Illinois Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
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Your loan amount is greater than the value of the property, a condition known as being "underwater".
Updated: 3/30/2020
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Illinois Mortgages

Whether you have your sights set on an urban abode in Chicago, an Interior plains farm, or a Lake Michigan vacation retreat, HSH.com can help you make good on your real estate plans.

HSH.com provides the information you need to make good home financing decisions. Find current IL mortgage rates and qualified mortgage lenders who can help you find the right home loan program. The rich archive of Illinois mortgage rates and mortgage calculators available here are tools to help you evaluate your refinancing options, arrange a home equity loan, find private mortgage insurance, or assess home loan options.

Make the right choice in home financing. Research current IL mortgage rates and contact a mortgage lender for lender quotes.

Illinois Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Illinois

County NameOne FamilyTwo FamilyThree FamilyFour Family
Adams CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Alexander CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bond CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Boone CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Brown CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bureau CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Calhoun CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Carroll CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cass CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Champaign CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Christian CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clark CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clinton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Coles CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cook CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Crawford CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cumberland CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
De Witt CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dekalb CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Douglas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dupage CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Edgar CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Edwards CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Effingham CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fayette CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ford CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fulton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gallatin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Greene CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grundy CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hamilton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hancock CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hardin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Henderson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Henry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Iroquois CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jasper CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jersey CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jo Daviess CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Johnson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kane CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kankakee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kendall CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Knox CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lake CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lasalle CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lawrence CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Livingston CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Logan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Macon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Macoupin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Madison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marion CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marshall CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mason CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Massac CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mcdonough CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mchenry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mclean CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Menard CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mercer CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Monroe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Montgomery CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Morgan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Moultrie CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ogle CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Peoria CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Perry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Piatt CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pike CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pope CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pulaski CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Putnam CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Randolph CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Richland CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Rock Island CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Saline CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sangamon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Schuyler CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Scott CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Shelby CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Clair CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Stark CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Stephenson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tazewell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Union CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Vermilion CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wabash CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Warren CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wayne CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
White CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Whiteside CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Will CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Williamson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Winnebago CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Woodford CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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