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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Oregon Mortgage Rates in the HSH Lender Showcase

Oregon Mortgages

If you have mortgage needs in Oregon, whether it's to buy a new home, refinance, or take out a home equity loan, HSH.com has the resources you need.

HSH.com has information on current OR mortgage rates, local lenders, and other tools to help you:

  • Buy a home in Oregon. With dramatic coastlines, peaceful forests, and modern urban neighborhoods, Oregon has great locations for your new home, and HSH.com can help you find the best Oregon mortgage rates available.
  • Use your home equity. A home equity loan or line of credit can give you the resources you need for home improvement or to meet unexpected expenses.
  • Refinance your mortgage. A mortgage calculator can quickly compute your new payments. Plug in current OR mortgage rates to see whether you could save.

Oregon Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Oregon

Select County
County Name One Family Two Family Three Family Four Family
Baker County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Benton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clackamas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clatsop County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Columbia County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Coos County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Crook County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Curry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Deschutes County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Douglas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Gilliam County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grant County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Harney County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hood River County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jackson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Josephine County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Klamath County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lake County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lane County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lincoln County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Linn County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Malheur County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marion County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morrow County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Multnomah County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Polk County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sherman County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Tillamook County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Umatilla County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Union County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wallowa County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wasco County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wheeler County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Yamhill County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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