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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Washington Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in WA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
TIP: Save money by contacting 3 or more lenders.

30 year fixed mortgage rates today from 3.875%

Updated: 1/26/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.251%
APR
Rate as low as
3.875%
Rate
$ 940
Monthly Payment
Show Details

15 year fixed mortgage rates today from 3.250%

Updated: 1/26/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.910%
APR
Rate as low as
3.250%
Rate
$ 1,405
Monthly Payment
Show Details

20 year fixed mortgage rates today from 3.500%

Updated: 1/26/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.015%
APR
Rate as low as
3.500%
Rate
$ 1,160
Monthly Payment
Show Details

10 year fixed mortgage rates today from 3.250%

Updated: 1/26/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.208%
APR
Rate as low as
3.250%
Rate
$ 1,954
Monthly Payment
Show Details

Washington Mortgages

Bellevue, Everett, Seattle, and Spokane all seem to have lifetime memberships on many "best places to live" lists. Education, natural beauty, health care, recreation, and culture are tops in these towns. With competitive WA mortgage rates, you may be able to afford your dream home, save money with a refinance, or take out a home equity loan for major renovations.

Mortgage lenders in the state of Washington answer to the Washington State Department of Financial Institutions. To get licensed in Washington, mortgage lenders must meet strict requirements and and be investigated by the FBI. Those with bad credit histories or brushes with the law are not generally granted licenses. To find licensed Washington lenders and compare their current WA mortgage rates, check on HSH.com. This site's mortgage calculators can help you see how Washington mortgage rates affect your loan payment, even before you pick up the phone.

Washington Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Washington

County NameOne FamilyTwo FamilyThree FamilyFour Family
Adams CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Asotin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Benton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chelan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clallam CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clark CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Columbia CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cowlitz CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Douglas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ferry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Garfield CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grant CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grays Harbor CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Island CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
King CountyOne Family$741,750Two Family$949,600Three Family$1,147,800Four Family$1,426,450
Kitsap CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kittitas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Klickitat CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lewis CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mason CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Okanogan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pacific CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pend Oreille CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pierce CountyOne Family$741,750Two Family$949,600Three Family$1,147,800Four Family$1,426,450
San Juan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Skagit CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Skamania CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Snohomish CountyOne Family$741,750Two Family$949,600Three Family$1,147,800Four Family$1,426,450
Spokane CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Stevens CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Thurston CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wahkiakum CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Walla Walla CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Whatcom CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Whitman CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Yakima CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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