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Texas Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Texas

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Recommended Lenders
Mortgage Program For Costco Members
  • 15 Year Fixed Rate 4.0% APR
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HARP 2.0 Refinance Loan 3.1% FIXED
  • No Appraisal, No MAX LTV, 3.7 APR
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5.125% Rate

30 Yr. Fixed

5.125% APR

$1,089 / month (est)

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Updated 8/15/2018

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Texas.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.490% Rate

30 Yr. Fixed

4.533% APR

$1,013 / month (est)

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Updated 8/15/2018

Member of BBBLow FeesVA Approved LenderFHA Approved LenderOffers HARP Loans
  • Competitive rates and fees: No fancy branches = savings passed on to you!
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  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
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4.125% Rate

30 Yr. Fixed

4.283% APR

$969 / month (est)

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Updated 8/15/2018

  • Private, residential lending company based in San Francisco, California.
  • Focusing on simplicity, transparency, efficiency and an unbeatable price.
  • Offering 5/1 adjustable, 30 year fixed and 30 year jumbo loans.

4.250% Rate

30 Yr. Fixed

4.481% APR

$984 / month (est)

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Updated 8/15/2018

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

4.990% Rate

30 Yr. Fixed

5.087% APR

$1,073 / month (est)

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Updated 8/15/2018

  • Fast, Powerful and Completely Online
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5.125% Rate

30 Yr. Fixed

5.223% APR

$1,089 / month (est)

Learn More

Updated 8/15/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
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4.500% Rate

30 Yr. Fixed

4.585% APR

$1,013 / month (est)

Updated 8/13/2018

  • PenFed Credit Union lends in all 50 States
  • We provide some of the lowest rates and fees available.
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Texas Mortgages

Texas is almost its own country, very large and diverse, and Texans mortgage every kind of property imaginable, from ranch homes on big tracts of land to high-rise condos in busy cities.

Are you looking for a mortgage in Texas? The Texas Savings and Loan Department regulates the mortgage brokers and loan officers doing business within the state. Texas imposes strict requirements on its licensees and extensive protections for mortgage borrowers. You can search for licensed Texas lenders and current TX mortgage rates. Then, test-drive HSH.com's mortgage payment calculator and other helpful tools to prequalify yourself for a mortgage and determine how current Texas mortgage rates affect your payment.

Texas Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Texas, the conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for Texas

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Anderson$453,100$580,150$701,250$871,450
Andrews$453,100$580,150$701,250$871,450
Angelina$453,100$580,150$701,250$871,450
Aransas$453,100$580,150$701,250$871,450
Archer$453,100$580,150$701,250$871,450
Armstrong$453,100$580,150$701,250$871,450
Atascosa$453,100$580,150$701,250$871,450
Austin$453,100$580,150$701,250$871,450
Bailey$453,100$580,150$701,250$871,450
Bandera$453,100$580,150$701,250$871,450
Bastrop$453,100$580,150$701,250$871,450
Baylor$453,100$580,150$701,250$871,450
Bee$453,100$580,150$701,250$871,450
Bell$453,100$580,150$701,250$871,450
Bexar$453,100$580,150$701,250$871,450
Blanco$453,100$580,150$701,250$871,450
Borden$453,100$580,150$701,250$871,450
Bosque$453,100$580,150$701,250$871,450
Bowie$453,100$580,150$701,250$871,450
Brazoria$453,100$580,150$701,250$871,450
Brazos$453,100$580,150$701,250$871,450
Brewster$453,100$580,150$701,250$871,450
Briscoe$453,100$580,150$701,250$871,450
Brooks$453,100$580,150$701,250$871,450
Brown$453,100$580,150$701,250$871,450
Burleson$453,100$580,150$701,250$871,450
Burnet$453,100$580,150$701,250$871,450
Caldwell$453,100$580,150$701,250$871,450
Calhoun$453,100$580,150$701,250$871,450
Callahan$453,100$580,150$701,250$871,450
Cameron$453,100$580,150$701,250$871,450
Camp$453,100$580,150$701,250$871,450
Carson$453,100$580,150$701,250$871,450
Cass$453,100$580,150$701,250$871,450
Castro$453,100$580,150$701,250$871,450
Chambers$453,100$580,150$701,250$871,450
Cherokee$453,100$580,150$701,250$871,450
Childress$453,100$580,150$701,250$871,450
Clay$453,100$580,150$701,250$871,450
Cochran$453,100$580,150$701,250$871,450
Coke$453,100$580,150$701,250$871,450
Coleman$453,100$580,150$701,250$871,450
Collin$453,100$580,150$701,250$871,450
Collingsworth$453,100$580,150$701,250$871,450
Colorado$453,100$580,150$701,250$871,450
Comal$453,100$580,150$701,250$871,450
Comanche$453,100$580,150$701,250$871,450
Concho$453,100$580,150$701,250$871,450
Cooke$453,100$580,150$701,250$871,450
Coryell$453,100$580,150$701,250$871,450
Cottle$453,100$580,150$701,250$871,450
Crane$453,100$580,150$701,250$871,450
Crockett$453,100$580,150$701,250$871,450
Crosby$453,100$580,150$701,250$871,450
Culberson$453,100$580,150$701,250$871,450
Dallam$453,100$580,150$701,250$871,450
Dallas$453,100$580,150$701,250$871,450
Dawson$453,100$580,150$701,250$871,450
Deaf Smith$453,100$580,150$701,250$871,450
Delta$453,100$580,150$701,250$871,450
Denton$453,100$580,150$701,250$871,450
Dewitt$453,100$580,150$701,250$871,450
Dickens$453,100$580,150$701,250$871,450
Dimmit$453,100$580,150$701,250$871,450
Donley$453,100$580,150$701,250$871,450
Duval$453,100$580,150$701,250$871,450
Eastland$453,100$580,150$701,250$871,450
Ector$453,100$580,150$701,250$871,450
Edwards$453,100$580,150$701,250$871,450
El Paso$453,100$580,150$701,250$871,450
Ellis$453,100$580,150$701,250$871,450
Erath$453,100$580,150$701,250$871,450
Falls$453,100$580,150$701,250$871,450
Fannin$453,100$580,150$701,250$871,450
Fayette$453,100$580,150$701,250$871,450
Fisher$453,100$580,150$701,250$871,450
Floyd$453,100$580,150$701,250$871,450
Foard$453,100$580,150$701,250$871,450
Fort Bend$453,100$580,150$701,250$871,450
Franklin$453,100$580,150$701,250$871,450
Freestone$453,100$580,150$701,250$871,450
Frio$453,100$580,150$701,250$871,450
Gaines$453,100$580,150$701,250$871,450
Galveston$453,100$580,150$701,250$871,450
Garza$453,100$580,150$701,250$871,450
Gillespie$453,100$580,150$701,250$871,450
Glasscock$453,100$580,150$701,250$871,450
Goliad$453,100$580,150$701,250$871,450
Gonzales$453,100$580,150$701,250$871,450
Gray$453,100$580,150$701,250$871,450
Grayson$453,100$580,150$701,250$871,450
Gregg$453,100$580,150$701,250$871,450
Grimes$453,100$580,150$701,250$871,450
Guadalupe$453,100$580,150$701,250$871,450
Hale$453,100$580,150$701,250$871,450
Hall$453,100$580,150$701,250$871,450
Hamilton$453,100$580,150$701,250$871,450
Hansford$453,100$580,150$701,250$871,450
Hardeman$453,100$580,150$701,250$871,450
Hardin$453,100$580,150$701,250$871,450
Harris$453,100$580,150$701,250$871,450
Harrison$453,100$580,150$701,250$871,450
Hartley$453,100$580,150$701,250$871,450
Haskell$453,100$580,150$701,250$871,450
Hays$453,100$580,150$701,250$871,450
Hemphill$453,100$580,150$701,250$871,450
Henderson$453,100$580,150$701,250$871,450
Hidalgo$453,100$580,150$701,250$871,450
Hill$453,100$580,150$701,250$871,450
Hockley$453,100$580,150$701,250$871,450
Hood$453,100$580,150$701,250$871,450
Hopkins$453,100$580,150$701,250$871,450
Houston$453,100$580,150$701,250$871,450
Howard$453,100$580,150$701,250$871,450
Hudspeth$453,100$580,150$701,250$871,450
Hunt$453,100$580,150$701,250$871,450
Hutchinson$453,100$580,150$701,250$871,450
Irion$453,100$580,150$701,250$871,450
Jack$453,100$580,150$701,250$871,450
Jackson$453,100$580,150$701,250$871,450
Jasper$453,100$580,150$701,250$871,450
Jeff Davis$453,100$580,150$701,250$871,450
Jefferson$453,100$580,150$701,250$871,450
Jim Hogg$453,100$580,150$701,250$871,450
Jim Wells$453,100$580,150$701,250$871,450
Johnson$453,100$580,150$701,250$871,450
Jones$453,100$580,150$701,250$871,450
Karnes$453,100$580,150$701,250$871,450
Kaufman$453,100$580,150$701,250$871,450
Kendall$453,100$580,150$701,250$871,450
Kenedy$453,100$580,150$701,250$871,450
Kent$453,100$580,150$701,250$871,450
Kerr$453,100$580,150$701,250$871,450
Kimble$453,100$580,150$701,250$871,450
King$453,100$580,150$701,250$871,450
Kinney$453,100$580,150$701,250$871,450
Kleberg$453,100$580,150$701,250$871,450
Knox$453,100$580,150$701,250$871,450
La Salle$453,100$580,150$701,250$871,450
Lamar$453,100$580,150$701,250$871,450
Lamb$453,100$580,150$701,250$871,450
Lampasas$453,100$580,150$701,250$871,450
Lavaca$453,100$580,150$701,250$871,450
Lee$453,100$580,150$701,250$871,450
Leon$453,100$580,150$701,250$871,450
Liberty$453,100$580,150$701,250$871,450
Limestone$453,100$580,150$701,250$871,450
Lipscomb$453,100$580,150$701,250$871,450
Live Oak$453,100$580,150$701,250$871,450
Llano$453,100$580,150$701,250$871,450
Loving$453,100$580,150$701,250$871,450
Lubbock$453,100$580,150$701,250$871,450
Lynn$453,100$580,150$701,250$871,450
Madison$453,100$580,150$701,250$871,450
Marion$453,100$580,150$701,250$871,450
Martin$453,100$580,150$701,250$871,450
Mason$453,100$580,150$701,250$871,450
Matagorda$453,100$580,150$701,250$871,450
Maverick$453,100$580,150$701,250$871,450
Mcculloch$453,100$580,150$701,250$871,450
Mclennan$453,100$580,150$701,250$871,450
Mcmullen$453,100$580,150$701,250$871,450
Medina$453,100$580,150$701,250$871,450
Menard$453,100$580,150$701,250$871,450
Midland$453,100$580,150$701,250$871,450
Milam$453,100$580,150$701,250$871,450
Mills$453,100$580,150$701,250$871,450
Mitchell$453,100$580,150$701,250$871,450
Montague$453,100$580,150$701,250$871,450
Montgomery$453,100$580,150$701,250$871,450
Moore$453,100$580,150$701,250$871,450
Morris$453,100$580,150$701,250$871,450
Motley$453,100$580,150$701,250$871,450
Nacogdoches$453,100$580,150$701,250$871,450
Navarro$453,100$580,150$701,250$871,450
Newton$453,100$580,150$701,250$871,450
Nolan$453,100$580,150$701,250$871,450
Nueces$453,100$580,150$701,250$871,450
Ochiltree$453,100$580,150$701,250$871,450
Oldham$453,100$580,150$701,250$871,450
Orange$453,100$580,150$701,250$871,450
Palo Pinto$453,100$580,150$701,250$871,450
Panola$453,100$580,150$701,250$871,450
Parker$453,100$580,150$701,250$871,450
Parmer$453,100$580,150$701,250$871,450
Pecos$453,100$580,150$701,250$871,450
Polk$453,100$580,150$701,250$871,450
Potter$453,100$580,150$701,250$871,450
Presidio$453,100$580,150$701,250$871,450
Rains$453,100$580,150$701,250$871,450
Randall$453,100$580,150$701,250$871,450
Reagan$453,100$580,150$701,250$871,450
Real$453,100$580,150$701,250$871,450
Red River$453,100$580,150$701,250$871,450
Reeves$453,100$580,150$701,250$871,450
Refugio$453,100$580,150$701,250$871,450
Roberts$453,100$580,150$701,250$871,450
Robertson$453,100$580,150$701,250$871,450
Rockwall$453,100$580,150$701,250$871,450
Runnels$453,100$580,150$701,250$871,450
Rusk$453,100$580,150$701,250$871,450
Sabine$453,100$580,150$701,250$871,450
San Augustine$453,100$580,150$701,250$871,450
San Jacinto$453,100$580,150$701,250$871,450
San Patricio$453,100$580,150$701,250$871,450
San Saba$453,100$580,150$701,250$871,450
Schleicher$453,100$580,150$701,250$871,450
Scurry$453,100$580,150$701,250$871,450
Shackelford$453,100$580,150$701,250$871,450
Shelby$453,100$580,150$701,250$871,450
Sherman$453,100$580,150$701,250$871,450
Smith$453,100$580,150$701,250$871,450
Somervell$453,100$580,150$701,250$871,450
Starr$453,100$580,150$701,250$871,450
Stephens$453,100$580,150$701,250$871,450
Sterling$453,100$580,150$701,250$871,450
Stonewall$453,100$580,150$701,250$871,450
Sutton$453,100$580,150$701,250$871,450
Swisher$453,100$580,150$701,250$871,450
Tarrant$453,100$580,150$701,250$871,450
Taylor$453,100$580,150$701,250$871,450
Terrell$453,100$580,150$701,250$871,450
Terry$453,100$580,150$701,250$871,450
Throckmorton$453,100$580,150$701,250$871,450
Titus$453,100$580,150$701,250$871,450
Tom Green$453,100$580,150$701,250$871,450
Travis$453,100$580,150$701,250$871,450
Trinity$453,100$580,150$701,250$871,450
Tyler$453,100$580,150$701,250$871,450
Upshur$453,100$580,150$701,250$871,450
Upton$453,100$580,150$701,250$871,450
Uvalde$453,100$580,150$701,250$871,450
Val Verde$453,100$580,150$701,250$871,450
Van Zandt$453,100$580,150$701,250$871,450
Victoria$453,100$580,150$701,250$871,450
Walker$453,100$580,150$701,250$871,450
Waller$453,100$580,150$701,250$871,450
Ward$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450
Webb$453,100$580,150$701,250$871,450
Wharton$453,100$580,150$701,250$871,450
Wheeler$453,100$580,150$701,250$871,450
Wichita$453,100$580,150$701,250$871,450
Wilbarger$453,100$580,150$701,250$871,450
Willacy$453,100$580,150$701,250$871,450
Williamson$453,100$580,150$701,250$871,450
Wilson$453,100$580,150$701,250$871,450
Winkler$453,100$580,150$701,250$871,450
Wise$453,100$580,150$701,250$871,450
Wood$453,100$580,150$701,250$871,450
Yoakum$453,100$580,150$701,250$871,450
Young$453,100$580,150$701,250$871,450
Zapata$453,100$580,150$701,250$871,450
Zavala$453,100$580,150$701,250$871,450