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Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Today's Washington Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $320,000 Refinance loan.
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Washington Mortgages

Bellevue, Everett, Seattle, and Spokane all seem to have lifetime memberships on many "best places to live" lists. Education, natural beauty, health care, recreation, and culture are tops in these towns. With competitive WA mortgage rates, you may be able to afford your dream home, save money with a refinance, or take out a home equity loan for major renovations.

Mortgage lenders in the state of Washington answer to the Washington State Department of Financial Institutions. To get licensed in Washington, mortgage lenders must meet strict requirements and and be investigated by the FBI. Those with bad credit histories or brushes with the law are not generally granted licenses. To find licensed Washington lenders and compare their current WA mortgage rates, check on HSH.com. This site's mortgage calculators can help you see how Washington mortgage rates affect your loan payment, even before you pick up the phone.

Washington Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2023 Conforming loan limits for Washington

County Name One Family Two Family Three Family Four Family
Adams County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Asotin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Benton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Chelan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clallam County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clark County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Columbia County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cowlitz County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Douglas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Ferry County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Franklin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Garfield County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Grant County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Grays Harbor County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Island County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jefferson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
King County One Family$977,500 Two Family$1,251,400 Three Family$1,512,650 Four Family$1,879,850
Kitsap County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kittitas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Klickitat County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lewis County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lincoln County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mason County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Okanogan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pacific County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pend Oreille County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pierce County One Family$977,500 Two Family$1,251,400 Three Family$1,512,650 Four Family$1,879,850
San Juan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Skagit County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Skamania County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Snohomish County One Family$977,500 Two Family$1,251,400 Three Family$1,512,650 Four Family$1,879,850
Spokane County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Stevens County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Thurston County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wahkiakum County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Walla Walla County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Whatcom County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Whitman County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Yakima County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
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