North Carolina Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $150000 Refinance loan in VA.
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30 year fixed mortgage rates today from 3.750%

Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.831%
APR
Rate as low as
3.750%
Rate
$ 695
Monthly Payment
Show Details
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.

North Carolina Mortgages

Looking to buy a home in North Carolina, or perhaps refinance or take out a home equity loan?

Whatever your mortgage needs, you'll find HSH.com a comprehensive source of current NC mortgage rates, local lenders, calculators, and other information. This can help you:

  • Buy property in North Carolina. Whether your dream home is a condo in Chapel Hill or a cabin in the Blue Ridge Mountains, comparing lenders will help you find the best North Carolina mortgage rates.
  • Use your home equity. Upgrading, updating, or expanding your home with a home equity loan can make your property more enjoyable and add to its value.
  • Refinance. Use mortgage calculators to see what today's NC mortgage rates could do for your payments.

North Carolina Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for North Carolina

County NameOne FamilyTwo FamilyThree FamilyFour Family
AlamanceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AlexanderOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AlleghanyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AnsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AsheOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AveryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BeaufortOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BertieOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BladenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BrunswickOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BuncombeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BurkeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CabarrusOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CaldwellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CamdenOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
CarteretOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CaswellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CatawbaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChathamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CherokeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChowanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClevelandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ColumbusOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CravenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CumberlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CurrituckOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DareOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DavidsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DavieOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DuplinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DurhamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EdgecombeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ForsythOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GastonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GatesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrahamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GranvilleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreeneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GuilfordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HalifaxOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HarnettOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HaywoodOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HendersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HertfordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HokeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HydeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IredellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JohnstonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JonesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LenoirOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MaconOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MadisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MartinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McdowellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MecklenburgOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MitchellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MontgomeryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MooreOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NashOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
New HanoverOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NorthamptonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OnslowOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OrangeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PamlicoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PasquotankOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
PenderOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PerquimansOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
PersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PittOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PolkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RandolphOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RichmondOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RobesonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RockinghamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RowanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RutherfordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SampsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ScotlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StanlyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StokesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SurryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SwainOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TransylvaniaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TyrrellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UnionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
VanceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WakeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WarrenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WataugaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WayneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WilkesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WilsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
YadkinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
YanceyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600