1,442 / month (est)

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Updated 12/11/2017

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3.875% Rate

30 Yr. Fixed

4.000% APR

$1,422 / month (est)

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Updated 12/8/2017

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4.375% Rate

30 Yr. Fixed

4.437% APR

$1,510 / month (est)

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Updated 12/11/2017

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  • Refinance to a get a lower payment, cash back or a faster payoff.
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3.625% Rate

30 Yr. Fixed

3.827% APR

$1,379 / month (est)

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Updated 12/8/2017

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Illinois Mortgages

Whether you have your sights set on an urban abode in Chicago, an Interior plains farm, or a Lake Michigan vacation retreat, HSH.com can help you make good on your real estate plans.

HSH.com provides the information you need to make good home financing decisions. Find current IL mortgage rates and qualified mortgage lenders who can help you find the right home loan program. The rich archive of Illinois mortgage rates and mortgage calculators available here are tools to help you evaluate your refinancing options, arrange a home equity loan, find private mortgage insurance, or assess home loan options.

Make the right choice in home financing. Research current IL mortgage rates and contact a mortgage lender for lender quotes.

Illinois Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Illinois, the conventional loan limit is at $417,000 for all counties.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams $417,000 $533,850 $645,300 $801,950
Alexander $417,000 $533,850 $645,300 $801,950
Bond $417,000 $533,850 $645,300 $801,950
Boone $417,000 $533,850 $645,300 $801,950
Brown $417,000 $533,850 $645,300 $801,950
Bureau $417,000 $533,850 $645,300 $801,950
Calhoun $417,000 $533,850 $645,300 $801,950
Carroll $417,000 $533,850 $645,300 $801,950
Cass $417,000 $533,850 $645,300 $801,950
Champaign $417,000 $533,850 $645,300 $801,950
Christian $417,000 $533,850 $645,300 $801,950
Clark $417,000 $533,850 $645,300 $801,950
Clay $417,000 $533,850 $645,300 $801,950
Clinton $417,000 $533,850 $645,300 $801,950
Coles $417,000 $533,850 $645,300 $801,950
Cook $417,000 $533,850 $645,300 $801,950
Crawford $417,000 $533,850 $645,300 $801,950
Cumberland $417,000 $533,850 $645,300 $801,950
Dekalb $417,000 $533,850 $645,300 $801,950
De Witt $417,000 $533,850 $645,300 $801,950
Douglas $417,000 $533,850 $645,300 $801,950
Dupage $417,000 $533,850 $645,300 $801,950
Edgar $417,000 $533,850 $645,300 $801,950
Edwards $417,000 $533,850 $645,300 $801,950
Effingham $417,000 $533,850 $645,300 $801,950
Fayette $417,000 $533,850 $645,300 $801,950
Ford $417,000 $533,850 $645,300 $801,950
Franklin $417,000 $533,850 $645,300 $801,950
Fulton $417,000 $533,850 $645,300 $801,950
Gallatin $417,000 $533,850 $645,300 $801,950
Greene $417,000 $533,850 $645,300 $801,950
Grundy $417,000 $533,850 $645,300 $801,950
Hamilton $417,000 $533,850 $645,300 $801,950
Hancock $417,000 $533,850 $645,300 $801,950
Hardin $417,000 $533,850 $645,300 $801,950
Henderson $417,000 $533,850 $645,300 $801,950
Henry $417,000 $533,850 $645,300 $801,950
Iroquois $417,000 $533,850 $645,300 $801,950
Jackson $417,000 $533,850 $645,300 $801,950
Jasper $417,000 $533,850 $645,300 $801,950
Jefferson $417,000 $533,850 $645,300 $801,950
Jersey $417,000 $533,850 $645,300 $801,950
Jo Daviess $417,000 $533,850 $645,300 $801,950
Johnson $417,000 $533,850 $645,300 $801,950
Kane $417,000 $533,850 $645,300 $801,950
Kankakee $417,000 $533,850 $645,300 $801,950
Kendall $417,000 $533,850 $645,300 $801,950
Knox $417,000 $533,850 $645,300 $801,950
Lake $417,000 $533,850 $645,300 $801,950
La Salle $417,000 $533,850 $645,300 $801,950
Lawrence $417,000 $533,850 $645,300 $801,950
Lee $417,000 $533,850 $645,300 $801,950
Livingston $417,000 $533,850 $645,300 $801,950
Logan $417,000 $533,850 $645,300 $801,950
Mcdonough $417,000 $533,850 $645,300 $801,950
Mchenry $417,000 $533,850 $645,300 $801,950
Mclean $417,000 $533,850 $645,300 $801,950
Macon $417,000 $533,850 $645,300 $801,950
Macoupin $417,000 $533,850 $645,300 $801,950
Madison $417,000 $533,850 $645,300 $801,950
Marion $417,000 $533,850 $645,300 $801,950
Marshall $417,000 $533,850 $645,300 $801,950
Mason $417,000 $533,850 $645,300 $801,950
Massac $417,000 $533,850 $645,300 $801,950
Menard $417,000 $533,850 $645,300 $801,950
Mercer $417,000 $533,850 $645,300 $801,950
Monroe $417,000 $533,850 $645,300 $801,950
Montgomery $417,000 $533,850 $645,300 $801,950
Morgan $417,000 $533,850 $645,300 $801,950
Moultrie $417,000 $533,850 $645,300 $801,950
Ogle $417,000 $533,850 $645,300 $801,950
Peoria $417,000 $533,850 $645,300 $801,950
Perry $417,000 $533,850 $645,300 $801,950
Piatt $417,000 $533,850 $645,300 $801,950
Pike $417,000 $533,850 $645,300 $801,950
Pope $417,000 $533,850 $645,300 $801,950
Pulaski $417,000 $533,850 $645,300 $801,950
Putnam $417,000 $533,850 $645,300 $801,950
Randolph $417,000 $533,850 $645,300 $801,950
Richland $417,000 $533,850 $645,300 $801,950
Rock Island $417,000 $533,850 $645,300 $801,950
St. Clair $417,000 $533,850 $645,300 $801,950
Saline $417,000 $533,850 $645,300 $801,950
Sangamon $417,000 $533,850 $645,300 $801,950
Schuyler $417,000 $533,850 $645,300 $801,950
Scott $417,000 $533,850 $645,300 $801,950
Shelby $417,000 $533,850 $645,300 $801,950
Stark $417,000 $533,850 $645,300 $801,950
Stephenson $417,000 $533,850 $645,300 $801,950
Tazewell $417,000 $533,850 $645,300 $801,950
Union $417,000 $533,850 $645,300 $801,950
Vermilion $417,000 $533,850 $645,300 $801,950
Wabash $417,000 $533,850 $645,300 $801,950
Warren $417,000 $533,850 $645,300 $801,950
Washington $417,000 $533,850 $645,300 $801,950
Wayne $417,000 $533,850 $645,300 $801,950
White $417,000 $533,850 $645,300 $801,950
Whiteside $417,000 $533,850 $645,300 $801,950
Will $417,000 $533,850 $645,300 $801,950
Williamson $417,000 $533,850 $645,300 $801,950
Winnebago $417,000 $533,850 $645,300 $801,950
Woodford $417,000 $533,850 $645,300 $801,950

Calculate your payments for Illinois properties with our mortgage calculator.