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Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Today's Oregon Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $320,000 Refinance loan.
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Oregon Mortgages

If you have mortgage needs in Oregon, whether it's to buy a new home, refinance, or take out a home equity loan, HSH.com has the resources you need.

HSH.com has information on current OR mortgage rates, local lenders, and other tools to help you:

  • Buy a home in Oregon. With dramatic coastlines, peaceful forests, and modern urban neighborhoods, Oregon has great locations for your new home, and HSH.com can help you find the best Oregon mortgage rates available.
  • Use your home equity. A home equity loan or line of credit can give you the resources you need for home improvement or to meet unexpected expenses.
  • Refinance your mortgage. A mortgage calculator can quickly compute your new payments. Plug in current OR mortgage rates to see whether you could save.

Oregon Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2023 Conforming loan limits for Oregon

County Name One Family Two Family Three Family Four Family
Baker County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Benton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clackamas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clatsop County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Columbia County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Coos County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Crook County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Curry County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Deschutes County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Douglas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Gilliam County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Grant County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Harney County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hood River County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jackson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jefferson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Josephine County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Klamath County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lake County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lane County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lincoln County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Linn County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Malheur County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Marion County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Morrow County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Multnomah County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Polk County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sherman County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Tillamook County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Umatilla County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Union County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wallowa County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wasco County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Washington County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wheeler County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Yamhill County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
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