Today's Washington Mortgage Rates in the HSH Lender Showcase

Bellevue, Everett, Seattle, and Spokane all seem to have lifetime memberships on many "best places to live" lists. Education, natural beauty, health care, recreation, and culture are tops in these towns. With competitive WA mortgage rates, you may be able to afford your dream home, save money with a refinance, or take out a home equity loan for major renovations.

Mortgage lenders in the state of Washington answer to the Washington State Department of Financial Institutions. To get licensed in Washington, mortgage lenders must meet strict requirements and and be investigated by the FBI. Those with bad credit histories or brushes with the law are not generally granted licenses. To find licensed Washington lenders and compare their current WA mortgage rates, check on HSH.com. This site's mortgage calculators can help you see how Washington mortgage rates affect your loan payment, even before you pick up the phone.

Washington Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2025 Conforming loan limits for Washington

Adams County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Asotin County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Benton County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Chelan County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Clallam County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Clark County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Columbia County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Cowlitz County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Douglas County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Ferry County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Franklin County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Garfield County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Grant County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Grays Harbor County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Island County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Jefferson County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
King County	One Family$1,037,300	Two Family$1,327,950	Three Family$1,605,200	Four Family$1,994,850
Kitsap County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Kittitas County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Klickitat County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Lewis County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Lincoln County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Mason County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Okanogan County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Pacific County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Pend Oreille County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Pierce County	One Family$1,037,300	Two Family$1,327,950	Three Family$1,605,200	Four Family$1,994,850
San Juan County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Skagit County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Skamania County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Snohomish County	One Family$1,037,300	Two Family$1,327,950	Three Family$1,605,200	Four Family$1,994,850
Spokane County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Stevens County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Thurston County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Wahkiakum County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Walla Walla County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Whatcom County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Whitman County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Yakima County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250

Today's Washington Mortgage Rates in the HSH Lender Showcase

Washington Mortgages

2025 Conforming loan limits for Washington

Mortgage Rates by State

Mortgage rates by loan term and type