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Washington Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Washington

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Rates as low as

4.990% Rate

30 Yr. Fixed

Rates as low as

5.137% APR

$835 / month (est)

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Updated 5/25/2019

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Rates as low as

4.990% Rate

30 Yr. Fixed

Rates as low as

5.068% APR

$835 / month (est)

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Updated 5/25/2019

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Rates as low as

3.990% Rate

30 Yr. Fixed

Rates as low as

4.330% APR

$715 / month (est)

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Updated 5/25/2019

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Rates as low as

3.750% Rate

30 Yr. Fixed

Rates as low as

3.973% APR

$695 / month (est)

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Updated 5/25/2019

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Washington Mortgages

Bellevue, Everett, Seattle, and Spokane all seem to have lifetime memberships on many "best places to live" lists. Education, natural beauty, health care, recreation, and culture are tops in these towns. With competitive WA mortgage rates, you may be able to afford your dream home, save money with a refinance, or take out a home equity loan for major renovations.

Mortgage lenders in the state of Washington answer to the Washington State Department of Financial Institutions. To get licensed in Washington, mortgage lenders must meet strict requirements and and be investigated by the FBI. Those with bad credit histories or brushes with the law are not generally granted licenses. To find licensed Washington lenders and compare their current WA mortgage rates, check on HSH.com. This site's mortgage calculators can help you see how Washington mortgage rates affect your loan payment, even before you pick up the phone.

Washington Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Washington

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$484,350$620,200$749,650$931,600
Asotin$484,350$620,200$749,650$931,600
Benton$484,350$620,200$749,650$931,600
Chelan$484,350$620,200$749,650$931,600
Clallam$484,350$620,200$749,650$931,600
Clark$484,350$620,200$749,650$931,600
Columbia$484,350$620,200$749,650$931,600
Cowlitz$484,350$620,200$749,650$931,600
Douglas$484,350$620,200$749,650$931,600
Ferry$484,350$620,200$749,650$931,600
Franklin$484,350$620,200$749,650$931,600
Garfield$484,350$620,200$749,650$931,600
Grant$484,350$620,200$749,650$931,600
Grays Harbor$484,350$620,200$749,650$931,600
Island$484,350$620,200$749,650$931,600
Jefferson$484,350$620,200$749,650$931,600
King$726,525$930,300$1,124,475$1,397,400
Kitsap$484,350$620,200$749,650$931,600
Kittitas$484,350$620,200$749,650$931,600
Klickitat$484,350$620,200$749,650$931,600
Lewis$484,350$620,200$749,650$931,600
Lincoln$484,350$620,200$749,650$931,600
Mason$484,350$620,200$749,650$931,600
Okanogan$484,350$620,200$749,650$931,600
Pacific$484,350$620,200$749,650$931,600
Pend Oreille$484,350$620,200$749,650$931,600
Pierce$726,525$930,300$1,124,475$1,397,400
San Juan$484,350$620,200$749,650$931,600
Skagit$484,350$620,200$749,650$931,600
Skamania$484,350$620,200$749,650$931,600
Snohomish$726,525$930,300$1,124,475$1,397,400
Spokane$484,350$620,200$749,650$931,600
Stevens$484,350$620,200$749,650$931,600
Thurston$484,350$620,200$749,650$931,600
Wahkiakum$484,350$620,200$749,650$931,600
Walla Walla$484,350$620,200$749,650$931,600
Whatcom$484,350$620,200$749,650$931,600
Whitman$484,350$620,200$749,650$931,600
Yakima$484,350$620,200$749,650$931,600