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Oregon Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Oregon

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Willamette Falls Financial
  • Locally owned and operated mortgage broker serving Oregon clients
  • We shop the market for you to ensure you get the best rates available
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4.500% Rate

30 Yr. Fixed

4.541% APR

$1,014 / month (est)

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Updated 6/19/2018

  • LOCAL to the Pacific NW, serving Oregon and Washington
  • Access to the best wholesale lenders that compete for our clients
  • Service, speed, and cutting edge technology

4.500% Rate

30 Yr. Fixed

4.519% APR

$1,013 / month (est)

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Updated 6/18/2018

  • Family owned and operated since 1992
  • Verifiable 5 Star Lender with low transparent rates and fees available 24/7
  • Home of the top ranked loan originator in the Pacific Northwest 4 years in a row

4.625% Rate

30 Yr. Fixed

4.779% APR

$1,028 / month (est)

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Updated 6/18/2018

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Oregon.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.250% Rate

30 Yr. Fixed

4.403% APR

$984 / month (est)

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Updated 6/18/2018

  • Private, residential lending company based in San Francisco, California.
  • Focusing on simplicity, transparency, efficiency and an unbeatable price.
  • Offering 5/1 adjustable, 30 year fixed and 30 year jumbo loans.

4.500% Rate

30 Yr. Fixed

4.543% APR

$1,014 / month (est)

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Updated 6/19/2018

Member of BBBLow FeesVA Approved LenderFHA Approved LenderOffers HARP Loans
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
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4.250% Rate

30 Yr. Fixed

4.481% APR

$984 / month (est)

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Updated 6/18/2018

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

4.875% Rate

30 Yr. Fixed

4.971% APR

$1,059 / month (est)

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Updated 6/19/2018

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
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5.125% Rate

30 Yr. Fixed

5.223% APR

$1,089 / month (est)

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Updated 6/19/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
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Oregon Mortgages

If you have mortgage needs in Oregon, whether it's to buy a new home, refinance, or take out a home equity loan, HSH.com has the resources you need.

HSH.com has information on current OR mortgage rates, local lenders, and other tools to help you:

  • Buy a home in Oregon. With dramatic coastlines, peaceful forests, and modern urban neighborhoods, Oregon has great locations for your new home, and HSH.com can help you find the best Oregon mortgage rates available.
  • Use your home equity. A home equity loan or line of credit can give you the resources you need for home improvement or to meet unexpected expenses.
  • Refinance your mortgage. A mortgage calculator can quickly compute your new payments. Plug in current OR mortgage rates to see whether you could save.

Oregon Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Oregon, the conventional loan limit is at $453,100 for 35 counties and for 1 county(Hood River) the loan limit is at $454,250.

2018 Conventional loan limits for Oregon

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Baker$453,100$580,150$701,250$871,450
Benton$453,100$580,150$701,250$871,450
Clackamas$453,100$580,150$701,250$871,450
Clatsop$453,100$580,150$701,250$871,450
Columbia$453,100$580,150$701,250$871,450
Coos$453,100$580,150$701,250$871,450
Crook$453,100$580,150$701,250$871,450
Curry$453,100$580,150$701,250$871,450
Deschutes$453,100$580,150$701,250$871,450
Douglas$453,100$580,150$701,250$871,450
Gilliam$453,100$580,150$701,250$871,450
Grant$453,100$580,150$701,250$871,450
Harney$453,100$580,150$701,250$871,450
Hood River$454,250$581,500$702,900$873,550
Jackson$453,100$580,150$701,250$871,450
Jefferson$453,100$580,150$701,250$871,450
Josephine$453,100$580,150$701,250$871,450
Klamath$453,100$580,150$701,250$871,450
Lake$453,100$580,150$701,250$871,450
Lane$453,100$580,150$701,250$871,450
Lincoln$453,100$580,150$701,250$871,450
Linn$453,100$580,150$701,250$871,450
Malheur$453,100$580,150$701,250$871,450
Marion$453,100$580,150$701,250$871,450
Morrow$453,100$580,150$701,250$871,450
Multnomah$453,100$580,150$701,250$871,450
Polk$453,100$580,150$701,250$871,450
Sherman$453,100$580,150$701,250$871,450
Tillamook$453,100$580,150$701,250$871,450
Umatilla$453,100$580,150$701,250$871,450
Union$453,100$580,150$701,250$871,450
Wallowa$453,100$580,150$701,250$871,450
Wasco$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450
Wheeler$453,100$580,150$701,250$871,450
Yamhill$453,100$580,150$701,250$871,450

 
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